In the crypto world, making money ≠ cash in hand.
I've seen too many people with hundreds of thousands in their accounts, who crashed at the last step of 'withdrawal':
Account frozen
Bank card blacklist
Funds can't be withdrawn, and there’s no recourse with the platform.
So today, I'm sharing all the pitfalls I've encountered over the years, the detours I've taken, and the withdrawal experiences I've gradually refined, to remind you who are ready to 'cash out' 👇
1. The two core aspects of withdrawal: real-name + compliance.
Withdrawal ≠ casually finding a merchant for a transfer.
It's a complete system project, involving:
Platforms used (e.g., Binance, OKX)
Selected chain (TRC20, ERC20)
Connected payment accounts (bank card / third-party payment)
If just one link has a problem, it could trigger risk control—mildly freezing the account, severely making it impossible to withdraw funds.
❗ Especially for beginners, don't rush; going slower can make it much more stable.
2. Remember the 'three principles':
Batch, small amounts, multiple platforms
Withdrawal is not as carefree as 'taking it all in one go'.
That's giving the bank risk control a reason to flag you.
For example, if you want to withdraw 100,000, the correct approach is:
✅ Split into 5 to 10 transactions, each 10,000 to 20,000.
✅ Rotate receiving with different bank cards
✅ Mixed use of TRC and ERC
✅ Rotate withdrawals between Binance, OKX, Bybit
✅ Merchants not fixed, avoid using just one.
This is not a hassle; it's a risk hedging mechanism.
Don't rush, and you won't easily face a blowup.
3. Package 'your payment identity' in advance
Banks are not fools; when they see a bunch of 'private transfers + USDT notes', the risk control system quickly flags your account.
So you need to package your 'identity' in advance:
🔹 Set the payment identity as: overseas freelancer, remote consultant, etc.
🔹 Write in the transfer note: consultation fee, translation fee, technical service
🔹 Absolutely avoid sensitive words like 'coin', 'USDT', 'contract'!
You think banks don't watch, but in fact, they are always watching.
4. Don't be greedy for 'black market exchange rates', the consequence is zero.
Many people are tempted when they see private merchants offering a 1% higher exchange rate.
But do you know what lies behind that?
⚠️ Source of funds is unclear
⚠️ No risk control process
⚠️ Once it runs away, there's no way to claim your rights
Withdrawal is the highest risk phase,
A 1% cheaper exchange rate could cost you 100% of your capital.
5. Final reminder: withdrawal is an operation with no turning back.
Making money is just the starting point; being able to withdraw is the endpoint.
Once a mistake is made, not only is the money gone, but it's also hard to return the same way.
I've seen too many people who 'made hundreds of thousands',
only to be brought back to square one in the withdrawal process.
I'll give you a few words as a summary:
Go slower, be steadier, be compliant.
Safe withdrawal is the real win!
📣 If you're preparing to withdraw or are stuck in the withdrawal process, feel free to share your experiences and tips in the comments.
🧠 Don't let the last step ruin all your efforts!
🔒 Collect + Forward
Send this to everyone who has made money but hasn't withdrawn it!
