visa

Visa just said its stablecoin settlement run rate cleared $25 billion annualized — about 10x a year ago — with $USDC and other dollar rails in the mix.

On October 27, 2026, Visa CEO Ryan McInerney told the fiscal fourth-quarter earnings call that the network’s stablecoin settlement pace has surpassed $25 billion in annualized volume, up tenfold year over year. That figure is a run rate from current activity, not a full-year cumulative total. Visa said settlement now spans 10 blockchains across all five of its geographic regions and supports five stablecoins, including USDC, USDG, EURC, PayPal USD (PYUSD), and SBC.

Separately, stablecoin-linked Visa card programs topped 225 — up more than 70% year over year — covering about five million cards in more than 50 countries, with program volume up over 150%. The Visa Stablecoin Platform is live in the U.S., Mexico, Puerto Rico, Colombia, Switzerland and the U.K., with a pipeline of more than 300 partners.

#Visa #Stablecoin #USDC #Crypto
DYOR. Not financial advice.

#VisaStablecoinSettlementTops$25BAnnualized

🚨 #Visa ’s #stablecoin settlement business is accelerating, with annualized volume surpassing $25 billion, a 10x increase year over year. 🔥

🔑 Key highlights:
🌐 Supports 5 stablecoins across 10 blockchains
💵 Stablecoin-linked card programs exceed 225, up over 70% YoY
📈 Card transaction volume surged more than 150% YoY
⚡ Visa Direct stablecoin prefunding is now live commercially
🤝 More than 300 partners are in the pipeline for Visa’s Stablecoin Platform

Supported assets include $USDC , EURC, PayPal USD, USDG, and SBC.
#Write2Earn

#VisaStablecoinSettlementTops$25BAnnualized

💳 Visa's Stablecoin Settlement Hits a $25B Pace, Up 10x

📊 CEO Ryan McInerney: run rate "has surpassed $25 billion in annualized volume, up 10x year-over-year"
⛓️ Visa now supports 10 blockchains, more than double last year, across all 5 regions
🏦 It joined the founding validator cohort for Circle's Arc, alongside roles on Tempo and Canton
🌎 Visa Stablecoin Platform is live in the US, Mexico, Puerto Rico, Colombia, Switzerland and the UK
⚠️ It's a pace, not a yearly total, and Visa doesn't break out stablecoin revenue

What it means for crypto: one of the world's biggest payment networks is moving real settlement onto stablecoin rails. Still small next to Visa's core business, but growing fast.

Will stablecoins become the default rail for card settlement? 👇

$USDC $BTC
#CryptoNews #Stablecoins #Visa #VisaStablecoinSettlementTops$25BAnnualized

Visa beats expectations but shares fall after Q4 results

💳 Visa’s fiscal Q4 2026 revenue rose 13% year over year to $12.14 billion. Adjusted EPS reached $3.48, above the $3.44 forecast.

🌍 Payments volume grew 9%, while cross-border volume increased 14%. Spending across Visa’s network continued to expand, with international payments a bright spot.

📉 Shares still fell around 1.4% in extended trading. Client incentives rose 21% to $5.1 billion, drawing attention because these payments reduce net revenue.

🔎 Visa expects incentive growth to accelerate in fiscal 2027 as several major agreements come up for renewal. Results remain positive, but sustaining earnings growth while offering larger client incentives will be a key factor to watch.

#Visa $VIRTUAL $SAND

At Visa’s Q4 FY2026 earnings call on October 27 (UTC+8), the company shared a set of figures: the annualized run rate for stablecoin settlement has already exceeded $25 billion, about 10 times what it was a year ago. That $25 billion is annualized based on the current pace, not the total amount actually settled during the fiscal year.

The business side has also been expanding accordingly. Settlement now covers 10 blockchains and five stablecoins (including USDC, USDG, EURC, and PayPal’s PYUSD), with all five major regions now connected; there are more than 225 card programs linked to stablecoins, covering about 5 million cards across more than 50 countries, and related transaction volume has increased by more than 150% year over year. Visa Direct’s USDC pre-funding has also moved from pilot to official commercial use, with the first implementation partner being U.S. payments infrastructure company Inyo Global.

For crypto readers, this looks more like a payments giant using stablecoins as an everyday settlement tool, rather than a concept demo. The card is still the same card, but behind it, settlement is increasingly moving onto on-chain dollars. Once the volume scales up, the distance between the exchange liquidity of $USDC and $USDT and real-world spending and cross-border payments shrinks a bit more. On-chain dollars are no longer just for trading pair quotes; they are also backing card swipes and remittances. That is the most striking part of the numbers.

