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Huma pioneered an open framework for the PayFi Stack, divided into six layers to facilitate payment financing solutions globally.

Transaction Layer: High-speed, low-cost blockchains (L1s and L2s) ensure efficiency and security in transactions.

Currency Layer: Stablecoins and yield-bearing currencies facilitate seamless, stable, and compliant payments.

Custody Layer: Advanced solutions like MPC and smart contract-based custody manage secure asset ownership and real-time settlements.

Compliance Layer: Integrates global regulations using on-chain identity to ensure regulatory adherence.

Financing Layer: Connects capital with demand through transparent, tokenized assets and risk management on the blockchain.

Application Layer: Provides the infrastructure for building intuitive and compliant financial applications using the stack's capabilities.

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#Bitlayer

Introduction

Bitlayer V2, an upcoming upgrade to Bitlayer's layer 2 infrastructure, represents a pivotal evolution in the Bitcoin ecosystem. Designed to supersede the existing sidechain architecture, Bitlayer V2 is poised to become the first Bitcoin-native rollup, adopting rollup technology widely regarded as the most promising solution for scaling layer 2 systems. By leveraging Bitcoin's unparalleled security, Bitlayer V2 not only achieves significantly higher throughput and reduced transaction costs but also introduces Turing-complete programmability, thereby unlocking vast new possibilities for the Bitcoin ecosystem that extend far beyond the constraints of Bitcoin's limited scripting language.

#Bitlayer Bitlayer is a Layer 2 solution that achieves Bitcoin-equivalent security, built upon BitVM. It emphasizes a verification process aimed at ensuring security on par with Bitcoin's Layer 1. By leveraging BitVM, Bitlayer supports an environment where Bitcoin's computational capabilities can be expanded, aligning with the vision that Bitcoin can eventually compute everything. Additionally, Bitlayer introduces the BitRC-20 asset framework, designed to enrich the ecosystem with a wide array of asset classes, fostering a diverse and secure development landscape within the Bitcoin network.

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🟢 Funding rates *below 0.005%* are *green colour*, it's *bullish*.

🔴 Funding rates *above 0.01%* are *red colour*, it's *bearish*.

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XRP Holders Can Now Ride Market Momentum Through SolMining.

With both the SEC and Ripple Labs agreeing to drop their lawsuits, XRP is gaining traction among institutional investors, with more companies establishing strategic XRP reserves and hopes for approval of an XRP exchange-traded fund (ETF). With major legal hurdles largely resolved, Ripple is expected to accelerate its expansion. Many anticipate even stronger XRP market performance, driven by renewed investor confidence and greater regulatory clarity.

As XRP booms, SolMining steps in to help investors convert XRP into a stable daily income – without any mining equipment or technical skills

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#ShareYourThoughtOnBTC Bitcoin BTC on the daily chart may need a second retest of a key level, as indicated by the shared chart. The post focuses on BTC price action at that key level on the daily timeframe, highlighting its importance for near-term technical structure

Crypto con in Gujarat: Brothers held in Rs 16 crore scam; Chinese cyber gang pulls strings from abroad.

AHMEDABAD: The city Cyber Crime Branch on Tuesday arrested two brothers accused of playing a key role in a Rs 16 crore fraud racket that funnelled money into cryptocurrency for a Chinese cyber syndicate.
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Payment Delays Hit 40% of UK Crypto Investors, Banks Point to Fraud

New research from IG shows that 40% of UK crypto investors have faced blocked or delayed payments when trying to buy digital assets, highlighting gaps in the regulatory framework that allow banks to restrict access. The findings are based on a survey of 2,000 UK adults and 500 crypto investors conducted with research agency Norstat.

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Police issue warning after £2.1m Bitcoin 'scam'

A police force has issued a warning to cryptocurrency holders after a victim lost £2.1 million in Bitcoin to a "sophisticated scam".

North Wales Police said a person posing as a senior UK officer tricked the victim into entering their password on a fake site by using a false story about a security breach.

The case highlights a "disturbing new trend", the force said, with scammers "crafting sophisticated social engineering schemes to trick even the most diligent holders".

It has urged people to remain vigilant and trust their instincts, and has issued guidance to help prevent similar attacks.$BTC
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2025 Crypto🚀🚀 Price Predictions: Bitcoin, Ethereum, Cardano, and Remittix Cycle Top Forecasts😎🤑🤑
Bitcoin price experienced a mild correction today, plummeting below $114K after peaking above $124k earlier this month.

The largest crypto shed over 8.2% in recent trading sessions, hovering around $114,100 as of the time of writing, driven primarily by altcoin rotation. This decline has brought the Ethereum price prediction back under the radar of natives.
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Crypto firms urge UK to form national stablecoin strategy to avoid falling behind U.S.

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XRP may retrace to $2.34 as GoldenMining users earn $8,700 daily against trend

XRP drop fuels Cloud Mining interest

​After months of continuous growth, XRP's price is currently facing a critical turning point. Technical and on-chain data suggest that if XRP fails to quickly reclaim the $3 support level, bulls may face deeper correction pressure, with a potential pullback target of $2.34.

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AltcoinsBitcoin

Crypto market continues to dive as Bitcoin falls to $113,000

The crypto market is experiencing extreme volatility with a sharp drop in Bitcoin prices. This correction instills fear in retail investors, shifting from euphoria to panic. History proves that such movements often present a strategic buying opportunity.
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Best Crypto to Buy Now as Solana’s 💹 🤑🤑 Highlights New Opportunities For Altcoins.

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Ripple’s XRP Melt Like ice cream Under Sun🔻🔻

XRP is experiencing another round of sell-offs. The cryptocurrency has dropped 6% for the day.

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