科技巨头入场稳定币

According to reports, Apple, Google, Airbnb, and Musk's X are in preliminary talks with cryptocurrency companies to integrate stablecoins into their payment systems to reduce fees and simplify global payment processes. This news follows the successful IPO of stablecoin issuer Circle, which saw its stock soar by 40% after an initial rise, indicating that stablecoins are rapidly penetrating traditional finance and tech giants.
 
💬 Do you think stablecoins will become the default method for global payments in the future? Which tech platform is most likely to implement this first? How will this change the way we use cryptocurrencies in our daily lives?
 
👉 Use the hashtag #科技巨头入场稳定币 or the coin pair tag $USDC to create a post, or share your trader profile to earn points! New addition: Share your trades and earn 5 points! (Click “+” on the app homepage and enter the task center)
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#科技巨头入场稳定币 Apple, Google, and X (formerly Twitter) have suddenly collectively set their sights on stablecoins. In the future, using Apple Pay or Google Pay may directly involve stablecoins, with cross-border transfer fees plummeting from dozens of dollars to just a few cents, not to mention instant arrivals, and the ability to bypass the cuts taken by banks as intermediaries. Platforms like Airbnb could earn billions more just by saving on Visa/Mastercard commissions! Apple wants to integrate stablecoins into the Apple Pay ecosystem, X is collaborating with Stripe for payment infrastructure, Google is secretly partnering with crypto companies, and even Uber has stated that it wants to use stablecoins for global transfers.

Will stablecoins become the 'default option' for global payments?
—— This matter being discussed by Apple, Google, Airbnb, and Musk may change the way we use cryptocurrencies
🧭 Introduction: A 'payment revolution' is quietly approaching
Recently, it has been reported that Apple, Google, Airbnb, and Musk's X are in preliminary talks with multiple cryptocurrency companies to explore the possibility of integrating stablecoins into their payment systems.
What seems like an ordinary industrial chain news may actually be the prelude to a 'global payment landscape reshaping'.
🌍 1. Why stablecoins?
In terms of payment efficiency, stablecoins are like 'putting wheels on blockchain':
They are pegged to fiat currency prices, avoiding extreme volatility and reducing user psychological costs;
Transactions are almost instant, without the need for intermediaries;
Even in regions that are difficult to reach by traditional banks, funds can flow from 'wallet to wallet'.
Compared to traditional cross-border payments, which can take 3 to 5 days and incur fees of 3% to 8%, the advantages of stablecoins are almost overwhelming.
This is exactly why major platforms feel they 'must discuss' it.

#科技巨头入场稳定币
据报道，苹果、谷歌、爱彼迎和马斯克旗下的 X 正在与加密公司进行初步洽谈，计划将稳定币集成进其支付系统，以降低手续费并简化全球支付流程。 这一消息紧随稳定币发行商 Circle 的IPO大获成功，股价继首日上涨后再飙40%，显示稳定币正在加速渗透传统金融与科技巨头。
我觉得稳定币有可能成为未来全球支付的重要方式之一，但短期内不太可能成为默认方式。
稳定币成为全球支付默认方式的可能性：稳定币具有价格相对稳定、交易成本低、结算速度快等优势，2024年稳定币促成了超过27.6万亿美元的交易，超过了Visa和万事达卡的总和。随着监管的逐步完善，如香港已成为全球首个全面监管稳定币的金融中心，美国也在推进相关法案，稳定币的发展环境将更加友好。此外，越来越多的金融机构和企业参与到稳定币市场，苹果、谷歌等科技巨头也计划将其集成进支付系统，这些都有助于稳定币的普及。但稳定币面临监管不确定性、技术风险等挑战，且全球支付体系庞大复杂，传统支付方式占据主导地位，用户习惯难以迅速改变，因此稳定币难以短期内成为默认支付方式。

#科技巨头入场稳定币

According to reports, Apple, Google, Airbnb, and Musk's X
are in preliminary discussions with cryptocurrency companies
planning to integrate stablecoins into their payment systems
to reduce transaction fees and simplify global payment processes.

This news follows the successful IPO of stablecoin issuer Circle,
with the stock price surging another 40% after an initial increase,
showing that stablecoins are
accelerating their penetration into traditional finance and tech giants, accelerating RWA applications.

