Recent performance of Ethereum ETH
The explosive bull market for Ethereum has arrived! ETH has risen from $1,400 to near historical highs since early April this year, with an increase of over 200%. It has not only surpassed Bitcoin’s investment returns since the beginning of the year but also firmly holds the second position in the cryptocurrency market by market capitalization, even surpassing well-known companies like Samsung and Toyota with a market cap of $500 billion, ranking 28th in global asset market value.
Moreover, in this round of the ETH bull market, the buying pressure not only comes from on-market traders but also significantly from U.S. listed companies like SharpLink and Bitmine purchasing and accumulating. If you agree with the perspective of institutional purchases, then you should not miss out on ETH! But as people in the crypto space, we not only need to know how to buy but also how to use the features at hand for compound interest. This article will guide you on how to use Binance's related ecosystem to grow your ETH!
How to earn stable annualized APR using ETH on Binance?
Binance exchange portal Spot and contract transaction fees 10% off
In the current ETH bull market, Ethereum holders can not only profit from the rising coin price but also earn stable APR through various Binance financial products, balancing investment returns while enjoying passive interest income.
Investors who are more confident in market judgment can even utilize the dual currency financial management function provided by Binance, which not only allows for buying at a lower price and selling at a higher price but also offers a high APR. However, it should be noted that high returns often come with high risks.
Limited-time USDC annualized 12% reward activity
Recently, Binance launched a month-long USDC live savings reward event, where users who stake USDC into current financial management can enjoy a fixed return of 12% APR reward, limited to $100,000 USDC per Binance account.
This also gives rise to a play: use spot assets as collateral and borrow USDC (the borrowing rate during the event is fixed at 4%). As long as the borrowing rate is lower than 12%, it indicates a guaranteed profit from interest income.
However, collateral borrowing still has liquidation issues. Therefore, if ETH tokens experience significant fluctuations, it may trigger loan liquidations, and users wishing to use this feature should also be mindful of the risk of forced liquidation.
The lending steps are as follows:
Deposit the ETH you hold into Binance's current financial management.
Select 'Staking Borrowing' in Binance's financial services.
Choose ETH for collateral and USDC for borrowed tokens as shown in the image below.
After successfully borrowing USDC, deposit it into current financial management.
Additional graded APR will start accumulating interest from 08:00 the next day.
Low-risk stable earning APR: Current financial management
Binance's current financial management is the most convenient choice for beginners. There is no need to understand any complex rules; just deposit ETH to earn a floating interest rate (currently about 1.65% APR), with no staking time limits. Users can redeem ETH at any time they wish to unstake. Additionally, the instant APR will also be calculated in minutes, making current financial management particularly suitable for ETH investors who prefer low risk and high liquidity.
If you are a long-term holder of ETH, you can also select the automatic subscription mode. Binance will automatically use the ETH in the spot wallet for subscription to the current financial management at 00:00 and 10:00 every day, making it convenient for users to earn compound interest.
Binance Easy Staking Channel: WBETH
Wrapped Beacon ETH is a type of wrapped ETH. Users can obtain a certain amount of WBETH while staking ETH and use it for Binance staking borrowing, participating in on-chain DeFi protocols, and other functions to further enhance APR.
WBETH will continue to appreciate with staking rewards, and the exchange rate between WBETH and ETH will gradually widen. The current WBETH staking APR is approximately 2.35%, with an exchange rate of 1 WBETH: 1.0768 ETH.
On-chain yield feature
Binance has launched an on-chain yield feature for users holding WBETH, allowing users to deposit WBETH into the EigenLayer protocol through this interface and earn an additional 0.1%/0.2%/0.3% stable annualized APR based on the fixed deposit period of 15/30/60 days.
High-risk high-return strategy: ETH dual currency financial management
What is dual currency financial management?
Compared to the previous two financial products, dual currency financial management is a more advanced play. It allows users to use ETH to invest in two assets including Ethereum (such as ETH/USDT) and settle to one of the assets on the expiration date based on market prices. Before the settlement date arrives, users can receive varying APR based on the duration to expiration and subscription price.
For investors looking to purchase ETH: Buy ETH at a low price while earning interest.
