S&P Downgrades $USDT Stability Rating: FUD or Real Concern? ๐๐ค
S&P Global Ratings just moved Tetherโs ( USDT ) assessment from "constrained" to "weak".
๐ The Data behind the news:
The agency warns that $BTC now makes up 5.6% of Tether's reserves.
The problem? Their safety buffer is only 3.9%.
Translation: If Bitcoin price crashes significantly, the reserves might technically be undercollateralized.
๐ก My Analyst Take:
While Tether has survived every stress test so far, this highlights a crucial rule in crypto: Diversification.
Don't just diversify your coins, diversify your Stablecoins too.
Holding a mix of USDT / $USDC / FDUSD is the smartest hedge against systemic risk.
Are you 100% in USDT or do you split your stablecoins? ๐
#USDTใ #TetherUpdate #CryptoNews #BTC #Stablecoins

USDC
0.9996
-0.03%

BTC
90,689.22
-0.90%

FDUSD
0.9969
-0.02%