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#ListaLending Innovates BNB Chain Lending
#ListaLending革新BNBChain借贷 #ListaLending革新BNBChain借贷 In the BNB Chain ecosystem, lending protocols have long been a shortcoming in DeFi development, and Lista DAO's Lista Lending is breaking this deadlock with an innovative model. As the first protocol to integrate DeFi BNB into Binance Launchpool, its TVL has exceeded $1.1 billion, validating its strategic value in reconstructing the lending ecosystem of the BNB chain.
1. User Yield Reconstruction: Algorithm-driven Inclusive Finance
Compared to traditional lending platforms, Lista Lending's dynamic interest rate algorithm reduces the BNB borrowing rate to 0.78% through real-time monitoring of market supply and demand, while increasing fund utilization by over 30%. This means for ordinary users: 1. Lower capital costs, especially suitable for users frequently participating in Binance Launchpool and similar activities; 2. Flexible collateral options, supporting various assets like BTCB and solvBTC, allowing users to maximize the utilization of pledged assets; 3. Yield stacking mechanism, achieving dual capture of interest reduction and Launchpool yield through the clisBNB product.
1. User Yield Reconstruction: Algorithm-driven Inclusive Finance
Compared to traditional lending platforms, Lista Lending's dynamic interest rate algorithm reduces the BNB borrowing rate to 0.78% through real-time monitoring of market supply and demand, while increasing fund utilization by over 30%. This means for ordinary users: 1. Lower capital costs, especially suitable for users frequently participating in Binance Launchpool and similar activities; 2. Flexible collateral options, supporting various assets like BTCB and solvBTC, allowing users to maximize the utilization of pledged assets; 3. Yield stacking mechanism, achieving dual capture of interest reduction and Launchpool yield through the clisBNB product.
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#Vaulta #undefined $EOS, WEB3 Bank: Reshaping the Future of Finance, Starting from Decentralization
WEB3 Bank is reconstructing the traditional financial system with disruptive power. Without relying on traditional intermediaries, users can directly mortgage tokenized assets (such as real estate, intellectual property) to obtain financing quickly. For example, entrepreneur Sophie tokenized her house, and after mortgaging it, received startup funds from the community, bypassing the lengthy bank loan process. In addition, WEB3 Bank supports cryptocurrency payments (like buying coffee with Bitcoin), investment in decentralized exchanges (as an alternative to traditional investment banks), and cross-border remittances (without fintech platforms), significantly reducing transaction costs. Its core lies in the combination of digital identity and blockchain technology, allowing users to independently control their data and integrate on-chain/off-chain information through AI, serving more groups that are not covered by traditional finance. Although WEB3 finance is still in its early stages, institutions like Société Générale have begun to explore it, indicating that this decentralized revolution is unstoppable. In the future, WEB3 Bank may disrupt the financial industry just as Spotify did with the music industry, fully realizing financial democratization.
WEB3 Bank is reconstructing the traditional financial system with disruptive power. Without relying on traditional intermediaries, users can directly mortgage tokenized assets (such as real estate, intellectual property) to obtain financing quickly. For example, entrepreneur Sophie tokenized her house, and after mortgaging it, received startup funds from the community, bypassing the lengthy bank loan process. In addition, WEB3 Bank supports cryptocurrency payments (like buying coffee with Bitcoin), investment in decentralized exchanges (as an alternative to traditional investment banks), and cross-border remittances (without fintech platforms), significantly reducing transaction costs. Its core lies in the combination of digital identity and blockchain technology, allowing users to independently control their data and integrate on-chain/off-chain information through AI, serving more groups that are not covered by traditional finance. Although WEB3 finance is still in its early stages, institutions like Société Générale have begun to explore it, indicating that this decentralized revolution is unstoppable. In the future, WEB3 Bank may disrupt the financial industry just as Spotify did with the music industry, fully realizing financial democratization.
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