Terraço Econômico
A transparência e a boa informação - com o uso de dados e evidências - são fundamentais para surfar as oportunidades que surgem no mundo das criptomoedas!
9 Following
6.9K+ Followers
1.2K+ Liked
468 Shared
See original
Paying with Crypto via Pix: Binance Integration Revolutionizes Payments
The practicality of Pix, adopted by 174 million Brazilians and responsible for over 5.6 billion monthly transactions, has just joined the crypto universe.
From now on, Binance — the world's largest cryptocurrency exchange by trading volume — will allow users to instantly convert over 100 crypto assets into reais to pay any person or establishment enabled for Pix.
It is an advancement that makes the use of digital assets as familiar as a bank transfer.
From now on, Binance — the world's largest cryptocurrency exchange by trading volume — will allow users to instantly convert over 100 crypto assets into reais to pay any person or establishment enabled for Pix.
It is an advancement that makes the use of digital assets as familiar as a bank transfer.
See original
DeFi Robo-Advisors: When AI Manages Your Crypto Portfolio
The growing sophistication of the DeFi (decentralized finance) ecosystem is opening up a new frontier of innovation: crypto robo-advisors. Inspired by automated investment management models in the traditional market, these protocols use algorithms, often powered by artificial intelligence (AI), to optimize portfolio management on blockchain.
The promise is simple: greater efficiency, better asset allocation, maximization of returns — all with minimal human intervention and, of course, removing the emotional factor that we humans add to such decisions. But in a sector where technical and cyber risks are high, trusting funds to autonomous smart contracts is a decision that requires careful analysis.
The promise is simple: greater efficiency, better asset allocation, maximization of returns — all with minimal human intervention and, of course, removing the emotional factor that we humans add to such decisions. But in a sector where technical and cyber risks are high, trusting funds to autonomous smart contracts is a decision that requires careful analysis.
See original
GameFi 2.0: play-to-earn games reinvented with a sustainable economy
After the fever of Play-to-Earn (P2E) games between 2021 and 2023, the GameFi market underwent an inevitable maturation process. Many titles that emerged in the wake of the hype failed to sustain their economies or provide a truly engaging gaming experience.
The outcome was predictable: token collapses, abandonment of communities, and a strong decline in the trust of investors and players. But, as in every cycle of innovation, lessons also emerged. And, as you may have already noticed, these lessons make all the difference regarding the robustness of new projects that are emerging in the crypto universe.
The outcome was predictable: token collapses, abandonment of communities, and a strong decline in the trust of investors and players. But, as in every cycle of innovation, lessons also emerged. And, as you may have already noticed, these lessons make all the difference regarding the robustness of new projects that are emerging in the crypto universe.
See original
How Bitcoin Mining Became Ecologically Sustainable
Bitcoin mining has always been one of the most controversial points of the crypto ecosystem, especially regarding its environmental impact. Known for demanding large amounts of electrical energy, the activity has been harshly criticized by governments, environmentalists, and public opinion, particularly in countries where the energy matrix is based on fossil fuels.
However, this scenario has been changing.
Even before we move forward, an important addendum is necessary: contrary to what many have suggested for years, in reality, Bitcoin mining consumes — not only today, it has always been this way — much less energy than various other activities involved with payments. To give you an idea, this activity does not consume even a tenth of the energy that credit card transactions globally demand every day.
However, this scenario has been changing.
Even before we move forward, an important addendum is necessary: contrary to what many have suggested for years, in reality, Bitcoin mining consumes — not only today, it has always been this way — much less energy than various other activities involved with payments. To give you an idea, this activity does not consume even a tenth of the energy that credit card transactions globally demand every day.
See original
Tokenization of shares and the invasion of digital assets in the traditional market
The tokenization of assets is one of the most discussed topics when talking about the convergence between the traditional market and the crypto universe. Among the assets that attract the most attention in this context are precisely the shares of companies listed on exchanges.
