Crypto News Today: Bitcoin Eyes $132K After Holding Above $118K
The post Crypto News Today: Bitcoin Eyes $132K After Holding Above $118K appeared first on Coinpedia Fintech News
Bitcoin is holding steady above $118,000 despite the recent ups and downs in the market. As of now, Bitcoin is trading at $118,274 and showing signs of strength after brushing off selling pressure and minor pullbacks earlier this week. This comes at a time when investors have been watching closely to see whether the crypto king will break out or buckle under volatility.
$132K Could Be Next, But Watch for Confirmation
The next target could fall between $127,000 and $132,000. However, they warn that confirmation is key before getting too excited. The crypto market has a history of sudden reversals, so it’s important to wait for a strong breakout before calling the next leg up.
Altcoins Warming Up for Their Turn
Altcoins are already starting to show early signs of life. XRP is bouncing, Ethereum is holding steady in the overbought zone, and smaller altcoins are beginning to stir. The total market cap for altcoins, excluding Bitcoin and Ethereum, has shown a slight uptick, hinting that money could soon rotate into the broader crypto space.
Bitcoin Dominance Slips, Altcoins Could Shine
Bitcoin’s market dominance is sliding again, which usually benefits altcoins. USDT dominance is also dropping, a signal that traders are moving funds into more volatile assets in search of returns. This environment could set the stage for a broader crypto rally.
80,000 Bitcoin Sold, Market Absorbs the Shock
In a big move, a whale wallet from the early Bitcoin days sold 80,000 BTC through Galaxy Digital, amounting to nearly $9 billion. Despite this, the market held up surprisingly well. This sale is a reminder that even the biggest players are taking profits.
With global liquidity still rising and whale accumulation continuing, the road to the next rally may be closer than many expect.
The post Can XRP Price Hit Four Digits in 2025? appeared first on Coinpedia Fintech News
Could XRP really reach $1,000? While this may sound far-fetched to many, Jake Claver, director at Digital Ascension Group, said it is possible. He said that if XRP becomes the global standard for cross-border payments and financial settlements, such a price wouldn’t just be a dream, but a requirement.
Why a Higher Price is Necessary
In an interview, Claver explains that for XRP to manage global liquidity demands, it must be valued significantly higher than where it stands today. The idea is simple. If XRP is to be used by financial institutions to move trillions of dollars across borders, it must have the price strength to do so without creating unnecessary friction or inefficiency.
Ripple’s Long-Term Strategy
Ripple isn’t just working on payments. The company has been quietly assembling a full-fledged financial ecosystem. It has acquired a crypto exchange, a broker-dealer, and a custody firm. It has also partnered with global institutions like SBI Holdings, R3, and Santander. Ripple is clearly building toward becoming a major infrastructure player in the digital financial world.
What About Decentralization?
Many critics say Ripple controls XRP, but Claver argues that the XRP Ledger is far more decentralized than people realize. The network of validators includes not only Ripple but also independent institutions like universities, banks, and other trusted entities. Even organizations like the SEC are part of the broader validator discussion. This decentralization could be a key reason regulators eventually favor XRP.
Looking Ahead to 2026
According to Claver, we may see Ripple’s full vision unfold around 2026. With its licensing, global partnerships, and growing utility, XRP could step into the spotlight as a true bridge asset connecting the global financial system.
XRP, Sui, and Pudgy Penguins Set to Hit New All-Time Highs Next Week: Top Altcoins to Watch
The post XRP, Sui, and Pudgy Penguins Set to Hit New All-Time Highs Next Week: Top Altcoins to Watch appeared first on Coinpedia Fintech News
The crypto market is starting to go more mainstream, especially after the new GENIUS Act was passed last week. That news has helped push Bitcoin to even higher levels of dominance, meaning most of the money right now is flowing into Bitcoin rather than altcoins. But as investors start buying during the altcoin dip, popular altcoins like XRP, Sui, and Pudgy Penguins could be on track to hit new all-time highs in the coming week.
Bitcoin Dominance May Restrict Altcoins
Bitcoin’s dominance has grown a lot in recent weeks, now hovering over 60% of it. As a result, many altcoins have seen their prices drop. If this trend continues, even more money could move into Bitcoin, which might put pressure on altcoins. Still, despite this, top altcoins like XRP, Sui, and PENGU could break out and hit new all-time highs in the coming week.
