Will stablecoins become the 'default option' for global payments?

—— This matter being discussed by Apple, Google, Airbnb, and Musk may change the way we use cryptocurrencies

🧭 Introduction: A 'payment revolution' is quietly approaching

Recently, it has been reported that Apple, Google, Airbnb, and Musk's X are in preliminary talks with multiple cryptocurrency companies to explore the possibility of integrating stablecoins into their payment systems.

What seems like an ordinary industrial chain news may actually be the prelude to a 'global payment landscape reshaping'.

🌍 1. Why stablecoins?

In terms of payment efficiency, stablecoins are like 'putting wheels on blockchain':

They are pegged to fiat currency prices, avoiding extreme volatility and reducing user psychological costs;

Transactions are almost instant, without the need for intermediaries;

Even in regions that are difficult to reach by traditional banks, funds can flow from 'wallet to wallet'.

Compared to traditional cross-border payments, which can take 3 to 5 days and incur fees of 3% to 8%, the advantages of stablecoins are almost overwhelming.

This is exactly why major platforms feel they 'must discuss' it.