It is believed that stablecoins could become one of the important methods for global payments in the future,
but it is unlikely to become the default method in the short term.

The likelihood of stablecoins becoming the default method for global payments:
Stablecoins have advantages such as relatively stable prices, low transaction costs,
and fast settlement speeds. In 2024, stablecoins facilitated
over $27.6 trillion in transactions,
which exceeded the total of Visa and Mastercard combined.

With the gradual improvement of regulations, such as the United States also advancing relevant bills,
the development environment for stablecoins will become more favorable.
Additionally, more and more financial institutions and companies are participating in the stablecoin market.
Tech giants like Apple and Google also plan to integrate them into their payment systems,
all of which contribute to the popularization of stablecoins.
However, stablecoins face challenges such as regulatory uncertainty and technical risks,
and the global payment system is vast and complex.
Traditional payment methods dominate, and user habits are difficult to change quickly,
therefore, stablecoins are unlikely to become the default payment method in the short term.

The technology platform most likely to land first:
Apple has a greater likelihood of being the first to launch.
Apple has relevant actions planned for 2024,
opening the NFC feature on the iPhone.
Circle, the company behind the USDC stablecoin, claims
that a click-to-pay feature using USDC on iPhones is coming soon.
In contrast, although Google has plans to collaborate on stablecoins with Aleo,
it is still in internal testing.
Airbnb only began negotiations with Worldpay in early 2025,
making slower progress. Although X is discussing the feasibility of
stablecoin transactions with Stripe, no further specific information has been disclosed.
Uber has also indicated that it will study the introduction of stablecoin payments,
the world is changing, and we must be aware.

#科技巨头入场稳定币

According to reports, Apple, Google, Airbnb, and Elon Musk's X are in preliminary talks with cryptocurrency companies to integrate stablecoins into their payment systems, aiming to reduce transaction fees and simplify global payment processes. This news follows the successful IPO of stablecoin issuer Circle, whose stock price soared 40% after an initial increase on its first day, indicating that stablecoins are rapidly penetrating traditional finance and tech giants.
I believe that stablecoins could become one of the important methods for global payments in the future, but it is unlikely to become the default method in the short term.
The likelihood of stablecoins becoming the default method for global payments: Stablecoins have advantages such as relatively stable prices, low transaction costs, and fast settlement speeds. In 2024, stablecoins facilitated over $27.6 trillion in transactions, surpassing the combined total of Visa and MasterCard. With the gradual improvement of regulations, such as Hong Kong becoming the world's first financial center to comprehensively regulate stablecoins, and the U.S. also advancing relevant legislation, the development environment for stablecoins will become more favorable. Moreover, an increasing number of financial institutions and companies are participating in the stablecoin market, and tech giants like Apple and Google are also planning to integrate them into their payment systems, all of which will help promote the adoption of stablecoins. However, stablecoins face challenges such as regulatory uncertainty and technological risks, and the global payment system is large and complex, with traditional payment methods dominating. User habits are difficult to change quickly, so it is challenging for stablecoins to become the default payment method in the short term.

In June 2023, global tech giants intensively entered the stablecoin field, accelerating the integration of this crypto asset into the mainstream financial system. Payment giant Stripe launched a 'stablecoin financial account' covering 101 countries and released the programmable stablecoin USDB; PayPal offers a 3.7% annual yield for PYUSD holders; Visa and Mastercard connect fiat consumption scenarios through stablecoin-linked cards. Meta restarted its stablecoin plan, exploring cross-border payment applications, while JD's Coin Chain Technology has entered the second phase of the Hong Kong Monetary Authority's stablecoin sandbox testing.

