stablecoinnews

140+ Companies Just Built a New Stablecoin to Challenge the Industry Leader
$73.4 billion. That's the size of the stablecoin empire a new coalition just decided to challenge.
A coalition of more than 140 companies — including major payment networks, global banks, and leading crypto platforms — has launched a new dollar-pegged stablecoin, and the model behind it is different from anything currently dominating the market.
◆ The new stablecoin, called Open USD, launched with backing from over 140 companies spanning payments, banking, and crypto infrastructure
◆ It will trade first on a major blockchain network known for high-speed, low-cost settlement
◆ Its structure returns nearly all yield from underlying reserves back to the businesses that mint and hold the token — a shift from the traditional model where issuers keep that yield
◆ The token directly targets a leading dollar-pegged stablecoin currently holding a $73.4 billion market cap, the second-largest in its category
◆ Total stablecoin supply crossed $300 billion in 2025, with usage shifting from simple holding toward real spending and settlement
◆ Separately, a major Japanese financial institution secured conditional approval to launch its own regulated stablecoin trust in the US, backed by $40 million in capital
◆ Wall Street settlement volume using digital currencies reportedly increased 63% in a single month, according to industry data
The bigger signal here isn't one token — it's the business model shift. When yield goes to the businesses using the stablecoin instead of the issuer, it changes the incentive structure for the entire sector.
This is educational market information, not financial advice. Always do your own research (DYOR).
Do you think yield-sharing models like this become the new industry standard, or does the current leader hold its position?
#StablecoinNews #DigitalDollars #CryptoRegulation #Web3Finance #BlockchainPayments

The GENIUS Act Deadline Is 10 Days Away — And It's About To Reshape Who Can Legally Issue Digital Dollars
A single regulatory deadline is about to split the entire stablecoon industry into two tiers — compliant and excluded — and most holders don't realize how close that date actually is.
Six US federal agencies are in the final stretch to finalize stablecoin rules under the GENIUS Act before its July 18, 2026 statutory deadline — exactly one year after the law was signed — and the numbers show just how much is riding on it.
◆ The global stablecoin market crossed $322 billion in June 2026, more than doubling from roughly $150 billion in January 2024
◆ The largest offshore-issued dollar stablecoin holds around $140 billion in total supply, while the leading US-regulated dollar stablecoin has grown to roughly $73–77 billion in circulation
◆ The regulated issuer's circulation grew 73% in 2025 alone, outpacing its larger offshore rival for a second consecutive year
◆ On-chain transaction volume for the regulated stablecoin hit $21.5 trillion in Q1 2026 — a 263% increase year-over-year
◆ Total on-chain stablecoin transaction volume across 2025 exceeded $27 trillion, surpassing the combined annual volume of Visa and Mastercard
◆ The GENIUS Act's core structure requires every compliant issuer to back tokens 1:1 with high-quality liquid reserves such as short-term Treasuries and prohibits paying interest directly to holders
◆ Europe's MiCA enforcement deadline on July 1, 2026 already forced the offshore stablecoin's delisting from several major exchanges across the EU, while the regulated alternative retained its listings
◆ BNY Mellon projects the total stablecoin market could reach $1.5 trillion by 2030, with Citi projecting related tokenized real-world assets could reach $5.5 trillion in the same timeframe
◆ Tokenized US Treasuries linked to stablecoin reserves reached a record $15.35 billion in May 2026 — up tenfold from under $1 billion in early 2024
The bigger structural story is what happens after July 18: issuers who can't meet the reserve, audit, and licensing requirements face exclusion from serving US customers directly, pushing yield-seeking users toward offshore or DeFi alternatives outside federal oversight. That single regulatory line is quietly becoming one of the most consequential dividing points in digital finance this year.
As one clear compliance winner emerges from this new regulatory framework, do you think the rest of the stablecoin market will adapt fast enough, or will this create a lasting two-tier system?
#StablecoinNews #GENIUSAct #DigitalDollars #CryptoRegulation #Web3Payments

