createwithbinance

Day 3 with Create with Binance, and today I was struck not by the crypto news itself, but by what’s happening "in parallel" in traditional finance.

Over the last week, traders have significantly raised their expectations for a September rate hike by the Fed—from before the speech, when the odds were about one-third, to now, when they’re closer to one half to 60%. And it wasn’t something that became known somewhere on Monday morning— the market started pricing it in even over the weekend, when the traditional exchanges are completely closed.

This is where I first truly felt why TradFi access through Binance matters to me—not just crypto on its own. While the NYSE was asleep, I could see how tokenized assets reacted—simply by opening the very same app where the rest of my portfolio is.

This isn’t about "the hype around tokenization" (everyone’s already writing about that)—it’s about plain convenience: a key macro headline doesn’t wait until Monday, and it’s great when your market access doesn’t either.

#TradFi #CreateWithBinance #ShareMyTradFi

Crypto is not only complex charts and numbers. For me, it’s about new opportunities and financial freedom! 🚀

I started my journey on Binance with a bit of excitement and a bunch of questions in my head. I remember how long I struggled with the interface, but my first successful crypto purchase cleared all my fears! Binance taught me the most important thing: you don’t have to be a math genius to start investing in your future. The main thing is the desire to learn, analyze, and take action.

I’m taking part in a contest from Binance Ukraine and sincerely wish every Ukrainian to find their own successful crypto path. Next—more! 💸✨

#CreateWithBinance #BinanceUkraine #CryptoUA

Day 2 of my "homework" with Create with Binance 📚

Yesterday I was looking into bStocks, and today I finally decided to figure out what Binance Earn is — honestly, I thought it was something complicated like staking with a lock-up for half a year. Turns out it’s simpler.
Here’s how I understood it for myself:
— you deposit an asset ($USDT , $BNB , anything) — and it just “works” while it sits there
— there’s Simple Earn — the simplest option, flexible, you can withdraw almost anytime
— there are fixed-term options — the yield is higher there, but the money is “frozen” for that period
— you choose: flexibility or a slightly bigger percentage in exchange for patience

What surprised me the most is that it’s not some separate “investment product” on the side, but just a tab in the same app where everything else is. In other words, you don’t need to move funds anywhere or open a new account — the assets that were just sitting there as dead weight on spot are now bringing in something.

One downside worth saying honestly: the yield isn’t guaranteed forever; it fluctuates depending on the market.

For anyone who also put off figuring out Earn — I suggest simply going in and checking your own assets that are currently “sleeping” on your balance 👀

#BinanceEarn #CreateWithBinance

Day 7, the final one in this Create with Binance round — and I don’t just want to wrap up the week, but honestly look at what from all of this has actually stuck in my own strategy.

Over these 6 days, I tested #BStocks , figured out #earn , looked at #TradFi - news over the weekend, compared bStocks with classic stock access, talked through the risks of Earn, and put together a practical case with $50.

Here’s how it all came together in my head into one picture:
— part of the portfolio is in bStocks, as a way to get exposure to the stock market without a broker and with a low entry barrier
— part that would have just "sat" on spot is now partly in Earn, with the understanding that yield is not guaranteed and money can’t always be withdrawn instantly
— TradFi news (like that story about the Fed rate) I now read not as something external, but as something that directly affects the assets in my app

The main takeaway of the week: none of these tools is "the main one" on its own — they’re pieces of one puzzle, and each solves its own task: flexibility, yield on idle funds, 24/7 access. Strategy is not about choosing one tool, but understanding what role each of them plays for you specifically.

Thanks for reading these 7 days with me 🙌

#BinanceEarn #CreateWithBinance

In 24 hours, bStocks received a new feature on Binance

Yesterday, Binance added seven bStocks to the assets that can be used as collateral for margin trading.

In simple terms: these tokenized shares can now not only be bought, held, or sold. Under certain conditions, they can remain in your account as collateral—as a guarantee for trading with a larger amount of funds.

The list includes:
$PDDB, $FWDIB, $SHAZB, $WENB, $ADBEB, $HPEB, and $ZMB.

Previously, bStocks for me were primarily a way to track the price of U.S. companies in a format familiar to crypto. Now they’re gaining another use case within Binance.