The proposal is simple yet powerful: to transform securities traded on B3, Nasdaq, or NYSE into digital tokens that can be bought, sold, and held globally, transparently, and in a decentralized manner.
But is this trend just a passing experiment, or can it actually change the way we trade equity stakes? And how is the adoption by large funds and institutions?
The proposal is simple yet powerful: to transform securities traded on B3, Nasdaq, or NYSE into digital tokens that can be bought, sold, and held globally, transparently, and in a decentralized manner.
But is this trend just a passing experiment, or can it actually change the way we trade equity stakes? And how is the adoption by large funds and institutions?
See original
AI in DAO Protocols: would it be the end of 100% human organizations?
Imagine an organization without bosses, without a board, without a CEO. Now, imagine this same organization making decisions based on data, statistics, and machine learning, with minimal human intervention. Sounds like science fiction? This scenario is beginning to take shape with the union of Artificial Intelligence (AI) and DAOs (Decentralized Autonomous Organizations).
In recent months, some protocols have been integrating AIs into DAO systems to enhance governance, investment, and treasury management decisions. But does this represent a leap towards efficiency or a risk to human autonomy?
In recent months, some protocols have been integrating AIs into DAO systems to enhance governance, investment, and treasury management decisions. But does this represent a leap towards efficiency or a risk to human autonomy?
See original
5 tips to avoid losing large amounts in cryptocurrencies
Investing in cryptocurrencies is a journey that mixes innovation, opportunities, and, of course, risks. The crypto market is known for its high volatility and, unfortunately, also for being a target of scams and fraudulent projects. Even those with some experience can, at some point, make costly mistakes.
The good news is that there are simple and effective ways to protect yourself.
Whether you are taking your first steps in the sector or already have an active portfolio, this article presents five fundamental practices to reduce risks and avoid significant losses.
The good news is that there are simple and effective ways to protect yourself.
Whether you are taking your first steps in the sector or already have an active portfolio, this article presents five fundamental practices to reduce risks and avoid significant losses.
See original
Ethereum Pectra Upgrade: What to Expect for the Price of ETH After the Launch
In May 2025, Ethereum is preparing to launch the much-anticipated Pectra update, a significant milestone for the network. The upgrade, which combines improvements from two previous updates, Prague and Electra, promises to transform Ethereum into a more scalable, efficient, and secure network.
This raises the question: will the price of Ethereum (ETH) finally see a significant recovery after the launch? Let's understand what this update could mean for the future of ETH.
What Is the Pectra Update?
This raises the question: will the price of Ethereum (ETH) finally see a significant recovery after the launch? Let's understand what this update could mean for the future of ETH.
What Is the Pectra Update?
See original
The nine steps to start in the crypto market safely in 2025
Entering the world of cryptocurrencies can seem intimidating for beginners. Technical terms, different types of wallets, risks, and opportunities arise all the time. But the good news is that, with the right tools and some basic precautions, it is entirely possible to take the first steps in the crypto market safely.
To make this detailed path easier, we created a guide. This guide was designed for those starting from scratch or wanting to better structure their first investments. Let’s go through the step by step!
To make this detailed path easier, we created a guide. This guide was designed for those starting from scratch or wanting to better structure their first investments. Let’s go through the step by step!
See original
Digital banks integrating crypto: real growth or just marketing?
In recent years, digital banks have started incorporating services for buying, selling, and custody of cryptocurrencies directly into their apps. In Brazil, names like Nubank, Itaú, BTG Pactual, and Banco do Brasil have announced various solutions promising to facilitate access to digital assets for millions of customers.
But what does this mean in practice? Are we facing a structural transformation in the adoption of crypto, or is it still just a marketing strategy with limited functionalities?
But what does this mean in practice? Are we facing a structural transformation in the adoption of crypto, or is it still just a marketing strategy with limited functionalities?
