Solving the Crypto Payment Dilemma: The Innovative Force Bridging Web2 and Web3
Currently, blockchain technology is becoming increasingly mature, and the application of stablecoins is also becoming more widespread. Crypto assets are transitioning from 'speculative products' to useful 'production tools.' At the same time, Web3 is no longer a distant future; it is gradually entering our daily payments, inter-business settlements, and digital consumption fields. According to the Chainalysis 2024 report, the number of people holding crypto assets globally has surpassed 300 million. Among them, about 60% have started using cryptocurrencies for everyday shopping or cross-border transfers. This clearly indicates that the uses of crypto assets are becoming increasingly diverse.
Stablecoins are Reshaping B2B Payments: A Financial Revolution in a Multi-Trillion Dollar Market
Stablecoins, as a special form of cryptocurrency, differ from more volatile crypto assets like Bitcoin and Ethereum. By pegging to fiat currencies, they significantly reduce price volatility risks. This characteristic has allowed stablecoins to gradually expand from 'in-house payment tools' in the crypto industry to broader business and consumer scenarios. In recent years, with the rise in global acceptance of digital payments, especially driven by hotspots like DeFi and NFTs, the acceptance of crypto wallets and stablecoins among ordinary users has rapidly increased. Mainstream stablecoins, including USDT and USDC, are being used more frequently in scenarios such as e-commerce, subscriptions, gig payments, and international remittances.