XRP Price Analysis
Recently, XRP hit near all-time highs above $3.60, but the achievement was quickly overshadowed by large outflows from a wallet linked to Ripple co-founder Chris Larsen. Investors face new warnings over becoming “exit liquidity” after Ripple co-founder Chris Larsen moved 50 million tokens to exchanges. He still has around $9 billion left to sell.
XRP/USD
If concerns around XRP sell off decline, XRP price might attempt to retest its resistance at $3.6. As of writing, XRP price trades at $3.4, surging over 5.5% in the last 24 hours.
The RSI level is currently on a rise, heading toward the midline. If buying demand continues and XRP breaks above $3.6, it might form a new ATH next week. However, a failure to hold above the EMA20 trend line on the 4-hour chart might plunge the open interest, eliminating hopes of a new ATH.
Sui Price Analysis
SUI soared above the $4.2 resistance, and the bulls have successfully maintained the price above the breakout level. That suggests the buyers are trying to flip the $4.2 level into support. As of writing, SUI trades at $4.3, surging over 13% in the last 24 hours.
SUI/USDT
If the price breaks above immediate Fib levels, the SUI/USDT pair could continue the uptrend. As a result, SUI price might reach its previous ATH of $5.35.
Although the trend remains up, the overbought level on the RSI increases the risk of a correction or consolidation in the near term. If the price dips and closes below $4, the pair could tumble to the 20-day EMA.
Pudgy Penguins Price Analysis
PENGU price is currently stuck in a tough fight between buyers and sellers around the $0.045 mark. If the price falls and closes below EMA20 level, sellers might push it down to $0.036.
PENGU/USDT
But if the price bounces strongly from $0.046, it would show that buyers are buying in at resistance levels. In that case, they’ll likely try again to break through the ascending resistance line at $0.051. If they manage to do that, Pengu price could surge to a new ATH next week.
Finding the Next Pepe Coin – What Cryptos Might Have the 10,000x Factor?
The post Finding The Next Pepe Coin – What Cryptos Might Have The 10,000x Factor? appeared first on Coinpedia Fintech News
Pepe Coin’s 2021 meteoric rise showed how quickly a meme token can explode. Today, traders hunt for the next Pepe Coin among under‑the‑radar picks: Neiro, Bertram The Pomeranian and Remittix. Each brings its own catalyst, from speculative sparks to real‑world payment rails. Here’s how these three could capture the 10,000× factor that once made Pepe Coin a household name.
Neiro’s Speculative Spark
Neiro’s tiny price and massive supply mirror early Pepe Coin vibes. On July 24, Neiro traded at $0.000449, down from $0.000565 three days prior, showing a 20 % pullback and clearing weaker hands. That dip coincided with a drop in market cap to $461,800 and a 24‑hour volume of $871,000—conditions ripe for a short squeeze.
Traders eye Neiro’s next move toward $0.001, a target above its 2025 predicted average of $0.001078, implying a 140 % rally in under 48 hours. If Neiro can sustain its low‑fee, high‑volume model and spark social‑media frenzy like Pepe Coin did, a 10,000× move remains within the realm of wild possibilities.
Bertram The Pomeranian’s Community Push
Bertram The Pomeranian channels meme‑coin energy through an actual canine persona. BERT commands a market cap of $44.7 million and has climbed 24% over the last week, outperforming major altcoins as traders chase feel‑good stories.
Its 24‑hour volume of nearly $2.42 million confirms active trading, while daily active wallets climbed as holders anticipate utility rollouts. Should BERT ignite a similar social‑media loop, the token’s price could multiply by 10× or more, edging closer to Pepe Coin‑style returns.