See original
Bitcoin Ordinals on the Rise: how on-chain NFTs can change the future of BTC
Ordinals have gained traction in the Bitcoin ecosystem, provoking debates, moving the network, and generating opportunities for artists, collectors, and miners. This innovation allows data — such as images, texts, or videos — to be inscribed directly in satoshis (the smallest units of BTC), creating a unique form of on-chain NFTs on Bitcoin's original blockchain.
For those used to associating NFTs exclusively with blockchains like Ethereum, Solana, or Polygon, the idea of digital collectibles existing natively on the Bitcoin network may sound surprising. But this change is underway and has already been causing practical and conceptual impacts on the oldest network in the crypto market.
For those used to associating NFTs exclusively with blockchains like Ethereum, Solana, or Polygon, the idea of digital collectibles existing natively on the Bitcoin network may sound surprising. But this change is underway and has already been causing practical and conceptual impacts on the oldest network in the crypto market.
See original
Altcoin season vs. Bitcoin season in 2025: what are the market indicators really saying?
The crypto market has officially entered a Bitcoin season. In April 2025, less than 30% of the top altcoins outperformed BTC over the last 90 days — a key criterion in the Altcoin Season Index.
At the same time, Bitcoin broke the barrier of $90,000, driven by institutional flows and a global climate of economic uncertainty. Meanwhile, the overall market sentiment is improving after the sharp decline, according to the Fear & Greed index, currently around 50 points.
At the same time, Bitcoin broke the barrier of $90,000, driven by institutional flows and a global climate of economic uncertainty. Meanwhile, the overall market sentiment is improving after the sharp decline, according to the Fear & Greed index, currently around 50 points.
See original
Complete Guide: strategies and risk management to start day trading in cryptos in 2025
Day trading in cryptocurrencies is one of the most attractive — and risky — practices in the crypto universe. In 2025, with an increasingly mature and regulated market, many novice investors are looking for ways to profit from daily price fluctuations.
But where to start? And how to avoid mistakes that can be costly? In this article, you will find a step-by-step guide to safely and strategically start day trading crypto assets.
First of all, what is day trading in cryptocurrencies?
But where to start? And how to avoid mistakes that can be costly? In this article, you will find a step-by-step guide to safely and strategically start day trading crypto assets.
First of all, what is day trading in cryptocurrencies?
See original
What ETFs of BNB, XRP, and Solana Mean for Crypto Investors
In 2025, the cryptocurrency ETF market is in full expansion. After the approval of Bitcoin and Ethereum ETFs—considered the most mature assets in the sector—attention turns to high-cap altcoins like XRP, BNB, and Solana.
Other ETF applications are already underway: Grayscale, for example, submitted an application for an XRP ETF, while VanEck registered a trust in Delaware for a possible BNB ETF.
These movements indicate a maturation of the industry and a growing institutional interest in digital assets beyond the two main names in the market. And it is exactly about this importance to crypto investors that we will discuss in this article.
Other ETF applications are already underway: Grayscale, for example, submitted an application for an XRP ETF, while VanEck registered a trust in Delaware for a possible BNB ETF.
These movements indicate a maturation of the industry and a growing institutional interest in digital assets beyond the two main names in the market. And it is exactly about this importance to crypto investors that we will discuss in this article.
See original
5 cryptos to watch during this recent market dip
With the crypto market still going through periods of correction and adjustments, during this month of April 2025 we have a strategic window for investors seeking good opportunities. Amid macroeconomic uncertainties, regulatory advancements, and growing institutional interest, some crypto assets stand out with the potential for significant appreciation in the coming weeks.
If you are wondering which projects are worth keeping an eye on, we will present to you in a straightforward manner the five cryptocurrencies with the highest potential for appreciation at this moment, based on fundamentals, market trends, and recent movements.
