Retirement funds are wreaking havoc in the cryptocurrency sphere! Is Trump’s move a bet on the future or a graveyard?
In August 2025, Trump dropped a policy bombshell, allowing Americans to invest their 401k retirement accounts in cryptocurrencies! Economist Peter Schiff criticized: "Americans' retirement savings are already insufficient; betting retirement money on cryptocurrencies will only make the tragedy worse!" This high-stakes gamble of "retirement + cryptocurrency" is tearing apart the boundaries between opportunity and risk.
The policy grants "institutional legitimacy" to cryptocurrencies; even if just 1% of the trillion-dollar retirement fund pool spills into the market, it could turn it upside down! On-chain movements are already evident: whales are increasing their positions, spot buying has surged, Bitcoin has exceeded expectations and skyrocketed, leading to a short-term frenzy in the crypto sphere.
Cryptocurrency has an inherent "explosive nature": Isn’t the 2022 collapse of LUNA and the FTX meltdown painful enough? Bitcoin's monthly volatility exceeds 20%; retirement funds seek "stability." Betting it on cryptocurrencies is essentially like buying lottery tickets for old age! Once regulations reverse or projects collapse, the resulting panic sell-off will be bloodier than in 2022, and at that point, retirement life will directly go to "zero."
My judgment: Retirement is a "safety net," not a gambling chip. I acknowledge cryptocurrency innovation, but the essence of retirement funds is "life-saving money." The underlying logic of high volatility and "stability" is completely contradictory. Cryptocurrency can be the "vanguard" of asset allocation, but it must never be the "mainstay" for retirement! With current market leverage being high, if pensions step in and hit a landmine, the consequences would be unimaginable.
In this gamble, do you dare to join? Is it about believing that cryptocurrency can rewrite old age, or fearing the high-yield trap? Click to follow, as I unveil the policy’s hidden lines; let’s discuss your views on "retirement + cryptocurrency" in the comments, after all, this concerns whether our old age is a paradise or hell!