Remittix’s PayFi Proposition
Remittix shifts the meme narrative to practical use, funding its token sale with $17.2 million raised at $0.0842 each and 567 million RTX committed so far. Its cross‑border payment protocol pilots live remittance corridors that settle in under two minutes, while a CertiK audit underscores security. A live 50 % bonus tier and $250,000 giveaway drive rapid community growth and on‑chain engagement
Remittix’s real‑world edge stands out with:
Merchant Integrations: Live partnerships in West African retail POS networks
Developer Toolkit: SDK release enabling custom PayFi dApps on Solana and EVM chains
Community‑Governed Burns: Quarterly token‑burn votes trimming supply after each funding milestone
Staking Rewards: Up to 10 % APY when RTX staking goes live
Regulatory Progress: License applications filed in Brazil and Kenya for compliant remittance services
Those features target a $190 trillion payment‑flow sector, giving Remittix a use‑case runway that could justify 1,000× growth before venturing toward Pepe Coin‑level returns.
Final Thoughts on 10,000× Dreams
Pepe Coin proved that meme‑driven narratives can create unprecedented gains. Neiro’s micro‑price and speculative volume, Bertram The Pomeranian’s viral community and real‑world charity tie‑ins, and Remittix’s payment‑focused infrastructure each offer paths to multibagger outcomes.
If one of these picks ignites the next social frenzy—mirroring Pepe Coin’s fever—10,000× is no longer fantasy but a tangible target. Watch for volume surges, social‑media mentions and product milestones; they’ll signal which token captures the market’s imagination next.
Discover the future of PayFi with Remittix by checking out their project here:
We Asked Grok, ChatGPT, and Deepseek AI to Pick the Next Shiba Inu (SHIB) – They All Agreed on Th...
The post We Asked Grok, ChatGPT, and Deepseek AI To Pick The Next Shiba Inu (SHIB) – They All Agreed On This Coin appeared first on Coinpedia Fintech News
Shiba Inu coin’s recent market performance has shown signs that the meme coin might be set for price recovery. Still, market analysis by Grok, ChatGPT and Deepseek AI models suggests SHIB’s price recovery could still fall short of previous highs. However, these AI tools tip a newcomer called Remittix ($RTX) to surpass the previous success the Shiba Inu coin has reached.
This low-cap crypto gem trading around $0.08 boasts faster burn mechanics and a real-world payment focus. For Grok, ChatGPT and Deepseek AI, these factors could see $RTX beat Shiba Inu coin to the magic dollar price target.
How High Can Recent Burn Actions Drive Shiba Inu Coin Price?
Source: TradingView
Grok, ChatGPT, and Deepseek AI have narrowed recent Shiba Inu coin performance to two major forces. The first factor is how the project’s team and community recorded 135 million SHIB burned in only seven days, shrinking the total supply.
Such a burn rate reflects a 200% growth. Also, the AI models acknowledge how Google searches for Shiba Inu have increased to a five‑month high. That’s a sign that more investors are showing interest.
Regardless, market investors remain worried. These AI models’ prediction of the Shiba Inu coin leaves cautionary clues, as SHIB’s rise might fade unless it ends the month above $0.000018. Market analysts also believe a surge will take a while, as SHIB still trades far below that level at press time.
Why AI Tools Prediction Tip Remittix to Surpass the Previous Shiba Inu Coin Ascent
Remittix has enjoyed a high-flying start to life with funding of over $17 million raised already and price growth to $0.0842 so far. The demand for the RTX token continues to increase, and Grok, ChatGPT and Deepseek AI acknowledge these positives. The ongoing 50% sprint bonus for early investors and a $250,000 giveaway are major factors behind recent rapid community development.
But here are more drivers these AI models believe are behind Remittix’s rapid growth:
Offering users low and transparent transaction charges thanks to support from other chains like Solana and BSC
Real‑world use cases that simplify crypto-to-fiat global remittances for users
Approval licenses in the works for Brazil and Kenya
On course for domination in a $190 trillion cross-border payment industry
Security-focused investors praise its recent CertiK audit certification
Imminent Q3 wallet beta launch on September 15
Global access for users with over 40 cryptos and 30 currencies supported.
These positives emphasise why ChatGPT and other AI engines pick Remittix as the best crypto to buy now.