#Visa #稳定币 #USDC not investment advice

×15 in September, ×10 now. Visa’s stablecoin settlements are growing, but the multiple is falling

Visa CEO on the October 27 call: over $25 billion in annualized stablecoin settlement volume. A year ago, the run rate was $2.5 billion; in September, it was over $20 billion

Where the headlines exaggerate:
- $25 billion is a run rate—the current volume annualized. It’s not money that’s already flowed through
- The multiple is falling because the base has grown. You don’t get ×15 every time from $20 billion
- All of this is the CEO’s word on a call; there’s no way to independently verify it yet

What really matters: 10 networks and over 225 card programs. This is already a working payments product

My USDC is in Simple Earn, so I’m watching where it actually moves for more than just curiosity. I don’t hold Visa stock

I’m watching to see if next quarter can sustain over $25 billion

I’m betting ×10 is still room to run, not a ceiling. Who thinks otherwise?

#Visa #Stablecoins

Visa’s annualized stablecoin settlement volume tops $25 billion: The card network hasn’t bypassed stablecoins—it has brought them into its own settlement layer.

Data shows that during its earnings call on October 27, Visa disclosed that its annualized stablecoin settlement run rate had exceeded $25 billion, about 10 times the level of roughly a year ago. A note on the methodology: this is the recent settlement rate extrapolated over a year, not the cumulative settlement volume over the past 12 months.

1. Reach: Settlement support has expanded to 10 blockchains, covering all 5 regions and supporting 5 stablecoins, including $PYUSD.
2. Card footprint: There are more than 225 stablecoin-linked card programs, up over 70% year over year; about 5 million cards are spread across more than 50 countries, with related transaction volume up over 150% year over year.
3. Growth trajectory: The annualized run rate was about $7 billion in April this year, topped $20 billion in September, and exceeded $25 billion on October 27. The scale is still growing, but the slope is no longer as steep as it was around midyear.
4. In-house initiatives: Open USD, launched on September 30, had a circulating supply of more than $800 million as of October 15; the platform pipeline also includes more than 300 potential partners.

Notably, Visa is emphasizing its neutrality toward stablecoins and blockchain while also advancing its own stablecoin product. One thing to watch going forward is whether there will be a trade-off between neutrality in the settlement layer and the expansion of its own products.

Personal opinion only; not investment advice
#稳定币 #Visa

Visa dropped a bombshell figure on its earnings call: annualized stablecoin settlement volume has already surpassed $25 billion, up 10x in a year. Note that this is an annualized run rate, not cumulative settlement volume over the past 12 months—don’t be misled by the headline. Behind this are 10 blockchains and 5 stablecoins (USDC, USDG, EURC, PYUSD, SBC); more than 225 stablecoin-linked card programs, up over 70% in a year; 5 million cards across more than 50 countries; and card transaction volume up over 150%. Visa itself has also jumped in: Open USD, launched on September 30, had more than $800 million in circulation by October 15. Traditional payments giants aren’t sitting on the sidelines watching stablecoins—they’re bringing them into their own domain through the settlement layer. #Visa #Stablecoin

Visa’s annualized stablecoin settlement volume exceeds $25 billion! Traditional payments giants are also accelerating their move on-chain!

Stablecoins are moving beyond crypto trading tools and into real-world payment scenarios!
Visa recently disclosed that the annualized transaction volume of its stablecoin settlement business has exceeded $25 billion, a tenfold increase year over year. Visa currently supports five stablecoins across 10 blockchains, with operations spanning five regions worldwide.

What does this mean?

Not just crypto trading: Stablecoins are entering practical use cases such as cross-border payments and corporate settlements.

Major players are making their moves: Visa is no longer just a traditional card network—it is also incorporating blockchain into its payment infrastructure.

Industry competition could intensify: As payment use cases expand, stablecoin competition will focus not only on issuance volume, but also on speed, cost, and compliance.

However, the $25 billion figure is an annualized estimate based on the current pace of business. It is not the total settlement volume actually completed over the past year, nor does it mean Visa has earned an equivalent amount in revenue.

For the crypto industry, this could be an important signal: The value of stablecoins lies not only in trading, but also in whether they can be used for everyday money transfers.

Do you think stablecoins will become a mainstream choice for cross-border payments in the future?
#Visa #USDC #visa稳定币年化结算量超250亿美元

Guys!! Visa dropped a massive number on its earnings call!!!

