💡 How Much #Bitcoin Do You Need to Retire?
According to a study by Sminston With (Ph.D. in Materials Science & Engineering), here's a smart, conservative approach to planning for retirement with Bitcoin:
✅ Stack Smart: The model uses a 5th quantile strategy — ensuring that 95% of the time, your annual withdrawal rate won’t need to change due to volatility. Stability is key.
✅ Clear Tracking: It offers easy-to-read charts and lookup tables based on your age, retirement year, and annual expenses.
✅ Example Calculation: If you’re 45 today and want $100K/year in 2030, you’d need 4.28 BTC. It’s a conservative but achievable target.
✅ Key Assumptions:
- 7% annual inflation.
- No tax calculations (varies by region).
- Planning for longevity (up to age 100).
But remember, this is NOT financial advice. It’s a strategy designed for better understanding and planning. Always do your own research. #CryptoComeback #BTCBackto100K