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‎The Bank of England (BoE) has officially published its final policy draft for systemic sterling-denominated stablecoins. In a massive win for the digital asset industry, the central bank dialed back several of its most controversial restrictions to prevent UK-based capital from fleeing offshore.
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‎Here are the 5 critical points that every crypto trader and investor needs to know about the updated framework:
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‎1. Scraping Individual Wallet Holding Caps
‎The BoE completely abandoned its highly criticized plan to impose strict holding limits on individual and corporate users. The original proposal sought to restrict retail users to a tight limit of £20,000 to prevent sudden capital flight from traditional commercial banks. Under the new policy, everyday users and institutional investors will face no individual transaction or balance restrictions, opening the door for massive retail and corporate adoption.
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‎2. Implementation of a £40 Billion Issuance Limit
‎Instead of capping user wallets, the central bank shifted its focus toward macro-prudential risk management by introducing a temporary aggregate limit of £40 billion ($52.8 billion) per systemic stablecoin issuer. This change targets financial stability at scale rather than restricting individual user freedom. The BoE explicitly noted that this guardrail is temporary and will be phased out as the sterling stablecoin market stabilizes and matures.
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‎3. Sweeter Yield Terms via Backing Assets
‎A major pain point for crypto companies was the strict reserve model, which threatened the profitability of operating a UK stablecoin. The final rules slightly ease the reserve composition requirements:
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· ‎Issuers can now hold up to 70% of backing assets in short-term UK government debt, up from the previously proposed 60%.
· ‎The remaining 30% must stay in non-interest-bearing deposits at the central bank.
· ‎While stablecoin issuers benefit from the extra government bond yield, they are still banned from passing interest payments directly to coin holders.
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‎4. Navigating Strong Global Regulatory Pressure
‎The decision to soften these rules was heavily driven by industry pushback and fears of falling behind rival jurisdictions. Critics pointed out that even with these adjustments, the UK remains one of the world's more conservative stablecoin regimes—particularly compared to the EU's newly active MiCA regime and the crypto-friendly environment in the US. The policy shift ensures that sterling-backed tokens remain economically viable alongside dominant US dollar rivals.
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‎5. Clear Runway for a 2027 Market Launch
‎The BoE has opened a final feedback window closing on September 22, with plans to officially finalize the stablecoin legal framework by the end of 2026. This timeline sets the stage for fully regulated UK stablecoins to go live in early 2027. This rollout is designed to sync directly with broader UK crypto legislation covering custody, staking, and retail access.
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‎#StablecoinNews #BankOfEngland #BankOfEnglandSoftensStablecoinRules #CryptoRegulations #UKCrypto #CryptoNews #BinanceSquare #FinancialInnovation #Web3
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#SouthKoreaAdvancesStablecoinLawAndInstitutionalAccess South Korea is on the verge of a massive financial paradigm shift. The nation is preparing to dismantle its stringent 9-year restriction that has historically kept local financial institutions completely walled off from the digital asset space. This monumental policy reversal will finally clear the path for banks and major corporate players to enter the crypto ecosystem.
​Simultaneously, we are seeing structural moves to regulate won-backed stablecoins similarly to traditional securities. The anticipated benefits for the broader market are immense:
​Surging Market Liquidity: The injection of institutional capital is expected to significantly deepen market order books.
​Minimized Trade Slippage: With higher liquidity, massive volume trades will be able to execute with far greater efficiency and less price impact.
​Enhanced Asset Security: Implementing strict frameworks will naturally force higher standards for institutional-grade asset custody and market safety.
​🤔 Why the Delay in Execution?
​If the benefits are so clear, why haven't the regulatory floodgates opened just yet?
​Transforming national financial infrastructure is not an overnight process. South Korean regulators are currently meticulously benchmarking their framework against the European Union's comprehensive standards. Furthermore, before allowing massive institutional cash flows to enter, the government must build a secure underlying architecture. This requires developing stock-market-style institutional brokerages and specialized Over-The-Counter (OTC) intermediary networks to safely manage heavy capital routing.
​💡 Strategic Playbook for Traders
​How can you position yourself optimally while the regulatory gears are turning?
​Monitor RWA and Stablecoin Sectors: Keep a close watch on Real-World Asset (RWA) tokenization protocols and major stablecoin projects. These sectors are prime targets for incoming institutional capital.
​Prioritize Patience over FOMO: Resist the urge to jump into trades based solely on rumors. Wait for official legislative approvals to pass before making heavy allocations.
​Maintain Stablecoin Reserves: Secure your USDT or USDC liquidity now. Having dry powder ready will position you perfectly to capture the upside of the impending Asian market breakout cycle.
​⚠️ Disclaimer: This analysis is for informational purposes only and does not constitute financial advice.
​#SouthKoreaCrypto #StablecoinNews #CryptoNews $ONDO $LINK $AVAX