The CEO said it himself: stablecoin settlement has hit an annualized run rate of over $25 billion, up roughly 10x year over year～ It spans 10 blockchains, with five stablecoins (USDC, USDG, EURC, PYUSD, SBC) in use. The market can dump all it wants, but payment giants are really working on getting on-chain money into everyday settlements, haha.

Seriously, this isn't a shill—it's infrastructure being built～ Do you think it can keep growing like crazy next year, or will growth slow down?

$USDC
#Visa #稳定币 #Crypto

【Market Flash】Visa’s stablecoin settlement volume has grown 10-fold in a year, with annualized volume surpassing $25 billion! Visa CEO confirms: it now supports 5 stablecoins across 10 blockchains, and “doesn’t favor any coin.”
Don’t be too quick to believe the neutrality claim: Visa itself is still a member of the Open USD Alliance, and OUSD’s circulating supply has exceeded $800 million. It wants to be both player and referee—is this bullish or bearish for $USDC ?
$USDC $PYUSD $EURC
#Visa #稳定币 #USDC
(Source: BeInCrypto)
⚠️Risk warning: The above is shared for informational purposes only and does not constitute investment advice. Investing involves risks; proceed with caution.

First, the good news—then a reality check. On Visa’s earnings call, the company said stablecoin settlement has surpassed a $25 billion annualized run rate, up 10x in a year. It now spans 10 blockchains and 5 stablecoins, with more than 225 co-branded card programs—up 70% in a year. Card volume is up 150%, with 5 million cards across 50 countries, more than 300 partners in the pipeline, and Open USD surpassing $800 million in circulation just six weeks after launch. It looks like Visa is really treating on-chain settlement as a business.
But here comes the reality check: $25 billion is an annualized run rate, not money that’s already been settled. Against Visa’s trillion-dollar annual payment volume, it’s barely a drop in the bucket. Visa’s own words: it isn’t backing any particular blockchain or coin. It’s here to collect tolls, not to carry anyone’s flag.
So here’s the question: When a giant starts collecting tolls, is that proof stablecoins are taking over the settlement layer—or just a PR number from a pilot? Pick a side in the comments: A) It’s only a matter of time—get in early; B) It’s just a pilot—the real work is still ahead.
$USDC $BTC $ETH #Visa #稳定币 #Settlement

#股票财报季 $USDC

There are noticeably more people using U to pay for things with cards this year.

Visa shared some figures on last night's earnings call: there are more than 225 card programs linked to stablecoins, up over 70% from last year; 5 million cards, with spending volume up more than 150%.

With more cards out there, how is the money settled behind the scenes?
Another figure from the same call: Visa's annualized stablecoin settlement volume has topped $25 billion—10 times last year's level.

I did the math myself 👇
🔹 $25 billion divided by 365 comes to about $68.5 million a day on average
🔹 Working backward from 10x, last year's figure was about $2.5 billion, or under $7 million a day
🔹 It now supports 10 blockchains. It's already available in the US, Mexico, Puerto Rico, Colombia, Switzerland, and the UK, with more than 300 partners waiting in the pipeline

That's still a small slice of Visa's overall business, but the growth is right there: the path from U on-chain to swiping at a terminal is getting shorter.

For small-balance users who spend U with a card, there are two things you can do today:
1️⃣ Your funds are held by the card issuer; Visa only runs the network. When choosing a card, first check who the issuer is and whether they've ever frozen users' funds
2️⃣ Before signing up, add the top-up fee and foreign exchange spread together. For U card platforms like Payall, work out how much you'll actually be able to spend before deciding how much to deposit

The last time you used your U, was it for trading or spending?

For reference only; not investment advice. DYOR

#稳定币 #Visa

Visa beats earnings expectations, but cuts its full-year EPS growth outlook from 16% to the low double digits. Shares plunged to 393 after hours—I’m not catching this falling knife.

What I saw:
Adjusted Q4 EPS came in at 3.48, beating the 3.44 estimate, while revenue was $12.1 billion, up 13% year over year. But for fiscal 2027, the company guided to only low-double-digit growth in both net revenue and EPS, compared with 16% EPS growth this year.
Shares fell to around 392.4 after hours, about 5% below the 52-week high of 414.6.

My take:
A sell-off despite an earnings beat suggests the market is selling on slowing growth, not buying the headline numbers.

What I’m doing:
I’ll take another look if shares get back above the earnings-day close of 401.86. If they fall below 392.4, I’ll assume the selling pressure isn’t over.

Would you catch the falling knife at 393—buy or pass?