But here, it’s important not to rush.

Margin trading is trading with additional funds from the exchange. If the asset’s price drops, the collateral value also decreases. So you need to constantly monitor risk, and this definitely isn’t a feature for an impulsive entry.

It’s also not available to everyone: only users from VIP 3 in supported regions and under specific account modes.

For me, this isn’t a reason to use leverage right away. It’s an interesting development because bStocks are gradually becoming not just tokens you can buy, but instruments with broader capabilities.

#CreateWithBinance #BStocks

Tokenized stocks on Binance trade around the clock, and the U.S. session accounts for a smaller share of trades than the rest of the day.

Removed on 29.09.2026 at 15:38 UTC from api.binance.com: hourly number of trades for each pair for the full day of Monday 28.09.2026. I took the session window as 14:00–20:00 UTC, which is 6 hours out of 24, a quarter of the day. The regular NYSE and Nasdaq session is 13:30–20:00 UTC; the first half hour falls outside the window, so the shares are slightly understated.

Share of trades in the 14:00–20:00 UTC window:
SPYB 53% of 4,042 trades per day
QQQB 51% of 27,612
AAPLB 40% of 9,424
MSTRB 33% of 47,238
TSLAB 32% of 28,576
GOOGLB 24% of 17,059
COINB 24% of 14,047
NVDAB 14% of 100,052

For NVDAB, during the quarter of a day when the reference exchange is operating, 14% of the trades occur. The remaining 86% are hours when the actual stock is not trading and there is no arbitrage against it.

Index tokens behave differently: in SPYB and QQQB, more than half of the trades occur within the session.

Check it yourself: Spot, you need a pair, a chart with a 1h interval, trade quantity by hour.

$NVDAB $SPYB $QQQB #CreateWithBinance #Market_Update

Minimum order for any tokenized stock on Binance — 5 USDT, regardless of the stock’s price itself. Removed on 28.09.2026 at 15:34 UTC from the public API api.binance.com, 17 bStocks pairs to USDT. All 17 have the same parameters: minimum order amount 5 USDT, quantity step of 0.001 shares of the stock (in GMEB 0.01), price step 0.01 USD. What it means in practice. SPYB costs 765.39 USD per share, and 5 USDT give 0.0065 shares. NFLXB costs 69.53 USD, and the same 5 USDT give 0.072 shares. The entry ticket is the same; the size of the purchased share differs by 11 times. The 0.001 step in monetary terms is also different: for SPYB it’s 0.77 USD, for NFLXB — 0.07 USD. The more expensive the stock, the coarser the minimum incremental purchase step. Liquidity across pairs differs much more than price. In 24 hours: CRCLB — 32.35M USD in volume and 87,667 trades, NVDAB — 10.94M and 90,965 trades, PLTRB — 0.08M and 1,590 trades. Between the first and the last, the difference is 400x by volume. This is a snapshot of Sunday, when NYSE and Nasdaq are closed and there is no arbitrage against the real stock. On a working day, the numbers will be different. Check it yourself: Spot, the needed pair, the order form shows the minimum amount, and the Order Book tab shows the real depth. This is my calculation based on API data, not an indicator from Binance. $NVDAB $SPYB $CRCLB #CreateWithBinance #Market_Update

Day 5, and today I want to honestly talk about something that is often left unspoken when advertising crypto earnings — the risks of Binance Earn.

When I first started figuring out Earn (I wrote about it in Day 2), I had this thought in my head: "you put it in — and it just trickles in, like interest on a bank deposit." But that’s not how it works, and it’s better to understand that before you put in real money, not after.

What’s worth keeping in mind:
— the yield is not fixed forever — it fluctuates depending on the market, and what you see today may be different tomorrow
— this is not a bank deposit with a state guarantee of return — the risk is different here
— for products with a fixed term, the money is "locked" for that period — if you suddenly need it urgently, you won’t be able to withdraw it immediately
— the higher the promised yield, the more carefully you should check what it is actually based on

I came to a simple rule for myself: before putting anything into Earn, I ask myself — am I ready not to see this money for some time, and do I understand where the yield comes from, rather than just believing the number on the screen.