Discover the future of PayFi with Remittix by checking out their presale here:
Cardano Price Drops but ADA Remains a Hugely Bullish Bet for Experts, Along With RTX and SUI
The post Cardano Price Drops But ADA Remains A Hugely Bullish Bet For Experts, Along With RTX and SUI appeared first on Coinpedia Fintech News
Cardano’s price has dropped 1.88% to $0.7908 but is still a top long-term crypto bet, experts say. Alongside ADA, the Sui cryptocurrency token also enjoys investor attention after a slight price increase. And while these household names grab investor attention, newer tokens like Remittix (RTX) are picking up serious attention as the crypto sector inches towards practical application and innovation.
ADA and SUI on Investors’ Watchlists
The recent price decline of the ADA has not changed the overall sentiment towards Cardano. With a market cap of $28.44 billion and a trading volume of $2.09 billion (6.11% increase), ADA continues to be a dominant force in smart contract development and eco-friendly blockchain projects.
Meanwhile, Sui crypto is experiencing a subdued rally. At $3.71 — up 0.65% — it has a market capitalization of $12.84 billion. A drop in trading volume by 18.68% to $1.74 billion, however, shows that volatility remains a problem.
However, both tokens are seen as fundamentals in the upcoming crypto cycle. With institutional and retail investors flooding back, ADA and SUI must benefit from increasing demand and improved infrastructure adoption.
Why Remittix Is Surging Despite Market Jitters
While older altcoins like Cardano and Sui crypto still have investor bases, newer altcoins like Remittix (RTX) are gaining momentum. At just $0.0842 per token, RTX has already raised over $17 million in its presale, having sold more than 559 million tokens to date.
The hype is essentially due to the application of Remittix in real life — solving high-fee cross-border transactions by enabling crypto-to-bank transfers in 30+ countries. The cross-chain DeFi protocol bridges Ethereum, Solana, and XRP chains, enabling a seamless experience for remitters, freelancers, and businesses to operate without banking interference.
A significant update was the official release of the Remittix Wallet Beta, set to launch in Q3 2025. The wallet offers low gas costs, live FX conversions, and support for more than 40 cryptos and 30+ fiat currencies. This release has fortified investor confidence, particularly as the project nears its $18 million soft cap threshold.
Key Highlights Driving Remittix Interest
50% token bonus live during presale
$250,000 Remittix Giveaway for all token purchasers
CertiK audited to assure security and transparency
Designed for real-world crypto use — not speculation
Picking up steam as a leading crypto under $1 with worldwide utility
Remittix is being talked about more and more with the top crypto presale 2025, next big altcoin 2025, and DeFi projects that address real-world issues. As the presale continues to build momentum, many are calling RTX the next 100x crypto — but this time, founded on usability, not hype.
Discover the future of PayFi with Remittix by checking out their project here:
$600 in Ozak AI Could 100x By Listing Day—Why Everyone Is Rushing in
The post $600 in Ozak AI Could 100x by Listing Day—Why Everyone Is Rushing In appeared first on Coinpedia Fintech News
Crypto investors are flooding into Ozak AI’s presale—and for good reason. With a current price of just $0.005, early backers see a massive upside before it even hits exchanges. A $600 investment today could turn into $60,000 if the token reaches just $0.50 post-launch. In a market where big-cap coins like Solana and XRP struggle to offer 2x returns, Ozak AI’s low cap and red-hot AI narrative create the perfect storm for explosive growth.
What makes Ozak AI stand out isn’t just the price—it’s the timing. As artificial intelligence continues to dominate headlines, blockchain projects integrating AI are gaining serious traction. Ozak AI aims to become a central player in decentralized AI development, offering real-world utility beyond just hype. With growing investor demand, a strong use case, and limited time before listings go live, it’s no surprise everyone’s rushing in now.
Early-Stage Entry: The Only Place to 100x in 2025?
For most top altcoins like Ethereum, Solana, or Chainlink, the days of turning a few hundred dollars into life-changing gains are long gone. These tokens are already in the multi-billion dollar club. But micro-cap presales like Ozak AI offer something rare: the chance to buy low and benefit from explosive post-listing growth.
At $0.005 per token, a $600 investment gets you 120,000 OZ tokens. If Ozak AI hits just $0.50 post-launch, that investment becomes $60,000. And if the token climbs to $1, that’s a staggering 100x return.
