Have you ever thought: why are those traditional financial giants, who once criticized Bitcoin and rejected blockchain, now quietly starting to embrace RWA?
BlackRock, JPMorgan, Citigroup, Morgan Stanley... These giants are no longer just spectators; they have entered the field and started to explore the new world of on-chain finance through RWA (Real World Assets).
Today, let's talk about: why are institutions increasingly valuing RWA? What are they doing? How can ordinary investors follow this main line to reap the benefits?
✅ RWA is a 'low-risk entry point' for traditional finance to enter Web3
Large institutions are not foolish; they certainly understand the high volatility and risks in the crypto space, but they also realize—
✅ Blockchain technology can enhance financial efficiency
✅ Investors are increasingly recognizing asset transparency and disintermediation
✅ RWA is a bridge that can be both compliant and innovative
RWA does not completely disrupt the old system, but connects traditional assets 'digitally' to on-chain funds and markets. For institutions, this is the most controllable risk and the easiest compliance entry.
💼 Who is laying out plans? A review of five financial giants already in the game
🟢 1. BlackRock
The world's largest asset management company, managing over $10 trillion in assets
Issued a tokenized US Treasury Fund BUIDL, and chose to deploy it on Ethereum
Cooperated with RWA platforms like Circle and Securitize
CEO Larry Fink stated: 'In the future, every asset can be tokenized'
📌 This is the real money entry of institutions, not just slogans, but actions!
🟣 2. JPMorgan
Launched Onyx Digital Assets platform, focusing on on-chain settlement and RWA issuance
Completed test transactions for on-chain tokenized government bonds, certificates of deposit, and repurchase agreements
Cooperated with the Monetary Authority of Singapore to carry out the RWA experimental program (Project Guardian)
📌 Traditional banks building their own chains, issuing assets, and settling transactions—that's the power of RWA transformation.
🔵 3. Citibank
Released a report (Future Assets) proposing 'all assets will be tokenized'
Participating in multiple RWA research projects, focusing on on-chain bonds, notes, and fund shares
Launched 'Citi Token Services' testing platform, connecting real-world payments with on-chain assets
📌 Citigroup has already viewed RWA as a part of the 'evolution of financial infrastructure'.
🟠 4. Morgan Stanley / Goldman Sachs
Exploring tokenized bond funds through its asset management division
Some funds are testing RWA product access to compliance platforms (like Ondo, Matrixdock)
📌 They are not trying to become Web3 platforms, but rather to optimize their existing financial products with RWA!
🟤 5. HSBC, DBS
Pilot digital bond issuance in Hong Kong and Singapore
Access on-chain payment settlement systems and develop stablecoin-related pilots
Exploring RWA categories like real estate, carbon credits, and fund shares
📊 Why are these institutions 'choosing RWA' first?
Institutional concerns
RWA solutions
⚠️ High price volatility
✅ Using real assets as backing, unrelated to coin prices
⚠️ Legal clarity is lacking
✅ Can be legally implemented using securitization frameworks
⚠️ Clients find it hard to accept
✅ Investors are already familiar with assets like government bonds and real estate
⚠️ Don't want to expose too many Web3 risks
✅ Can be tested through private chains and permissioned chains
📌 In simple terms: RWA is the 'buffer zone' and 'training camp' for institutions to enter the blockchain world.
🧠 How should retail investors 'follow institutions' to participate in RWA?
✅ Method 1: Focus on institution-backed projects
Such as Ondo (Coinbase & BlackRock cooperation)
Matrixdock (in cooperation with several banks in Singapore)
OpenEden (Asian RWA asset platform)
Most of these projects have clear compliance routes and stable risk control.
✅ Method 2: Participate in on-chain assets issued by platforms
Buying tokens like OUSG, STBT, etc., indirectly investing in on-chain government bonds
No complex operations are needed, returns are real and verifiable, annualized 4-6%
✅ Method 3: Hold 'platform tokens' for the medium to long term
Such as ONDO, CFG, etc., with the platform effect of 'RWA version of Uniswap'
Once RWA comes into the public eye, the valuation of platform tokens will undergo a qualitative change
✅ Summary: The future of finance is not about Web2 being defeated, but rather the integration of Web3 + traditional finance
✔️ Large institutions are building a 'bridge' to enter blockchain using RWA
✔️ Retail investors can also use these bridges to enter a new financial world in advance
✔️ What you see now with RWA may just be the prototype of 'on-chain Wall Street' in the future
📣 Upcoming preview:
(What new assets will RWA open up? Real estate? Carbon credits? Copyright? In the future, every 'valuable thing' you own may be tokenized!)
📬 If you want to obtain the 'RWA institutional layout checklist', feel free to comment 'Institution RWA'
📌 Click 'Looking' to let more people see this quiet yet far-reaching financial transformation!