According to reports, Apple, Google, Airbnb, and Musk's X are in preliminary talks with crypto companies to integrate stablecoins into their payment systems to reduce fees and simplify global payment processes. This news follows the successful IPO of stablecoin issuer Circle, whose stock price surged 40% after an initial rise on its first day, indicating that stablecoins are rapidly penetrating traditional finance and tech giants.
I believe stablecoins could become one of the important methods for global payments in the future, but it is unlikely to become the default method in the short term.
The likelihood of stablecoins becoming the default method for global payments: Stablecoins have advantages such as relatively stable prices, low transaction costs, and fast settlement speeds. In 2024, stablecoins facilitated over $27.6 trillion in transactions, surpassing the combined total of Visa and Mastercard. As regulation gradually improves, with Hong Kong becoming the world's first financial center to comprehensively regulate stablecoins, and the U.S. moving forward with related legislation, the development environment for stablecoins will become more favorable. Additionally, more financial institutions and companies are participating in the stablecoin market, and tech giants like Apple and Google plan to integrate them into their payment systems, all of which will help with the popularization of stablecoins. However, stablecoins face challenges such as regulatory uncertainty and technological risks, and the global payment system is large and complex, with traditional payment methods dominating. User habits are difficult to change quickly, making it challenging for stablecoins to become the default payment method in the short term.
The tech platform most likely to implement it first: Apple is more likely to be the first to implement it. Apple has relevant actions planned for 2024, having opened the NFC function on iPhones, and Circle, the company behind the USDC stablecoin, stated that the feature for tap payments using USDC on iPhones will be launched soon. In contrast, Google has plans to collaborate with Aleo on stablecoins, but they are still in internal testing. Airbnb only began discussions with Worldpay in early 2025, making slow progress. X is discussing the possibility of implementing stablecoin transactions with Stripe but has not disclosed more specific information.
Changes in the way cryptocurrencies are used for daily transactions: After stablecoins are integrated into payment systems, using cryptocurrencies for everyday payments will become more convenient for users and can be widely applied in daily scenarios such as shopping, accommodation, and advertising settlements.

Tech giants such as #科技巨头入场稳定币 are entering the stablecoin space, accelerating the transformation of digital finance. Companies like PayPal and Meta have launched or are planning to issue stablecoins pegged to fiat currencies, aiming to enhance the efficiency of payment systems and expand user ecosystems. Stablecoins, due to their value stability, have become a bridge connecting traditional finance and the crypto world. The participation of tech companies not only brings technical support and a user base but also raises regulatory concerns, with future developments filled with opportunities and challenges.

According to reports, Apple, Google, Airbnb, and X, owned by Musk, are in preliminary talks with cryptocurrency companies to integrate stablecoins into their payment systems to reduce fees and simplify global payment processes. This news follows the successful IPO of the stablecoin issuer Circle, whose stock surged by 40% after an initial rise on the first day, indicating that stablecoins are rapidly penetrating traditional finance and tech giants.
I personally believe that the AI sector will definitely show great power.

#科技巨头入场稳定币
The entry of tech giants into stablecoins is an important trend in the cryptocurrency field in recent years, with positive impacts such as promoting industry development and enhancing market competitiveness, but it also comes with risks related to regulation and financial stability, as detailed below:

- Positive Impacts:
- Promoting Innovation in Payment Systems: Stablecoins have advantages in cross-border payments in terms of low cost and fast speed, and the entry of tech giants can accelerate their application in the payment field. For example, Stripe launched a 'Stablecoin Financial Account' that allows business users to hold account balances in stablecoins across 101 countries, which is expected to reshape the global payment system, making cross-border payments more convenient and efficient.
- Enhancing Market Competitiveness: The participation of tech giants will break the dominance of Tether and Circle, promoting competition in the stablecoin market. For instance, PayPal incentivizes users to hold stablecoins by offering PYUSD yields, and in the future, there may be more measures to boost trading volume and integration, prompting stablecoin projects to continuously optimize their services and technology.
- Promoting Technology Integration and Application Expansion: Tech giants possess strong technological capabilities and rich application scenarios, enabling better integration of stablecoins with their own businesses. Platforms like Bridge allow developers to create stablecoin products within minutes through APIs, and Stripe's existing AI agent tools are also exploring stablecoin payment solutions, helping to expand the application scope of stablecoins.
- Potential Risks:
- Regulatory Compliance Risks: The regulatory policies for the stablecoin market are not yet完善, and there are significant differences in regulatory attitudes across different countries and regions. Tech giants issuing or integrating stablecoins may face regulatory uncertainties, such as challenges in choosing which stablecoin to integrate. Tether faces compliance risks, USDC is confronted with ownership change issues, and issuing proprietary stablecoins is also subject to regulatory restrictions.
- Financial Stability Risks: Without effective regulation, tech giants may become shadow banks due to their scale and influence, increasing instability factors in the financial system. Historically, money market mutual funds have experienced runs, and stablecoins may face similar risks; if a crisis of trust occurs, it could trigger systemic financial risks.
-

