The market is down and I really want to buy, but I don't have any money left?

That's a problem a lot of people have.

The difference in investment is the division of capital, also known as capital management.

For example, there are 2 brothers, 1 named That, the other named Bat. These two people both have equal capital of 10 billion.

In 2021, real estate (real estate) peaked, then 1 year later real estate decreased significantly.

Mr. That spent 10 billion to buy a project of about 7 billion, construction cost about 3 billion more to make it 10 billion.

Mr. Bat is sure to spend 4 billion to buy a house on the street and then rent it out for 5 million per month.

By 2023, real estate prices will continue to decrease, Mr. That's land is still in the completion stage, prices are falling, and there is no liquidity.

There is a house next to Mr. Bat's house, with the same area, for sale for 3 billion. He still had 7 billion left. He told his wife to withdraw his savings and buy the house next door to make the frontage larger. Mr. Bat closed the deal for the house next door for 3 billion, then demolished it to make it larger, then rented it to a clothing shop for 13 million/month.

In 2024, land prices warmed again, Mr. That's project land was not yet completed, the price did not increase, but the price of the 2 houses Mr. Bat bought increased dramatically. The average purchase price is 7 billion, now someone is asking to buy 9 billion.

So we see that the problem here is capital management!?