$V $MA
#Visa #支付

#股票财报季
#Visa

Business Assessment
Visa still has a globally competitive payments network. Its transaction scale, pricing power, and expansion of value-added services have together translated into actual profits.
But the economic value of a payments network is not determined solely by the number of transactions it processes. Issuing banks, acquiring institutions, and other partners need to receive sufficient contractual revenue to have an incentive to continue driving usage of the Visa network.
As major customer agreements come up for renewal in a concentrated period, Visa needs to demonstrate that it can sustain long-term net revenue growth while allocating network revenue reasonably.
The company still expects low-double-digit net revenue growth in FY2027, indicating that management believes higher incentives can be absorbed through business growth and pricing power. However, this expectation has yet to be validated by actual results.

Investment View
The current valuation includes a significant premium for the quality of Visa’s payments network, so there is not yet enough evidence to conclude that the stock is clearly undervalued.
If Visa can continue to deliver double-digit net revenue growth, stable margins, and strong cash conversion after the concentrated FY2027 contract renewals, its current valuation will have a sound operating basis.
Conversely, if additional incentives continue to erode the network’s economic returns, its historical adjusted P/E ratio of around 30x will be exposed to the risk of earnings growth falling short of expectations.
Confidence in the forward valuation assessment is moderate. The main unknown is the actual economics of the renewed contracts, not short-term share-price movements.

Reactions to Visa’s Q4 earnings: Earnings watchers see profits of $6 billion, revenue of $12.14 billion, and earnings per share of $3.48—all beating expectations—and are ready to pop the champagne; after-hours traders glance at the guidance for slower growth in 2027 and sell first, asking questions later, sending shares down 1%; dividend investors calculate the 16% increase in the dividend to $0.78 and smile without a word; crypto folks passing by ask: The card giant made $23.5 billion in net profit for the full year—what’s that got to do with the coins I’m holding? Pick a side in the comments: A) A beat deserves a rally; the sell-off is just an excuse. B) If guidance is soft, the beat doesn’t matter. $BTC $ETH $SOL #Visa #财报 #Payments

【Market Flash】Visa, BILL and Billtrust piloted a system on October 20: AI agents can pay approved invoices through supplier portals, verifying their identity with a trusted agent protocol.
The key issue isn’t settlement speed, but permissions: budgets, authorization, revocation, auditing, and accountability. The pilot is limited, and oversight remains in place.
Before automated wallet transactions become commonplace, it must be proven that the payment software’s identity is known and its permissions are restricted. Would you trust an AI agent with your budget? Share your thoughts in the comments.
$BTC $ETH $USDT
#Visa #AI #wallet
(Source: NewsBTC)
⚠️Risk Warning: The above is shared for market information purposes only and does not constitute investment advice. Investing involves risk; please exercise caution.

Visa Stablecoin Funding Moves Beyond the Pilot Phase

- Visa announced that Inyo Global is the first to support bringing Visa Direct with stablecoins into production
- Moving from the pilot phase to production for eligible customers
- An important step forward in expanding Visa’s stablecoin capabilities
#BinanceSquare #CryptoNews #Visa #Stablecoin #Web3

$btc $eth

vlikevn Titanbot

Source: NewsBTC

Came across a partnership between Mesh and Visa: you no longer need to get a separate crypto card to spend cryptocurrency or stablecoins on the Visa network.

Key details: Users of wallets or exchanges integrated with Mesh Connect / Mesh Link can spend their crypto directly at 175 million+ Visa merchants worldwide, across 200+ countries and territories. One option converts crypto to fiat in real time before settlement; another uses Visa Direct for instant payouts. There’s no confirmed launch date yet—they’re laying the groundwork first.

Card networks are increasingly keen to integrate wallet access points—it’s much more seamless to spend from a wallet than to “issue yet another card.”

#加密 #Visa #Mesh #稳定币 #Payments

【Market Flash】The rumor from three days ago seems more and more off the more I think about it: a company valued at $8 billion, and they want to buy it for just $2.5 billion? Fireblocks’ response was straightforward: We didn’t know anything about this, and it’s not true at this time. Reports claim Visa has entered late-stage talks to acquire it for around $2.5 billion. But Fireblocks was valued at $8 billion in its 2022 funding round, making $2.5 billion just over 30% of that valuation. Do you think it’s a bargain or overvalued?
$BTC $ETH $USDT
#Fireblocks #Visa #stablecoin
(Source: CoinDesk)
⚠️Risk warning: The above is shared for informational purposes only and does not constitute investment advice. Investing involves risks; please exercise caution.