Shares of UnitedHealth Group (UNH) fell by a record 22%, marking the worst performance since 1998.
UnitedHealth Group is the largest health insurance company in the U.S. with a market capitalization of over $400 billion.
Reasons for the collapse:
• Rising healthcare costs: In the first quarter of 2025, the company faced an unexpected increase in the use of medical services among participants in the Medicare Advantage program, which exceeded expectations by twofold.
• Decrease in profit forecast: As a result, UnitedHealth lowered its forecast for adjusted profit for 2025 to $26–$26.50 per share, significantly below the previous forecast of $29.50–$30.
The decline in UnitedHealth shares caused a 1.3% drop in the Dow Jones Industrial Average since the company is a component of it. #unitedhealth #share #2025
The likely escalation of the conflict between India and Pakistan is not just a geopolitical crisis. It is a threat to global markets that could affect everyone — from a T-shirt buyer to a pharmaceutical company in Europe. What is at risk:
1. Pharmaceuticals
India is a leader in drug exports (20% of the global market). Risk: shortage of antibiotics, generics, vaccines in the USA, EU, Africa. 2. Food Products.
• Rice: India is #1 in the world. Price increase by 10–30%. • Tea, spices, sugar: shortage and price surge in Europe, Japan, the Middle East. 3. Clothing and Textiles.
India is the main supplier of cotton and basic clothing. Risk: increased prices for products at H&M, Zara, Uniqlo. 4. IT Outsourcing.
Programming, analytics — all this is India. Consequences: project delays, rising prices for IT services in the USA and EU. 5. Logistics.
India's ports are a critical link for Asia and the Middle East. Risk: supply disruptions, rising freight and insurance costs. 6. Metals and Building Materials.
Aluminum, copper, cement — India supplies a lot. Consequences: construction disruptions, price increases. 7. Oil and Gas.
Escalation in South Asia — a trigger for speculative price increases in oil. #india #oil
📣 #ETH The founder of Cardano predicted the collapse of Ethereum in 10-15 years.
Charles Hoskinson stated that Ethereum may not withstand competition over the next 10-15 years.
"They have the wrong accounting model, the wrong virtual machine, and the wrong consensus model," said Hoskinson.
Hoskinson sees the main threat to Ethereum in the L2 solutions ecosystem, such as Arbitrum and Optimism. Instead of solving scalability issues, these networks, in his opinion, detract value from the main chain. $ETH
💸 CryptoQuant analysts reported on the accumulation of Bitcoin by long-term players.
Long-term Bitcoin holders (LTH), who hold the asset for more than 155 days, continue to accumulate the first cryptocurrency.
Experts also noted that short-term Bitcoin holders (STH), who hold the first cryptocurrency for less than 155 days, are selling during downturns.$BTC #btc
$USDC Circle to launch a global payment network for settlements using stablecoins.
The issuer of stablecoins USDC and EURC - Circle - announced the launch of the Circle Payments Network (CPN) - a next-generation infrastructure for instant and transparent international payments.
According to the press release, this network will unite banks, neobanks, payment services, digital wallets, and other market participants, allowing real-time settlements using regulated stablecoins. #Circle
The first ATMs that accept gold and jewelry in exchange for Bitcoin have appeared in China.
The user inserts the jewelry into the machine — the system automatically weighs the item, determines the purity, melts the gold, and credits the equivalent in Bitcoin at the current rate of the Shanghai stock exchange (taking into account fees). $BTC #gold
The euro has risen to $1.15 — the highest level since November 2021.
This is occurring due to the overall weakening of the dollar amid growing concerns about the independence of the Federal Reserve System of the United States.
He became the 266th pontiff, taking office on March 13, 2013, following the resignation of Benedict XVI.
Jorge Mario Bergoglio made history as the first Latin American pope, the first Jesuit to lead the Catholic Church, and the first pontiff to take the name Francis, in honor of Saint Francis of Assisi.#PapaFrancesco
According to Santiment, the average fee on the Ethereum network has fallen to $0.168, the lowest level since 2019. The reason is a decrease in activity and overall demand for transfers. #eth