It is indeed necessary to issue RMB stablecoins!
From a strategic perspective, this can directly assist the internationalization process of the RMB and create a synergistic effect with the "Belt and Road" initiative, expanding the use cases of RMB in the global trade and financial system.
Internet giants represented by Tencent and Alibaba possess world-class technological capabilities and user operation experience, making them fully capable of creating a secure and efficient stablecoin system. In terms of application scenarios, suppose a Southeast Asian cross-border e-commerce seller receives RMB payments directly through stablecoins, which can avoid exchange rate fluctuation risks and eliminate the cumbersome processes of traditional currency exchange.
For ordinary users, in the future, it may be possible to achieve RMB and stablecoin exchanges with one click on a mobile phone, similar to Alipay transfers, completely solving the common "difficulty in withdrawing funds" problem in cross-border payments.
If this model can be successfully implemented, it will reshape the existing cross-border financial ecosystem, allowing China's digital financial innovation to truly benefit global users.
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