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XRP jumped 3.25% to $1.1485 after U.S. President Donald Trump reportedly agreed to the Clarity Act ethics provision. According to NS3.AI, Polymarket traders raised the odds of the Clarity Act passing to 43% from a recent low of 32%.

According to CoinMarketCap data, the global cryptocurrency market cap now stands at $2.27T, up by 3.16% over the last 24 hours.Bitcoin (BTC) traded between $64,078 and $66,354 over the past 24 hours. As of 14:00 AM (UTC) today, BTC is trading at $66,900, up by 3.38%.Most major cryptocurrencies by market cap are trading mixed. Market outperformers include ERA, PORTO, and EPIC, up by 52%, 24%, and 24%, respectively.CLARITY Act Clears Its Last Hurdle — Bitcoin Hits $66K as Institutions, Whales, and Options Traders All Buy at OnceTrump agreed to the ethics provision blocking the CLARITY Act — Senate vote by early August. Bitcoin hit $66,382 the same day, with ETFs, whales, and options traders all buying simultaneously for the first time since the October ATH. The regulatory and demand signals are finally pointing the same direction. Big Tech earnings Wednesday will decide if the macro catches up.Trump Agrees to Ethics Provision, Removing Final Hurdle for Comprehensive Crypto LegislationThe ethics provision was the one condition that Senate Democrats had made non-negotiable — and Trump agreeing to it removes the last substantive obstacle to the most comprehensive federal crypto legislation ever passed. A Senate vote by early August would deliver regulatory clarity to an industry that has operated in legal ambiguity for more than a decade. The CLARITY Act's passage would define which assets are securities, which are commodities, and who regulates what — the foundational framework that institutional allocators have cited as a precondition for sustained large-scale crypto capital commitment.Fed to Hold Rates Unchanged July 29 — 104 Economists Unanimous, 78 Expect No Cuts Through End of 2026Unanimous hold consensus at July 29 is the least surprising element of the week — but 78 of 104 economists projecting no cuts through all of 2026 despite soft June data is the signal that the rate relief Bitcoin's recovery thesis depends on is not coming from the Fed in 2026. The recovery must instead be built on regulatory catalysts (CLARITY Act), structural demand (ETF inflows, whale accumulation), and supply-side signals (exchange supply at nine-year lows) — exactly the combination that is assembling this week, without needing a Fed pivot to sustain it.US Strategic Petroleum Reserve Hits Lowest Level Since 1983 at 311.4 Million Barrels — A 43-Year Low With Oil Already at $82The SPR at a 43-year low is the structural data point that makes the current Hormuz disruption categorically more dangerous for US inflation than the 2022 Russia-Ukraine oil shock. In 2022, the US released 180M barrels from a reserve of ~580M — enough to meaningfully cap gasoline prices. Today, 311.4M barrels at an already-elevated $82 Brent means the buffer is both smaller and more expensive to replenish. For Bitcoin, an oil shock without an SPR backstop means a longer and more persistent energy-driven inflation problem — exactly the scenario that keeps the Fed on hold through 2026 and makes the CLARITY Act's regulatory tailwind the most important near-term Bitcoin catalyst, since it doesn't require a macro pivot to be constructive.Asian Stocks Rise as Chipmakers Rebound; Oil FallsThe chipmaker rebound after four down days is a necessary but not yet sufficient recovery — the AI ROI question that crashed the KOSPI 25% from its June high has not been answered, only paused ahead of Wednesday's earnings. Tesla and Alphabet's AI commentary will be the first real-time data point on whether the spending commitment that drove semiconductor valuations to record highs is being maintained or questioned by the companies doing the spending. A strong AI earnings week combined with the CLARITY Act Senate vote would be the most bullish possible macro-legislative combination for Bitcoin since the ETF approvals in January 2024.Bitcoin Hits $66,382 as Institutions, Whales, and Options Traders All Buy Simultaneously — Five-Day ETF Streak Tops $700 MillionThree buyer cohorts activating simultaneously is the recovery signal that every bottom-framework had identified as the confirmation event — not one or two signals, but all three at once. The CLARITY Act agreement arriving on the same day converts a technical recovery into a fundamentally-anchored one: the regulatory uncertainty that has been cited as a structural overhang for institutional allocation is being removed in real time while the institutional bid is already present. The February 2025 precedent suggests this kind of convergence precedes sustained multi-week upside rather than a single-session squeeze.Market movers:NVDAB: $205.56 (+0.84%)MSFTB: $399.47 (+1.47%)TSMB: $417.65 (+3.12%)GOOGLB: $355.76 (+1.98%)METAB: $648.38 (+0.80%)AVGOB: $389.1 (+3.86%)SPCXB: $122.34 (-2.85%)TSLAB: $375.24 (-1.87%)MUB: $917.63 (+4.86%)AMDB: $525.92 (+4.86%)

