稳定币

$USDC
#稳定币
I discovered an interesting phenomenon: a few days ago, the exchange rate of USDC to the US dollar soared to an astonishing 1.001, and recently it has returned to normal levels, just right for buying back at a low price.
I speculate that the reason behind this is that during a market crash, everyone tends to withdraw funds, and American investors, due to USDC being pegged to the US dollar, are more inclined to sell USDT and buy USDC for hedging. As the market has gradually stabilized, funds have started to flow back, and thus the exchange rate has returned to normal.

European Central Bank Issues Stablecoin Risk Warning, Calls for Establishing a Global Unified Regulatory Framework

On November 24, the European Central Bank's financial stability review preview revealed that by November 2025, the total market value of global stablecoins will exceed $280 billion, accounting for about 8% of the entire cryptocurrency market.

Among them, the two major stablecoins USDT and USDC hold nearly 90% of the market share, with market values of $184 billion (63%) and $75 billion (26%) respectively, and their reserve asset scale is comparable to that of the top 20 global money market funds, indicating that the importance of stablecoins in the global financial system is rapidly increasing.

The European Central Bank noted in the report that if stablecoins are widely adopted, households may convert part of their bank deposits into stablecoin holdings, which would weaken the retail funding sources for banks while exacerbating their funding volatility.

Although the EU has passed the MiCAR regulations, prohibiting European stablecoin issuers from paying interest to holders in order to curb the transfer of bank deposits to stablecoins; the banking industry still calls for major markets like the United States to implement restrictions to avoid arbitrage behavior by holders due to regulatory gaps.

The report particularly emphasizes that the close association between stablecoins and the banking system may trigger concentrated withdrawals of funds during times of crisis. Additionally, cross-border stablecoins that adopt "various issuance mechanisms" face complex challenges, such as EU issuers struggling to meet concentrated redemption requests on a global scale.

In response to these risks, the European Central Bank calls for the implementation of additional safeguards prior to market entry, while actively promoting the unification of global regulatory standards. Therefore, as the market size of stablecoins continues to expand, establishing an effective international regulatory coordination mechanism has become an urgent need to maintain global financial stability.

#稳定币 #系统性风险

11.24 News

CME “#美联储观察 ” shows that the market's expectations for recent interest rate cuts are heating up quickly, with the probability of a rate cut rising to 69.4%. U.S. Treasury Secretary Yellen stated that the government shutdown has caused approximately $11 billion in permanent losses to the U.S. GDP.

Market sentiment is lukewarm, with #恐慌与贪婪指数 dropping to 12, and #BTC 's market capitalization accounting for 59.29%. #稳定币 11 from November 14 to 24 saw a net outflow of $1.05 billion, with USDT inflow of $430 million, USDC outflow of $1.5 billion, and the total scale of stablecoins around $265.87 billion.

The U.S. SOL spot ETF continues to attract capital, achieving net inflows for 19 consecutive trading days since its listing on October 28, with a cumulative scale of $510 million.

On the institutional side, MSTR, due to holding a large amount of BTC, may be removed from the MSCI index on January 15 next year. Currently, index funds hold about $9 billion in MSTR shares, and removal may trigger concentrated selling pressure, while MSTR's total market capitalization is about $50 billion.
#加密市场观察

（🔥 A Must-See! A Simple Explanation of the Current State of Bitcoin）A brief description of the differences between Bitcoin and stablecoins. 🚀 Do you all 👀 agree?

💰 BlackRock experts have said the truth:
Currently, everyone buys Bitcoin mainly considering it as 'digital gold'—just like saving money online to preserve value!
As for using it for payments? It's just an 'extra benefit.'