This is not about "you shouldn’t use it" — it’s about the fact that convenience does not cancel the need to understand exactly what you are investing in.

#BinanceEarn #CreateWithBinance #ShareMyTradFi

FUNDING EVERY 4 HOURS IS NOT JUST A TECHNICAL DETAIL
Starting September 10, Binance changed the funding interval for a number of TradFi perpetual contracts from 8 to 4 hours.
Among them are TENCENTUSDT, MEITUANUSDT, KUAISHOUUSDT, and others.
At first glance, nothing special.
But if a position is open for a long time, funding becomes part of its economics.
Perpetuals don’t expire, so it’s funding that helps keep the contract price closer to the underlying market.
And here it’s important to understand:
positive funding can mean a payment from one side of the market to the other;
negative funding, on the contrary;
a shorter interval means the calculation happens more often.
So before holding a long position, I look not only at:
entry point;
leverage;
liquidation.
One more question:
what funding is it and how many calculations could it go through before I close the position?
On a short trade, it may hardly be noticeable.
On a long one, it’s already part of the result.
#CreateWithBinance #ShareMyTradFi #TradFi

STOCKS and bSTOCKS on BINANCE — THESE ARE NOT TWO DIFFERENT MENUS FOR THE SAME THING

I would split them like this.

Binance Stocks lets you buy US stocks and ETFs through brokerage infrastructure.

Over 7,000 stocks and ETFs are available.

You can start with fractional positions from $5.

Trading is available 24/5.

bStocks — another setup.

These are tokenized securities that represent economic interest in the corresponding underlying asset.

But the bStock itself does not mean direct ownership of a company’s shares.

At the same time, the tokenized format opens up other possibilities: for example, working with the asset in crypto and on-chain infrastructure.

So I wouldn’t ask:

“Stocks or bStocks — which is better?”

I would first ask:

what exactly do I need from the asset?

A classic brokerage model?

Or a tokenized form with different infrastructure and mechanics?

The same company can be the underlying asset.

And the product built around it is completely different.

#CreateWithBinance #ShareMyTradFi #bStocks #TradFi

BINANCE EARN NOW DOESN'T ONLY LEAD TO CRYPTO PROFITABILITY. A SEPARATE CITY HAS APPEARED FOR AN ETF

Yesterday, Binance launched the ETF Wealth Management.

And here it’s important to remove one possible confusion right away.

Despite the fact that the product is located inside Binance Earn, this is NOT Simple Earn and not a fixed-rate deposit.

With the new section, users can access TradFi ETFs, including strategies built around short-term U.S. Treasury bills and investment-grade bonds.

But the structure here is different.

The user buys real ETF shares.

They get an economic return from the movement of their market price and from cash distributions.

Execution, clearing, and custody are handled via licensed third-party brokers.

And Binance acts as an access channel to the product.

This is an interesting shift.

Previously, "Earn" in crypto was almost automatically associated with APR.

Now, within one section, two different logics gradually converge:

crypto yield

and

traditional income assets.

And the name of the section here no longer explains the product structure. You still have to read it.

#CreateWithBinance #ShareMyTradFi #BinanceEarn #TradFi

A STOCK OPTION ON BINANCE CAN RESULT IN REAL SHARES.

And this is probably the most important detail of the new Stock Options product.

Binance has launched options on more than 1,000 U.S. stocks and ETFs.

But this isn’t just another perpetual with an AAPL or NVDA chart.

The options have physical settlement.

A Call gives the right to buy the underlying shares at the strike price.

A Put — the right to sell them at the strike price.

In the first phase, Binance allows only buying Calls or Puts.

That means the user is not the option seller, and the maximum direct loss for the buyer is limited to the premium paid.

There are also a few important differences from crypto futures:

there is no expiration date;

there is no strike price;

trading takes place during U.S. options market hours;

for now, only limit orders are supported.

And the most interesting part:

if an option is ITM, it still doesn’t mean automatic exercise.

The user must submit an exercise instruction by the set deadline.

TradFi inside Binance is expanding.

And as the number of instruments grows, so does the number of mechanics you need to understand before clicking Buy.

