#Vaulta #undefined $EOS, WEB3 Bank: Reshaping the Future of Finance, Starting from Decentralization

WEB3 Bank is reconstructing the traditional financial system with disruptive power. Without relying on traditional intermediaries, users can directly mortgage tokenized assets (such as real estate, intellectual property) to obtain financing quickly. For example, entrepreneur Sophie tokenized her house, and after mortgaging it, received startup funds from the community, bypassing the lengthy bank loan process. In addition, WEB3 Bank supports cryptocurrency payments (like buying coffee with Bitcoin), investment in decentralized exchanges (as an alternative to traditional investment banks), and cross-border remittances (without fintech platforms), significantly reducing transaction costs. Its core lies in the combination of digital identity and blockchain technology, allowing users to independently control their data and integrate on-chain/off-chain information through AI, serving more groups that are not covered by traditional finance. Although WEB3 finance is still in its early stages, institutions like Société Générale have begun to explore it, indicating that this decentralized revolution is unstoppable. In the future, WEB3 Bank may disrupt the financial industry just as Spotify did with the music industry, fully realizing financial democratization.