Aman Sai

#Crypto tax seems unfair in india according to other tradings🇮🇳
Indian Crypto Investors Want Stock-Like Taxation 🇮🇳

As India’s crypto ecosystem matures, investor sentiment around taxation is becoming clearer and louder. A recent CoinSwitch survey, reported by The Economic Times, highlights growing dissatisfaction with the current crypto tax framework and a strong demand for reforms that align digital assets with traditional financial instruments.
Strong Preference for Stock Like Tax Treatment 📚
According to the survey, 61% of Indian crypto investors want cryptocurrencies to be taxed like stocks or mutual funds. This reflects a desire for familiarity, fairness, and consistency in tax treatment. Investors believe crypto has evolved beyond speculation and should now be treated as a legitimate asset class, similar to equities.
In contrast, only 17% support a standalone tax regime exclusively for cryptocurrencies, indicating limited appetite for exceptional or harsher treatment of digital assets.
Perception of Unfair Taxation
A significant 66% of respondents consider the current crypto tax system unfair. India currently imposes:
•A flat 30% tax on crypto gains
•No loss set-off or carry forward
•1% TDS on every transaction
While nearly 90% of investors are aware of these provisions, awareness has not translated into acceptance. Instead, the rules are widely seen as discouraging participation rather than ensuring compliance.
Decline in Market Participation
The survey reveals that 59% of investors have reduced their crypto trading or investing activity due to the existing tax framework. High taxes, combined with the inability to offset losses, have made active participation economically unviable for many retail investors.
This reduction in activity not only affects individual investors but also impacts overall market liquidity, innovation, and India’s competitiveness in the global digital asset space.
Key Reforms Investors Are Asking For
A majority of respondents are calling for:
•Lower tax rates
•Loss set-off and carry-forward provisions
•Reduction in 1% TDS
•Clear and consistent regulatory guidelines
Beyond taxation, over 80% of investors believe regulatory clarity is critical for the long-term growth of crypto in India. Investors want transparent rules that encourage responsible participation rather than pushing activity offshore or into informal channels.
Looking Ahead to Budget 2026
With Budget 2026 on the horizon, expectations are rising. Investors hope policymakers, including Finance Minister Nirmala Sitharaman, will consider these insights and adopt a more balanced approachone that protects consumers while fostering innovation.
Treating crypto like stocks or mutual funds could be a pivotal step toward mainstream adoption, higher compliance, and sustainable growth of India’s digital economy.
The message from Indian 🇮🇳 #crypto investors is clear: tax fairness, regulatory clarity, and alignment with traditional financial assets are essential. As digital assets continue to gain relevance, India’s policy decisions will play a crucial role in determining whether the country leads the crypto revolution or watches it move elsewhere.
What’s your view on crypto taxation in India?
#cryptotax