#科技巨头入场稳定币 Apple, Google, and X (formerly Twitter) have suddenly set their sights on stablecoins. In the future, using Apple Pay or Google Pay may directly involve stablecoins, with cross-border transfer fees plummeting from dozens of dollars to just a few cents. Not only will transfers arrive instantly, but it will also bypass the banks' middleman fees. Platforms like Airbnb could earn billions just by saving on Visa/Mastercard commissions! Apple wants to integrate stablecoins into the Apple Pay ecosystem, X is collaborating with Stripe for payment infrastructure, Google is secretly partnering with crypto companies, and even Uber has hinted at using stablecoins for global transfers.

According to reports, Apple, Google, Airbnb, and Elon Musk's X are in preliminary talks with cryptocurrency companies to integrate stablecoins into their payment systems to reduce transaction fees and simplify global payment processes. This news follows the successful IPO of stablecoin issuer Circle, whose stock price surged 40% after its first day of trading, indicating that stablecoins are rapidly penetrating traditional finance and technology giants.

💬 Do you think stablecoins will become the default method for global payments in the future? Which tech platform is most likely to implement it first? How will this change the way we use cryptocurrencies in our daily lives?

👉 Create a post using the #86131648943 hashtag or the $USDC coin tag, or share your trader profile to earn points! New addition: Share your trades and earn 5 points! (Click “+” on the app homepage and go to the task center)
Event time: 2025-06-07 06:00 (UTC) to 2025-06-08 06:00 (UTC)
Point rewards are given on a first-come, first-served basis, please make sure to claim your points daily.

The entry of technology giants (such as PayPal, Meta, Apple, Google, etc.) into the issuance or integration of stablecoins has a structural and profound impact on the cryptocurrency market.
Below is a comprehensive analysis from different perspectives:
1. Main forms of stablecoin entry by technology giants
Self-issued stablecoins: such as PayPal's PYUSD, Meta previously launched Diem (formerly known as Libra)
Integration of third-party stablecoin wallets: such as Apple Pay / Google Pay allowing access to USDC, USDT
Cross-border payments and settlements: achieving real-time settlements through stablecoins, reducing fees and time costs
Investment in Web3 infrastructure: cloud, wallets, identity verification, and on-chain payments, etc.

The entry of technology giants (such as PayPal, Meta, Apple, Google, etc.) into the issuance or integration of stablecoins has a structural and far-reaching impact on the cryptocurrency market.
Here is a comprehensive analysis from different perspectives:
1. Main forms of stablecoin entry by technology giants
Self-issued stablecoins: such as PayPal's PYUSD, Meta previously launched Diem (formerly known as Libra)
Integration of third-party stablecoin wallets: such as Apple Pay / Google Pay allowing access to USDC, USDT
Cross-border payments and settlements: achieving instant settlement through stablecoins, reducing fees and time costs
Investment in Web3 infrastructure: cloud, wallets, identity verification, and on-chain payments, etc.

The entry of tech giants (such as PayPal, Meta, Apple, Google, etc.) into the issuance or integration of stablecoins has a structural and far-reaching impact on the cryptocurrency market.
The following is a comprehensive analysis from different perspectives:
1. The main forms of stablecoin entry by tech giants
Self-issued stablecoins: such as PayPal's PYUSD, Meta previously launched Diem (formerly known as Libra)
Integration of third-party stablecoin wallets: such as Apple Pay / Google Pay allowing access to USDC, USDT

The entry of technology giants (such as PayPal, Meta, Apple, Google, etc.) into the issuance or integration of stablecoins has a structural and far-reaching impact on the cryptocurrency market.
The following is a comprehensive analysis from different perspectives:
1. Main forms of stablecoin entry by technology giants
Self-issued stablecoins: such as PayPal's PYUSD, Meta previously launched Diem (formerly known as Libra)
Integration of third-party stablecoin wallets: such as Apple Pay / Google Pay allowing access to USDC, USDT
Cross-border payments and settlements: achieving real-time settlements through stablecoins, reducing transaction fees and time costs
Investment in Web3 infrastructure: cloud, wallets, identity verification, and on-chain payments, etc.