柒小姐的Web3金融观

🧑‍💻 A Decade of Hacking Undercover
In 2012, Jimmy Zhong exploited a system vulnerability in the dark web market Silk Road to illegally obtain over 50,000 bitcoins in just a few minutes. At that time, the total value of these bitcoins was approximately $620,000. However, with the surge in bitcoin prices, this wealth had appreciated to over $3.3 billion by 2021. Merkle Science+1 DOJ+1 DOJ
Zhong did not immediately cash out this enormous wealth, but chose to hide it and live a low-profile life. He used cryptocurrency mixers and overseas exchanges to obscure the source of funds, successfully evading law enforcement tracking.

Recently, a piece of news sparked heated discussions in the crypto and financial circles: JD Technology, a subsidiary of JD, launched a blockchain-based digital RMB payment and stablecoin system in Beijing, planning to promote deep integration with scenarios such as cross-border settlements and supply chain finance. This not only marks the formal entry of Chinese tech giants into the stablecoin track but also raises a key question again:
Will stablecoins + payment systems be the 'new ATM' for enterprises? Can ordinary enterprises easily enter?
I. Is the stablecoin entering a golden age?
By 2025, the total market value of global stablecoins is expected to exceed 200 billion US dollars, potentially reaching 3 trillion to 5 trillion dollars in the next five years. Behind this trend is the urgent need for global financial efficiency transformation.

Many people hear the concept of RWA (Real World Assets on-chain) and their first reaction is:
“Wow, buying government bonds on-chain, buying real estate on-chain, it’s a guaranteed profit, right?”
However, while the risks of RWA are much lower than those of high-volatility DeFi projects, there are still many hidden pitfalls. If not understood clearly, funds can still be lost.
Today's article serves as a wake-up call for everyone wanting to invest in RWA: What are the most common pitfalls in RWA investments, and how to avoid them?
🔥 Common risk one: Off-chain asset fraud or loss of control
The biggest trust point of RWA is: the tokens on-chain really correspond to real-world assets.

Have you ever thought: why are those traditional financial giants, who once criticized Bitcoin and rejected blockchain, now quietly starting to embrace RWA?
BlackRock, JPMorgan, Citigroup, Morgan Stanley... These giants are no longer just spectators; they have entered the field and started to explore the new world of on-chain finance through RWA (Real World Assets).
Today, let's talk about: why are institutions increasingly valuing RWA? What are they doing? How can ordinary investors follow this main line to reap the benefits?
✅ RWA is a 'low-risk entry point' for traditional finance to enter Web3

In the crypto world, many pursue 'decentralization, anonymity, freedom', but in the RWA space, the situation is completely different.
Because the essence of RWA is: moving real-world assets (real estate, government bonds, gold, debt rights) onto the blockchain. And in the real world, there are laws, regulations, and custodial responsibilities. This also means —
✅ Compliance is not an obstacle, but the only pathway for RWA to mainstream and connect with large funds.
Today, let's talk about how RWA projects achieve compliance. Why is compliance their biggest competitive advantage?
🎯 Why must RWA talk about 'compliance'?

As the Web3 wave sweeps across Asia again, RWA (Real World Assets on-chain) has become one of the most frequently mentioned keywords at the Hong Kong Web3 Carnival. Whether it is the organizers, project parties, capital parties, or even the regulatory authorities, they have all turned their attention to this track.
But the question is—
Is it really possible for Hong Kong to become the 'capital of RWA'?
What will it rely on?
Today we will break down the underlying logic of this 'RWA financial experiment' from three core perspectives: policy, capital, and ecological projects.
🏛️ One, policy: The biggest 'stabilizer' for Web3.

With the RWA (Real World Assets) concept gaining popularity, more and more Web3 players are starting to lay out: from buying treasury bonds on-chain, holding real estate dividends, to connecting to dollar-denominated stable income assets...
But here comes the question:
✅ Which RWA projects have successfully established a business model?
✅ Which projects have gained first-mover advantage 'before the bull market'?
✅ How can investors participate in these projects and obtain returns?
Today we have compiled a 'Panorama of Top RWA Projects' for you, allowing you to see at a glance which projects are quietly reaping dividends and which are still worth ambushing!

In the past, we thought blockchain was a 'crypto circle' matter; now, more and more traditional financial assets are quietly moving on-chain. RWA (Real World Assets) is redefining the operation of the 'financial system.'
Don't underestimate this trend; it's not a 'technology upgrade' but a rewriting of financial game rules.
Today we will discuss: How does RWA disrupt traditional financial logic from 5 dimensions?
✅ 1️⃣ From paper to chain: assets enter the 'borderless era'
Traditional financial assets (such as bonds, funds, real estate) usually can only be traded in local markets, limited by time and procedures.

When you hear 'Web3', 'DeFi', 'blockchain', you might feel these concepts are distant. But did you know? With the rise of RWA (Real World Assets), the blockchain world is gradually permeating our lives—from government bonds, real estate to gold and accounts receivable—all of which could be transferred, traded, and managed on-chain!
RWA is becoming the most likely 'real-world application scenario' for Web3.
🧠 What exactly is RWA?
RWA, short for Real World Assets, is called 'real-world assets' in Chinese.

Hello everyone! Recently, the tariff war between China and the U.S. has escalated again, with the Trump administration imposing heavy measures, including tariffs as high as 104% on Chinese goods, attempting to reshape the global economic landscape through trade barriers. China has quickly retaliated, imposing a 34% tariff on U.S. goods and implementing rare earth export restrictions. This tariff war is intensifying, putting pressure on both Chinese and American economies and creating significant uncertainty in the global economy. Today, we will discuss the possible responses from China, the losses for both China and the U.S., and the far-reaching impacts on the global economy.

Dear readers, today we are going to discuss a super cutting-edge topic—Bitcoin-Enhanced Treasury Bonds. This is not a conventional operation in the financial sector but an innovative attempt that could reshape the U.S. Treasury bond market. 🚀
📝 The White House's New Plan: Bitcoin-Enhanced Treasury Bonds
Recently, a policy brief titled (Bitcoin-Enhanced Treasury Bonds: An Idea Whose Time Has Come) has garnered widespread attention. Co-authored by Dr. Andrew Hohns and Matthew Pines, this document proposes a bold idea: to combine Bitcoin with U.S. Treasury bonds to create a brand new financial instrument—Bitcoin-Enhanced Treasury Bonds (₿ Bonds).