Why do Indians more smarter in gold and silver tradings ? 🇮🇳
Silver price approx $94-$95 per ounce
I also respect @PeterSchiff
Let’s understand it 😅
📄 Paper Silver vs 🪙 Physical Silver
1. Paper Silver (Very Large)
This includes:
•Futures contracts (COMEX)
•Options & swaps
•ETFs (like SLV)
•Unallocated silver accounts
•Bank OTC derivatives
For every 1 ounce of physical silver, there are often 100–300 ounces of paper claims (estimates vary by market conditions).
2. Physical Silver (Limited)
This includes:
•Bars in vaults
•Coins
•Industrial silver used in electronics, solar panels, EVs, medical tech
Physical silver cannot be created instantly, unlike paper contracts.
🏦 Why Banks Hold More “Paper” Than Real Silver
•Most traders don’t want delivery, they want price exposure
•Futures are usually cash settled
•Banks act as market makers
•Same physical silver can back multiple contracts (fractional system)
This is similar to fractional reserve banking, but with metals.
⚠️ Is This a Risk?
Only if: 🚨
•A large number of holders demand physical delivery at once
•Industrial demand spikes suddenly
•Supply disruptions occur
That scenario is often called a “silver short squeeze”
Key Reality 🤞
•Paper silver controls price
•Physical silver controls reality
•Price ≠ actual scarcity (until stress hits)
Context 👍
✔️ Yes, paper silver vastly exceeds physical supply
✔️ This is normal in derivatives markets
⚠️ But it creates systemic risk if trust breaks
Whether holding physical silver makes sense in India 🇮🇳
When Holding Physical Silver Makes Sense
1. Hedge Against Inflation & Currency Risk
•Silver protects against rupee depreciation
•India imports silver global price + INR fall = price benefit
•Historically, silver performs well during high inflation & uncertainty
3. Strong Industrial + Cultural Demand in India
•Used in:
•Solar panels ☀️
•EVs & electronics
•Jewellery, pooja items, utensils
•India is among the largest silver importers
➡️ Long-term demand is solid
3. You Want Asset Outside Banking System
•No counterparty risk
•No demat, no app, no broker
•Useful in financial stress scenarios
❌ When Physical Silver May NOT Make Sense
1. Storage & Security
•Silver is bulky
•Needs locker or secure storage
•Locker cost reduces returns
2. GST & Making Charges
•3% GST on purchase
•Jewellery has making charges
Coins/bars are better than jewellery for investment.
3. Liquidity Issues
•Selling quickly at best price is harder than gold
•Local jeweller prices may vary
🪙 Best Ways to Hold Silver in India
🔹 Physical (Best for safety hedge)
✔️ Coins (50g, 100g, 1kg)
✔️ Bars from MMTC-PAMP, Tanishq, Valcambi
✔️ Purity: 999 fine
❌ Avoid ornaments for investment
🔹 Paper / Digital (For convenience)
•Silver ETFs (demat required)
•Digital silver apps (counterparty risk)
Best combo: Physical + ETF ✅
Smart Indian Strategy
•Buy during price corrections
•Accumulate slowly (SIP-style buying)
•Hold long term (3–7 years)
•Prefer coins/bars over jewellery
‼️ Important Tax Note (India)
•Physical silver taxed as capital gains
•LTCG after 36 months (with indexation)
•STCG added to income slab
In my terms of gold and silver ✌️
✔️ Yes, physical silver makes sense in India
✔️ Best as hedge + long-term asset, not quick trade
❌ Not ideal for short-term profit chasing.
Keep learning. 😅

For years, crypto cycles followed a predictable script:

Hype → FOMO → Crash → Silence.

But 2026 is breaking that pattern and most people haven’t noticed yet.
This isn’t just another bull market.

This is a structural reset of the entire crypto ecosystem.
Let’s break it down 👇
📌 1. Institutions Are No Longer “Testing” Crypto
Earlier cycles were driven by:
Retail tradersInfluencersShort-term speculation
Now?
ETFs are liveGovernments are drafting VDA frameworksBanks are integrating blockchain rails
This means crypto is moving from speculation → infrastructure.

Smart money isn’t asking “Should we enter crypto?”

They’re asking “How much exposure is enough?”

📌 2. Liquidity Is Getting Smarter (Not Louder)
In 2021, liquidity chased memes.

In 2026, liquidity chases:
Real yieldOn-chain revenueSustainable volume
That’s why:
High-leverage platforms are facing liquidation cascadesTokens with bad unlock schedules are underperformingProjects with transparent tokenomics are surviving

👉 The market is punishing hype and rewarding discipline.
📌 3. Token Unlocks = The Silent Killer
One thing most retail ignores: supply pressure.
Many 2024–25 launches have:
Massive cliff unlocksNo real demand growthOver-concentrated holdings
Result?

📉 Price bleeds even in a green market.
Lesson:

If you don’t track unlocks, you’re exit liquidity.
📌 4. VDA Frameworks Are Changing the Game
Countries are not banning crypto , they’re boxing it.
What this means:
KYC + compliance is inevitableOn-chain anonymity will reduceRegulated exchanges will dominate volume
Bad for gamblers ❌

Good for long-term capital ✅
📌 5. Retail Will Be Late Again (As Always)
Retail enters when:
Headlines turn bullishPrices already did 2–3xRisk-reward is worst
Meanwhile:
Early accumulation happens in boring phasesBest entries feel uncomfortableConviction beats excitement

If it feels “too obvious”, you’re probably late.

🧠 Final Thought
2026 is not about:

❌ Finding the next 100x meme

❌ Blind leverage

❌ Following Twitter hype
It’s about:

✅ Understanding structure

✅ Tracking supply & liquidity

✅ Thinking like capital, not a gambler

The biggest gains won’t come from speed.

They’ll come from clarity.
🔁 If this helped you:
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