In the past, we thought blockchain was a 'crypto circle' matter; now, more and more traditional financial assets are quietly moving on-chain. RWA (Real World Assets) is redefining the operation of the 'financial system.'
Don't underestimate this trend; it's not a 'technology upgrade' but a rewriting of financial game rules.
Today we will discuss: How does RWA disrupt traditional financial logic from 5 dimensions?
✅ 1️⃣ From paper to chain: assets enter the 'borderless era'
Traditional financial assets (such as bonds, funds, real estate) usually can only be traded in local markets, limited by time and procedures.
⛔ Slow transactions, high thresholds, difficult cross-border.
But when RWA tokenizes them and moves them on-chain👇
✅ 24/7 trading around the clock
✅ Starting from 1 USD
✅ Anyone in the world can participate
📌 On-chain US government bonds OUSG allow retail investors to hold bonds just like buying USDT.
✅ 2️⃣ Financial intermediaries are 'thinned down': intermediary fees will be compressed
The traditional financial chain is long, with many intermediaries—brokerages, banks, clearing houses, trust institutions—a single asset issuance process may incur multiple layers of commissions.
Under the RWA model: 🔹 Asset information is publicly transparent
🔹 Transactions are automatically settled
🔹 Blockchain replaces manual clearing
📉 Fewer intermediaries, higher efficiency, users can obtain more tangible returns.
✅ 3️⃣ Liquidity is significantly enhanced: making 'real estate' truly 'move'
Many real-world assets are 'low liquidity'—such as real estate, gold, and art, with long trading cycles and difficult monetization.
After RWA tokenizes these assets, it can: ✅ Be split into smaller shares
✅ Be listed, staked, and traded on online platforms
✅ Be accepted by DeFi protocols (e.g., as collateral for lending)
📌 Imagine breaking a house into 1000 pieces, each of which can be transferred on-chain; this is what we call 'true financial inclusivity.'
✅ 4️⃣ Web3 opens a 'new pool of funds' for traditional finance
Traditional financial assets, no matter how good, cannot enter the world of on-chain funds (USDT, USDC, DeFi TVL).
And RWA is the new gateway to on-chain funds.
✅ Users can purchase on-chain government bond tokens using stablecoins like USDC
✅ Project parties raise funds on-chain for real-world bond issuance and lending
✅ Connecting off-chain assets while absorbing on-chain liquidity
📌 Example: Ondo Finance attracted over 500 million USD in on-chain funds within a few months by issuing RWA products like OUSG and USDY.
✅ 5️⃣ Moving from 'insider ecosystem' to 'social infrastructure'
The key point is—RWA allows Web3 to truly enter the lives of ordinary people for the first time.
🔹 You can buy government bonds with USDT;
🔹 Obtain housing income dividends through on-chain collateral;
🔹 In the future, you may even be able to buy cars on-chain, hold stocks, invest in dividends, and NFT-ify rents...
This is not a 'crypto trading' game; this is the on-chain circulation of real assets, a technological equalization movement for the global financial system.
🔍 To summarize, RWA is quietly changing the financial system in 5 ways:
🔢 Dimensions
🔁 Traditional finance
🌐 After the RWA transformation
Asset trading
Geographical restrictions, slow transactions
24/7 globally tradable
Intermediary structure
Multiple intermediaries taking commissions
Smart contracts automatically settle
Liquidity
Difficult monetization of real estate
Fragmentable, free trading
Financing channels
Mainly local bank loans
On-chain funds connect without borders
User group
High net worth users first
Ordinary people can share profits
✅ What should you pay attention to?
📌 If you are an investor: you can now participate in RWA project tokens in advance, or participate in on-chain RWA asset allocation through stablecoins such as USDC.
📌 If you are a content creator/developer: RWA is a super narrative connecting traditional finance and Web3, with opportunities to 'reap dividends' on this mainline.
📌 If you are just an ordinary user: RWA may be your first opportunity to truly 'earn real money' using blockchain.
📬 Next issue preview:
(Overview of leading RWA projects: Who is quietly reaping the market dividends?)
We will systematically sort out the most noteworthy RWA projects, including: Ondo, Maple, RealT, Backed, Centrifuge, OpenEden...
Repost + 'Looking' encourages me to continue updating!
💬 If you want to receive the RWA ecosystem map we have organized, feel free to leave a message: 'RWA project', and I will send it to you.