If you are wondering which projects are worth keeping an eye on, we will present to you in a straightforward manner the five cryptocurrencies with the highest potential for appreciation at this moment, based on fundamentals, market trends, and recent movements.
See original
Crypto Downturn: 7 Tips on How to Avoid Losses in a Market Dip
Every crypto investor — whether beginner or experienced — will, at some point, face a market dip. This term, very common in the financial universe, indicates a significant decline in asset prices.
In the cryptocurrency market, these declines tend to be even more intense, as volatility is part of the structure of this asset class. But the central point is: dips do not necessarily have to mean losses.
In practice, there are ways to protect yourself, preserve capital, and even turn this turbulent moment into a strategic window to improve your portfolio. In this article, we will present some effective practices to navigate downturns with more confidence and fewer losses.
In the cryptocurrency market, these declines tend to be even more intense, as volatility is part of the structure of this asset class. But the central point is: dips do not necessarily have to mean losses.
In practice, there are ways to protect yourself, preserve capital, and even turn this turbulent moment into a strategic window to improve your portfolio. In this article, we will present some effective practices to navigate downturns with more confidence and fewer losses.
See original
Crash in the crypto market: 5 causes every investor needs to understand
Declines in the cryptocurrency market can seem abrupt, unpredictable, and frightening — especially for those who are still building trust in this universe.
In a matter of hours, Bitcoin can lose thousands of dollars in value, dragging down altcoins and less established tokens. However, behind each crash are structural reasons, recurring patterns, and signals that, when well understood, help the investor to stay calm and devise better long-term strategies.
In a matter of hours, Bitcoin can lose thousands of dollars in value, dragging down altcoins and less established tokens. However, behind each crash are structural reasons, recurring patterns, and signals that, when well understood, help the investor to stay calm and devise better long-term strategies.
See original
Algorithmic Stablecoins in 2025: triumphant return or passing wind?
After turbulent moments and notorious collapses, algorithmic stablecoins are resurfacing in 2025 with promises of greater robustness and more sophisticated mechanisms for maintaining parity. But the doubt persists: could this be a new chapter of stability for this type of asset or just a cycle of promises that will disappoint again?
With the growing search for decentralized alternatives to centralized stablecoins (like USDT and USDC), algorithmic ones have come back into the radar of developers, investors, and enthusiasts.
With the growing search for decentralized alternatives to centralized stablecoins (like USDT and USDC), algorithmic ones have come back into the radar of developers, investors, and enthusiasts.
See original
How will Trump and the trade war affect the price of Bitcoin and other altcoins?
With the resumption of tariff policies by Donald Trump at the beginning of 2025 soon after his inauguration, global markets reacted (and continue to react) with uncertainty, reflecting a scenario of economic tension that quickly reached the crypto universe.
The price of Bitcoin, as happens in many moments of instability, suffered a non-negligible drop. However, contrary to what some expected, the subsequent reaction was a wave of investors turning their attention back to BTC as a form of protection against the possible devaluation of the US dollar.
The price of Bitcoin, as happens in many moments of instability, suffered a non-negligible drop. However, contrary to what some expected, the subsequent reaction was a wave of investors turning their attention back to BTC as a form of protection against the possible devaluation of the US dollar.
See original
Top 5 Telegram Groups with Crypto Alerts in 2025
The cryptocurrency market is constantly evolving, and to stay up to date, it is essential to follow quality information and be part of strategic communities.
Telegram groups have become one of the main ways for investors and traders to access market analysis, trading signals, and discussions on industry trends.
In this article, we highlight five of the best Telegram groups about cryptocurrencies in 2025, which offer support, learning and valuable insights for those looking to delve deeper into the crypto universe.
Telegram groups have become one of the main ways for investors and traders to access market analysis, trading signals, and discussions on industry trends.
In this article, we highlight five of the best Telegram groups about cryptocurrencies in 2025, which offer support, learning and valuable insights for those looking to delve deeper into the crypto universe.
Login to explore more contents