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The global cryptocurrency market cap now stands at $2.21T, up by 0.83% over the last day, according to CoinMarketCap data.Bitcoin (BTC) has been trading between $63,942 and $64,967 over the past 24 hours. As of 09:30 AM (UTC) today, BTC is trading at $64,578, up by 0.99%.Most major cryptocurrencies by market cap are trading mixed. Market outperformers include BANK, TLM, and HOME, up by 89%, 54%, and 25%, respectively. U.S. Crypto Regulation Stalls on Two Fronts as Bitcoin Holds Its GroundWashington let a hard statutory clock run out — the GENIUS Act's July 18 deadline for finalizing stablecoin rules passed with the OCC, FDIC, NCUA, and Treasury proposals still unfinished and no legal mechanism to extend it. The regulatory vacuum arrives just as security failures pile up: Consensys revealed a North Korean operative embedded in MetaMask's team for a month, while Arbitrum's Ostium lost over $23.75 million to a compromised pricing system. Bitcoin, unbothered, hovered near $64,578 as total market cap edged up to $2.21T — a market pricing calm even as its policy and security foundations wobble. Top stories of the day:U.S. Regulators Miss GENIUS Act Deadline for Final Stablecoin RulesKey Takeaways:July 18, 2026 statutory deadline missedNo automatic extension provided under the lawOCC, FDIC, NCUA, Treasury rules still at proposal stageSummary:U.S. regulators failed to finalize the implementing rules for the federal stablecoin framework within the one-year deadline mandated by the GENIUS Act, which was signed into law by President Trump on July 18, 2025 and required the OCC, Federal Reserve, FDIC, NCUA, Treasury, and state regulators to complete rulemaking by July 18, 2026. As of the deadline, key proposals from the OCC, FDIC, NCUA, and Treasury remained at the proposal stage, while Federal Reserve and AML oversight rules were still open for public comment, with the NCUA's operational risk comment period closing just one day before the deadline. The law provides no mechanism for automatic extension, nor does it suspend statutory requirements or delay the broader framework from taking effect, meaning some rules essential to the framework's functioning may only be finalized after the statutory deadline has passed. CLARITY Act Still Awaits Senate Progress a Year After House Passage Key Takeaways:~80 House Democrats and Republicans voted for the billSenate version ready, text expected within daysHill warns stablecoin laws alone leave ecosystem incompleteSummary:House lawmakers convened a hearing at New York's Federal Hall National Memorial on July 17 to advance the CLARITY Act's case, with House Majority Whip Tom Emmer noting that nearly 80 Democrats and Republicans voted for the bill in the House while the Senate has made no measurable progress toward passage. The hearing featured testimony from Nova Labs, Bullish, WisdomTree, and Coin Center, with House Financial Services Committee Chair French Hill arguing that even with the GENIUS Act and dollar-backed stablecoin laws in place, the digital asset ecosystem still lacks the regulatory framework needed to support its operation. Senator Cynthia Lummis stated on July 14 that the Senate version of the CLARITY Act is ready and the bill text would be released within days, signaling potential movement in the upper chamber. MetaMask Parent Consensys Says North Korean Hacker Infiltrated TeamKey Takeaways:Hacker embedded for one month as outsourced workerContributed to wallet fiat on/off-ramp developmentNo material data or fund loss reportedSummary:MetaMask parent Consensys disclosed a security incident in which a North Korean hacker, identified as Tyler Knapp, joined the company as an outsourced worker through a long-term HR vendor and bypassed