Expanded academic post of the alternative #Binance_Academy - #Psy_trade .
Style: Psy_Trade with a light metaphor for 'human' understanding.
Author | #Tar_Agustin
1. What is a commission and why does it exist?
Imagine a large lagoon with clear water - this is the Binance market.
Different fish swim on it: small, medium, and giant.
To swim here safely, you have to 'pay the toll' to the lagoon guards - that is the commission.
It is not evil, but rather the 'cost of admission' to stable trading.
In financial terms:
A commission (#Fee ) is a percentage or fixed amount that the exchange charges for executing transactions (trading, conversion, deposit/withdrawal of funds).
2. Types of commissions on Binance
Type of transaction/ Description/ Approximate size (2025) Spot
Trading Fee: Buying/selling assets in spot mode 0.1% of the transaction volume (can be reduced when paid in BNB or with high trading volume) Futures Trading Fee Trading futures contracts
Maker: 0.02%, Taker: 0.04%/
Convert Fee: Instant conversion between cryptocurrencies. In most cases, no separate fee, but with a built-in spread.
Withdrawal Fee: Withdrawal of assets to other wallets
Fixed amount depending on the coin (for example, USDT-TRC20 ≈ 1 USD)
Deposit Fee: Depositing funds in cryptocurrency is free; in fiat - depends on the payment method.
3. Examples of the impact of commissions
Buying BTC for $1,000 at a 0.1% commission = $1 commission.
If you pay the commission with BNB - it decreases to 0.075%, i.e. $0.75.
If you make 100 such transactions a month without a discount - that’s already $100 in expenses.
4. How to reduce commissions
Paying commissions with BNB → automatic discount of 25% (Spot) and 10% (Futures).
Increasing trading volume → VIP levels reduce rates to 0.02% and below.
Using Convert → sometimes cheaper for quick exchanges without an open order.
Choosing the right network when withdrawing → TRC20 is usually cheaper than ERC20.
Do not split transactions → several small deals = several commissions.
5. Metaphor from #Psy_Trade
Tokenius is a little agile dolphin in the Binance lagoon.
He understands that every time he swims into a new cove (order), he gives a piece of the catch (commission) to the guards.
If you swim without a plan, pieces will quickly add up to a whole barrel of fish.
But Tokenius knows the secret: swim straight to the big school, not stopping for small snacks, and always have a reserve of 'golden corals' (BNB) - then the guards take less.
6. Conclusion
Commissions are not enemies, but a part of the ecosystem.
You need to know, consider and optimize them.
If you reduce your commission costs by at least 20% per year, it is equivalent to additional earnings without any additional risk.
☝🏻Tip from #Tar_Agustin : Before each transaction, think not only about profit but also about how much 'fish' you will have to give to the lagoon guards.