—

🤔 Why not use Bitcoin to buy things?
• Transfers aren't fast enough, fees vary
• Buying a cup of coffee may take half an hour, and the fees are more expensive than the coffee itself

—

🎯 So who is responsible for payments now?
Stablecoins! (like USDT, USDC)
Experts say: Stablecoin payments have been successful!
From:
✓ Exchange transfers
✓ DeFi wealth management
✓ Now venturing into cross-border remittances and corporate settlements

—

✨ Does Bitcoin still have a chance?
In some cross-border remittances, Bitcoin still has advantages:
✓ Fast transfers ✓ No restrictions

—

💎 Summary:
• Bitcoin = Mainly stored like gold
• Stablecoins = Mainly used for payments
• Smart people want both!

—

👉 What do you think?
A. Bitcoin should be considered digital gold
B. Believe Bitcoin can be used for payments in the future

Welcome to discuss! 👇$BTC $ETH $BNB

#比特币 #贝莱德IBIT比特币持有量反超灰度GBTC #稳定币 #数字黄金

#plasma $XPL

Exploring Plasma ($XPL ): Focusing on a New Generation Layer 1 for Stablecoin Payments

Today, let's talk about the recently popular @Plasma ! $XPL , which as an EVM-compatible Layer 1 blockchain has locked its battleground in the stablecoin payment field, dedicated to creating a low-cost, high-efficiency global settlement network.

Recently, it successfully made it to Binance's HODLer airdrop program and distributed tokens to eligible BNB holders, which is undoubtedly an important step in the development of the project's ecosystem. Its token economic model is also quite intriguing, adopting a year-over-year decreasing inflation design, aimed at achieving long-term sustainable development of the network.

In the current context of increasingly fierce Layer 1 competition, can it stand out with its focus and optimization in the stablecoin payment track? I am very much looking forward to seeing it play a more important role in connecting traditional finance and the blockchain world in the future.

#Plasma #Layer1 #稳定币 #币安生态

#美联储重启降息步伐 Japan's 21.3 trillion yen stimulus explodes global liquidity, turning the crypto market into a 'reservoir'? Will Bitcoin and stablecoins see a surge?
Suddenly! The Japanese government has unleashed a 'big bomb' of 21.3 trillion yen — 17.7 trillion directly injected into the market, with 2.7 trillion in accompanying tax cuts, reaching a new high since the pandemic! This move has completely stunned the global financial market: the yen plummeted to a 10-month low, the 40-year bond yield surged to a historic high, and the government's bond issuance has shattered last year's record, with the fiscal deficit on the verge of 'exploding'... As traditional market yields continue to fall, smart money has quietly turned its direction — the crypto market is becoming the largest 'reservoir' for this wave of global stimulus!
This wave of global stimulus, is the crypto market the biggest winner? Data shows that Japan's stimulus scale has skyrocketed by 27% year-on-year, the government is crazily printing money and issuing bonds, traditional market yields keep declining, and funds have nowhere to go, making the crypto market instantly 'hot'! Stablecoin trading volume is surging, Bitcoin is quietly rebounding, and institutional giants have long been quietly positioning themselves — after all, in times of rampant liquidity, crypto assets are the biggest 'reservoir'!

This gunshot from Japan is just the beginning! Expectations for a Federal Reserve rate cut are rising, the global stimulus competition has officially begun, under the massive flood, how much can the crypto market support? Can Bitcoin break through its previous high? Will stablecoins experience explosive growth? Do you believe in this wave of capital transfer? Let's see in the comments section, waiting for you to fire the first shot!
$BTC #稳定币 #内容挖矿

$YALA's fundamentals are weak, the treasury has been stolen, stablecoins are decoupled, the team is unlocking and selling off, the founder deleted Twitter and ran away, if not shorting it, who should?
arkham can directly check and mention going to cex to sell, is there no act left?
#稳定币 #币安合约实盘

Comrades, have you noticed that there are many fewer stablecoins #稳定币 $AIO

$币安人生 $ZEC $ETH
🚨【Sun Yuchen's 'Stablecoin' Magic: $1 Instantaneously Becomes $0.43, Users' Assets Directly Discounted by 60%!】

Today I stumbled upon the announcement for USDJ, and I was truly taken aback—Brother Sun's operation is simply turning stablecoins into 'targeted harvesting finance'! 😳

📌 What exactly happened?

