Ether.fi launches the second wave of year-end activities for the crypto U card "10 Days of ETHmas." Lasting for ten days, invite friends to join and spend, and both parties can enjoy a 10% wETH cashback. (Please register using the link from Dongqu, to enjoy the 10% wETH cashback!) (Background: Ether.fi card offers a 10% cashback! Recommend 10 people to snatch VIP membership.) (Background info: Ether.fi Card's triple rewards: 400,000 ETHFI airdrop, get rewards for card spending and deposits.) The liquidity re-staking protocol Ether.fi's payment U card launches the second wave of year-end rewards "10 Days of ETHmas"! Lasting for ten days, invite friends to join and spend, and both parties can enjoy a 10% wETH cashback. Core benefits of the event: Bi-directional 10% cashback: Referrer and Referral can both receive a 10% cashback for qualifying spending during the event period. wETH cashback: This event's cashback will be issued in wETH (Wrapped ETH) form, which is real cryptocurrency, unlike the last event limited to bill offsets! Event schedule (Taiwan time) Event period: December 12, 2025 08:00 – December 22, 2025 07:59 During this period, creating an account and completing card opening through the referral link will be considered a successful referral. Only eligible spending credited during this period will count towards the 10% cashback. Reward issuance date: Expected to be issued after the event ends (specifics subject to official announcement, usually by the end of the following month). Please register using the link from Dongqu, to enjoy the 10% wETH cashback! Detailed registration instructions can be found in this article "Ether.fi ETHmas Reward Mechanism Explained." Cashback calculation method: The event adopts a "top-up to 10%" mechanism. After deducting the original card's 3% instant cashback and the referrer's existing 1% reward, the system will supplement the remaining difference (in wETH form) to total 10%. 1. Referrer benefits: Friend's spending cashback: You can receive a 10% cashback for your invited friend's qualifying spending during the event period. Upper limit settings: The cashback generated by each friend is subject to regional limits, and your personal total referral cashback has a quota (subject to the latest official announcement). 2. Invited User benefits: Personal spending cashback: By registering through the referral link and completing account opening, you can enjoy a 10% cashback for your qualifying spending during the event period. Upper limit settings: Subject to the individual spending cashback limits of the location. Users from different regions enjoy different cashback limits; please refer to the official regional chart below. Participation qualifications and notes: Definition of successful referral: The invited person must register through the link during the event period, complete identity verification (KYC), and activate at least one card (physical or virtual). Eligible spending: Refers to the purchase of goods or services made using the Ether.fi Cash personal card (transactions that have been credited). Refunds, pre-authorizations, P2P transfers, cash advances, and gambling-related transactions do not count. Nature of rewards: This ETHmas reward is wETH, which will be directly issued to your Ether.fi account. Anti-cheating: Any fraudulent, abusive, or refund behavior will result in disqualification and reward retrieval. Please register using the Dongqu referral link to enjoy the 10% wETH cashback! Ether.Fi Card crypto credit card FAQ Q1: How to get the 3% cashback from the Ether.fi Card? The official will credit it in SCR tokens immediately, and users can convert it into stablecoins like USDC, USDT at any time, or purchase BTC, ETH. Q2: What's better about a crypto credit card compared to a regular credit card? Crypto credit cards usually offer a higher cashback percentage than regular credit cards, with cashback not limited by spending categories, and can be linked to tools like LinePay, Apple Pay, Google Pay for payments across various channels. Q3: Can the Ether.fi Card be used all over Taiwan? According to Dongqu's tests, it can basically be used in all places in Taiwan that accept VISA payments, whether it be convenience stores, supermarkets, gas stations... easily meeting general spending needs. Q4: Is the Ether.fi Card really safe? The Ether.fi card uses a non-custodial model, with assets and private keys controlled by you (currently, the official states that the export function for part of the private keys is being updated). All transactions are executed through smart contracts, providing high transparency and security. At the same time, the Ether.fi protocol has passed several security audits, and a bug bounty program is in place. Q5: What if the value of the collateral drops? In borrowing mode, if the value of the collateral drops and leads to an excessive borrowing ratio, the system will initiate a forced liquidation to protect the protocol's safety. Users are advised to: Maintain an appropriate collateral ratio (recommended not exceeding 60-70%) Regularly monitor asset value changes Replenish collateral or repay part of the debt in a timely manner. Q6: Can I have multiple Ether.fi cards at the same time? Yes! Users can create and manage multiple virtual cards in the backend, achieving a similar effect to "supplementary cards." The number of cards varies according to different user levels. Q7: What are the main differences between the Ether.fi card and other cryptocurrency cards? Core differences include: Non-custodial feature: Assets are always controlled by users True credit functionality: Supports collateralized borrowing for spending No platform coin requirement: No need to purchase or lock ETHFI tokens High yield integration: Idle funds can earn an annual yield of 11-14.3%. Q8: Are there any usage restrictions for users in Taiwan? Users in Taiwan can use all features of the Ether.fi card normally, with no special restrictions. It should be noted that: Users from certain countries (such as North Korea, Iran, Myanmar) cannot use the ATM withdrawal function. Taiwan is not on the restricted list and can use all functions normally. Q9: Will physical cards be launched in the future? Originally, the official planned to allow free members to apply for a physical card after August this year, but the application has recently been suspended. The official now states that it will restart as early as November (currently not updated). The author successfully submitted an application in early October, and the official stated that the estimated delivery time is about 2 to 3 weeks, but the physical card has not yet been received. Once received, the author will unbox it for readers. If you have any registration or usage issues, feel free to join the Dongqu discussion group (TG discussion group, LINE group) to resolve your application issues or share your experience. Related reports: U.S. Bank: Bitcoin is a "disruptive innovation" on par with printing! Taiwan's Financial Supervisory Commission approves "Bitcoin Custody," KGI, CITIC, and Fubon banks are the first to trial. Why? This crypto cycle has many U cards and bank co-branded payment cards? "Ether.fi Card launches a '10% ETH cashback' reward activity, the strongest U card for Christmas shopping" This article was first published in Dongqu BlockTempo (Dongqu Trends - the most influential blockchain news media).