Consensys's direct-hire background checks, working for one month and contributing to development of MetaMask's fiat on- and off-ramp feature. The individual was detected through the company's security monitoring after unusual IP activity and behavior patterns triggered alerts, after which Consensys revoked all access permissions and suspended product launches handled by the worker. Legal chief Matt Corva confirmed there has been no material data or fund loss so far, though the incident highlights the persistent supply-chain and personnel-vetting risks facing crypto companies from state-sponsored infiltration attempts. Arbitrum RWA Platform Ostium Says July 15 Attack Caused Over $23.75 Million in LossesKey Takeaways:Off-chain pricing system compromised$23.75M+ in total lossesMandiant and law enforcement engagedSummary:Ostium, a real-world asset trading platform on Arbitrum, disclosed that its July 15 attack was caused by hackers breaching off-chain infrastructure tied to the protocol's pricing system, resulting in total losses exceeding $23.75 million. The platform is coordinating with Mandiant, zeroShadow, Collisionless, SEAL 911, and law enforcement while working with exchanges, bridges, and stablecoin issuers on recovery efforts. Ostium said it is isolating and securing necessary infrastructure for a safe restart and will provide at least 24 hours' notice before unfreezing the trading contract, with trader positions marked at reopening prices regardless of fluctuations during the outage. Michael Saylor Lists 100 Reasons to Oppose BIP 110 Key Takeaways:55% miner threshold below BIP 9's 95% standardSeven consensus restrictions including 83-byte OP_RETURN capExisting relay tools already filter unwanted transactionsSummary:Strategy founder Michael Saylor published a lengthy post on July 18 listing 100 reasons to oppose BIP 110, formally titled "Reduced Data Temporary Softfork," arguing the proposal would use Bitcoin consensus rules to restrict a category of controversial but currently valid transactions and constitute governance intervention over legitimate use cases. The proposal, listed as complete on GitHub on June 25, 2026, is designed to run for approximately one year and adds seven consensus restrictions including an 83-byte limit on OP_RETURN outputs, 256-byte caps on certain payload and witness items, and limits on specific Taproot-related structures. Saylor highlighted that BIP 110 employs a 55% miner signaling threshold — well below the 95% standard in the BIP 9 process — and removes the usual timeout and FAILED status, which he argued would increase the probability of a chain split and could negatively impact miner fee revenue and long-term network security. He contended that Bitcoin's existing relay and mining strategy tools already allow node operators and miners to filter unwanted transaction types without altering network-wide consensus rules, and that the base layer should remain conservative rather than using soft forks to regulate controversial use cases. Moonshot AI Tells Investors It's Preparing for Hong Kong IPO in as Early as Six Months Key Takeaways:IPO targeting within six months in Hong Kong$30B+ valuation in latest funding roundKimi K3 outperforms Anthropic Opus 4.8 on some benchmarksSummary:Chinese AI startup Moonshot AI has told investors it is preparing for a Hong Kong listing in as early as six months, distributing a shareholder resolution seeking backing for the IPO after its Kimi K3 model — a 2.8-trillion-parameter open-weight release — outperformed all rivals except Anthropic's Claude Fable 5 and OpenAI's GPT-5.6 on overall capability, and surpassed Anthropic's Opus 4.8 on select frontier benchmarks. The Beijing-based company is wrapping a funding round that may value the three-year-old startup at more than $30 billion, with annual recurring revenue reaching $300 million in June, up from $200 million in April. Moonshot has held talks with CICC and Goldman Sachs about the offering and has begun dismantling its red chip structure to facilitate a smoother overseas listing process, positioning itself as the first Chinese open-weight model maker to challenge Western frontier models on benchmark performance. Market movers:NVDAB: $202.38 (+0.09%)MSFTB: $397.03 (+0.62%)TSMB: $401.28 (+0.40%)GOOGLB: $347.49 (+0.20%)METAB: $641.91 (+0.87%)AVGOB: $369.26 (-0.48%)SPCXB: $127.36 (+1.69%)TSLAB: $381.75 (+0.03%)MUB: $849.02 (+0.62%)AMDB: $490.59 (-0.24%)