· USDJ officially bids farewell to the stablecoin system, switching to a fixed exchange rate with TRX
· Exchange ratio: 1 USDJ = 1.5532 TRX
· Based on the current price conversion, equivalent to 1 USDJ ≈ $0.43
· Users' assets instantaneously depreciated by 57% 💸

The announcement states grandly: 'Thank you for community support', 'Looking forward to future innovations'… but the reality is: you thought you were holding a stablecoin pegged 1:1 to the dollar, only to wake up and find sixty percent of its value gone, and it was forcibly exchanged for TRX.

🔍 What is the essence of this 'upgrade'?

· It’s not a technological iteration, but a forced asset depreciation
· It’s not ecological optimization, but a clever shift of responsibility
· It’s not a win-win for users, but a unilateral rule reset

Brother Sun once again proves with strength: when it comes to disappointment, he never lets people down. This also sounds an alarm for all investors—any so-called 'algorithmic stablecoin' or 'ecological stablecoin' is never pegged to the dollar, but to the project party's conscience and credit.

💬 Interactive Questions:

· Do you still dare to believe in so-called 'decentralized stablecoins'?
· Is this operation an 'inevitable transformation' or a 'delicate harvesting'?
· Who do you think might be the next stablecoin to blow up?

👇 Feel free to share your thoughts in the comments!

#稳定币 #加密市场

Brother Sun is directly and smoothly harvesting users😂

The issued USDJ has changed the exchange ratio:

Originally 1 USDJ = 1 USDT

Now 1 USDJ = 1.55 TRX = 0.45 USDT

This means that if you bought Brother Sun's U, you have directly lost 55%.

In addition, USDD (US younger brother) has also been issued, which is also worried about such risks.


$USDT #稳定币

Tightening again! Many peers have reported that due to restrictions on WeChat Pay related to encrypted content,

WeChat officially announced last night: It will further strengthen the crackdown on activities that use the names of blockchain, virtual currency, and stablecoins to attract people and promote.

Key points include: inviting people to join groups, spreading suspicious links, inducing registration or downloading apps, and other actions.
#稳定币 #加密市场回调

Yala's stablecoin $Yu is unpegged

It seems like there was an incident before: on September 14th, a hacker exploited a vulnerability, and this time I don't know the reason. It feels too unstable.

#稳定币 #稳定币监管

#YALA🔥🔥🔥 #稳定币 #YU This recent crash to $0.47 was not a normal market fluctuation; it was due to the project's own protocol design and risk control completely failing. The key reason is that large holders were borrowing money crazily at high interest rates without repayment, clearly exploiting loopholes for profit, and it may even be due to insider manipulation. Euler urgently locked down lending to prevent further risk contagion.

Now the so-called 'multi-chain issuance' is essentially useless; the temporary stability on Solana is just a façade. Once there is a run on funds, it simply cannot hold. Historically, Yala has also been hacked due to cross-chain bridges, indicating that the project team has not adequately prioritized safety and risk control.

In simple terms, if stablecoins themselves are not stable, then what do we call them? Currently, various projects are rushing to issue new coins, but in the end, it often results in losses and projects going under. What the market needs is not more nominal '#去中心化稳定币 ' but truly transparent, reliable assets with sufficient reserves.

The so-called stablecoins are becoming increasingly 'unstable'; reckless issuance will only bring more risks. Investors should be wary of these seemingly innovative but actually highly risky projects.
#市场分析

Everyone doing spot trading should pay more attention to the stablecoin sector, as this is the trend of the future! #稳定币 $XPL

#BTC Market value and #稳定币 market value are currently at the last support level before the bear market.
Once this support level is broken, the bear market will really be over... but now is not the time to be bearish...