For investors looking to buy ETH at a low price during the bull market, they can choose a suitable purchase plan through 'buy at the lowest price' and earn APR before the expiration date. If on the expiration date, the ETH price is above the target price, you will receive the principal USDT plus the APR reward for the subscription period; if the ETH price is below the target price, you will purchase ETH at the subscription price, and the accompanying interest will also be distributed in ETH.
For investors who already hold ETH: Sell ETH at a high price while earning interest.
Conversely, if an investor already holds ETH and wants to sell it at a higher price during this bull market, they can choose 'sell at a high price'. If on the expiration date, ETH is above the target price, you will successfully sell ETH at the subscription price and recover USDT along with the APR for the subscription period; if the ETH price is below the target price, you will recover the subscribed ETH plus interest.
Dual currency financial management risks
Although users can earn additional interest as a financial management reward regardless of whether the price is above or below the target price on the expiration date, significant price fluctuations may result in users buying ETH at high prices and selling ETH at low prices.
For example, if the current price of ETH is $4,500, and the user subscribes to 1 ETH expecting to sell it at $4,600 on the expiration date, but at the time of settlement ETH rises to $4,700, the user will sell it at the subscription price of $4,600, resulting in a loss of the $100 profit in between.
Other risks include:
Lock-up period: Once funds are used for subscribing to dual currency financial management, users will not be able to redeem assets early and must wait until the expiration date for settlement to redeem.
Platform risk: Due to the nature of assets not being redeemable early, if the platform encounters an operational crisis before the expiration date, it will not be possible to prioritize transferring assets out to avoid risks. However, the probability of this happening with Binance is relatively low.
How to participate in Ethereum on-chain protocols with the Binance Web3 wallet?
The Binance Web3 wallet is a decentralized wallet built into the Binance App. Users can not only store ETH on the Binance exchange but also choose to store it in on-chain DeFi protocols via the Web3 wallet to earn higher annualized APR.
As the leading on-chain ecological system, Ethereum has many protocols with a total locked value (TVL) exceeding billions. While a high TVL does not guarantee 100% safety, at least these protocols have undergone multiple smart contract audits and time-tested.
Lido Finance
Lido Finance is a liquidity staking protocol on Ethereum with a TVL of up to $40 billion, allowing users to stake ETH and receive stETH as a staking certificate to earn a stable APR of 2.8%. Meanwhile, stETH can retain asset liquidity to conduct second-layer staking.
Staking process
Before staking, you need to transfer ETH into the Binance Web3 wallet and retain a certain amount as Gas Fee. ETH stored on the Binance exchange will not be directly displayed in the Web3 wallet.
Open the Lido ETH staking website.
Enter the amount of ETH to stake.
Confirm the staking amount and Gas Fee.
Successfully staked ETH and obtained stETH.
Binance Web3 wallet collaboration activities
The Binance Web3 wallet often collaborates with on-chain protocols. If users hold specific assets, they can earn the APR of the protocol itself plus share an additional prize pool. For example, the following image shows the collaboration between the Binance wallet and Etherfi, where users only need to stake liquidETH to earn a 6.88% base APR plus a 6.9% reward APR.
Frequently Asked Questions
How to safely store ETH?
Binance itself is a relatively safe platform that can generate interest, but if you want to self-custody your assets and avoid factors like hacker attacks, you might consider buying a cold wallet to store ETH.
How to transfer ETH from Binance exchange to Web3 wallet?
In the wallet interface within the Binance exchange, select withdraw, then choose to transfer ETH and select the Ethereum network, then enter the ETH receiving address of the Web3 wallet to successfully transfer ETH.
Will the financial management APR fluctuate?
Yes, the annualized APR of any financial method mentioned above will fluctuate with the current market conditions, so it is recommended to prioritize selecting platforms with higher APR and safety before storing ETH.
Conclusion
As the ETH bull market continues to unfold in 2025, not only are many well-known traders in the industry optimistic about ETH, but institutions are also buying in large quantities. Perhaps for investors holding ETH, the consideration is no longer just when to sell, but how to grow their ETH in a coin-based manner.
I believe after reading this article, you have learned about purchasing, storing, and financial management methods. If your ETH is still idle, why not quickly deposit it into the aforementioned financial management channels and let ETH help you grow your money!