#CreateWithBinance #ShareMyTradFi #TradFi

FOREX COMES TO TRADFI FUTURES BINANCE. AND THE FIRST CONTRACT IS QUITE INDICATIVE

On September 21, Binance launches USDBRLUSDT — a perpetual contract tracking the US dollar to the Brazilian real exchange rate.

But the design is more interesting than just “trading USD/BRL”.

The underlying asset is the USD/BRL currency pair.

Settlement is in USDT.

Trading is 24/7.

Funding — every 8 hours.

Maximum leverage — up to 100x.

And here again comes a familiar nuance for TradFi Perpetuals.

The actual FX market has its own trading sessions.

During normal hours, the Price Index USDBRLUSDT will be formed based on external price data sources.

And on weekends, when the traditional FX market is closed, Binance switches to the Orderbook EWMA.

That is, the contract continues trading.

But the mechanism for determining the index price changes.

For me, this is the main rule of all 24/7 TradFi products:

24/7 contract availability does not mean the underlying traditional market also operates 24/7.

Especially with leverage, it’s worth understanding THIS before opening a position.

#CreateWithBinance #ShareMyTradFi #TradFi

GOLD TRADES ON BINANCE AND ON WEEKENDS. BUT AT THIS MOMENT THE PRICE IS CALCULATED DIFFERENTLY
Since September 15, Binance has updated the regime for commodity-based TradFi perpetuals.
This includes XAUUSDT, XAGUSDT, COPPERUSDT, CLUSDT, NATGASUSDT, and others.
What’s most interesting to me isn’t the chart itself, but what happens to the Price Index.
During a regular trading session, from Sunday 18:00 ET to Friday 17:00 ET, the standard mode is used:
the index is updated every second based on prices from external data providers.
And on weekends and holidays, the mechanism changes to Orderbook EWMA.
That means the very same XAUUSDT may remain tradable, but the source that forms its index price depends on whether the underlying TradFi market is operating.
For me, this is a great example of why "24/7 access" doesn’t mean "the same market 24/7".
Before placing a trade, it’s important to know not only the price.
It’s important to understand where it’s coming from right now.
#CreateWithBinance #ShareMyTradFi #TradFi

«0 PLATFORM FEE» НЕ DOESN’T MEAN “0 COST” IN STOCK OPTIONS

Right now, Binance has a promotion for Stock Options.

The terms look attractive:

Platform Fee — $0

Exercise Fee — $0

Commission — $0.60 per contract.

But this commission table doesn’t end there.

There are also regulatory fees:

SEC fee for selling;

FINRA TAF for selling;

CAT fee;

Options Regulatory Fee;

OCC fee.

Also, it’s worth keeping one basic thing in mind:

1 standard options contract usually corresponds to 100 shares of the underlying asset.

So before placing a trade, I would check not only the Premium and Strike Price.

My checklist:

premium;

number of contracts;

commission;

regulatory fees;

expiration date;

breakeven point.

In trading, the phrase “zero commission” almost always needs to be read through to the end.

Because a single zeroed-out line item doesn’t mean the whole transaction is free.

#CreateWithBinance #ShareMyTradFi #TradFi

TODAY BINANCE ADDED YET ANOTHER BATCH OF SHARES TO RECURRING BUY. AND I WOULDN'T CONFUSE IT WITH bSTOCKS.

The list is really huge: Airbnb, Uber, IBM, Boeing, Spotify, CrowdStrike, Ferrari, Sony, and many others.

But the main thing for me here isn’t the number.

Recurring Buy solves a very familiar problem:

"I want to invest regularly, but I keep forgetting to do it."

You set up a plan once, choose a schedule—and purchases are carried out automatically on the selected dates.

But there’s an important nuance here.

This is Binance Stock Trading.

That is, it’s about buying regular securities through Binance’s stock infrastructure, not about tokenized bStocks.

And one more detail that’s easy to miss:

the price on the day of the automatic purchase can differ significantly from the one you saw when creating the plan.

Recurring Buy automates discipline.

It doesn’t lock in a future price and doesn’t guarantee a profitable entry.

That’s exactly why I like looking at DCA the way I do:

not as a way to "buy cheaper",

but as a way to remove yourself from the weekly decision of "buy today or wait a bit longer".

#CreateWithBinance #ShareMyTradFi #TradFi