These aren’t unrealistic targets either. We’ve seen meme coins and low-utility tokens like SHIB, PEPE, and FLOKI do it before—often with little more than hype. Ozak AI, however, is riding the strongest trend of the decade: artificial intelligence.
Youtube embed:
Next 500X AI Altcoin
$OZ’s Massive Buzz and Presale Momentum
One of the strongest signs of a successful crypto launch is the amount of capital raised during presale stages. Ozak AI has already attracted over $1.44 million, indicating that early adopters believe in its potential.
The presale is moving fast through its stages. With each phase, the token price increases—making now the cheapest and riskiest, but most rewarding, time to buy in. Once Ozak AI lists on decentralized or centralized exchanges, this $0.005 price point could be history forever.
Social media sentiment also tells the story. Telegram groups are growing. Twitter influencers are picking it up. And crypto content creators are starting to highlight Ozak AI as the “one AI altcoin that could explode by 2025.”
$OZ Listing Day Could Be a Game-Changer
What makes presales especially exciting is the moment they hit the open market. If Ozak AI gets listed on a major crypto exchange, we could see a price surge driven by pent-up demand, early buyer FOMO, and hype-fueled momentum.
Listing day is often when the biggest price pumps occur—sometimes 5x, 10x, or even 100x. Investors know this. That’s why Ozak AI’s presale is filling fast—because no one wants to be on the outside when the rocket launches.
Crypto doesn’t reward hesitation—it rewards action. The difference between a good investment and a life-changing one often comes down to timing. Ozak AI sits at the intersection of two of the biggest narratives in tech: AI and decentralization. It’s early, it’s cheap, and it’s gaining momentum fast. A modest investment today could become your biggest win of 2025.
About Ozak AI
Ozak AI is a blockchain-based crypto task that provides an innovative platform that focuses on predictive AI and advanced data analytics for financial markets. Through machine learning algorithms and decentralized community technologies, Ozak AI enables real-time, accurate, and actionable insights to help crypto lovers and corporations make the perfect choices.
El Salvador’s Bitcoin Strategy Faces Doubts Amid IMF Pressure and Mixed Signals
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El Salvador’s Bitcoin journey is facing fresh doubts. The government says it’s still buying BTC every day, but the IMF disagrees. This raises questions about how much Bitcoin is really helping and if the country’s original crypto vision is starting to fade.
Locals Still Use BTC in Berlin
In the mountain town of Berlin, El Salvador, locals are using Bitcoin daily, trading goods like coffee and benefiting from its rising price. El Salvador made Bitcoin legal tender in 2021, but under a 2024 IMF deal, its use became optional and limited for government use.
Is Bitcoin Policy Helping The People?
El Salvador’s Bitcoin strategy is facing new challenges, says Quentin Ehrenmann of NGO My First Bitcoin. He told Reuters that after the IMF deal, Bitcoin lost its legal tender status, and the government stopped pushing public education or adoption efforts. While the government keeps adding to its Bitcoin reserves, he argues that this benefits the state more than everyday people.
For more than two years in a small district in the eastern part of El Salvador, Bitcoin enthusiasts have created a learning center and provided technical support to owners of about 200 businesses and entrepreneurs on using the cryptocurrency pic.twitter.com/S2bJ4YOYCf
— Reuters (@Reuters) July 25, 2025
Government Says ‘We’re Still Buying’, IMF Disagrees
The government holds over 6,249 BTC worth over $738M, but a 2024 survey showed 80% of Salvadorans feel Bitcoin has not improved their finances. El Salvador agreed not to buy more Bitcoin under its IMF deal, according to a recent report. This clashes with statements from the country’s own Bitcoin Office, which claims BTC is still being bought daily.
The country’s Bitcoin Office confirmed on July 24 that it bought 8 more BTC worth about $948,000. This brings El Salvador’s total Bitcoin holdings worth over $740 million. However, a recent IMF statement claims that the country has not made any purchases.
EL SALVADOR JUST BOUGHT MORE BITCOIN pic.twitter.com/H5rbVvrodH
— The Bitcoin Office (@bitcoinofficesv) July 24, 2025
The IMF claims that the country has been moving coins between wallets, and not actually buying more BTC. These internal transfers, the IMF says, create the illusion of new purchases, even though the total Bitcoin held stays the same. They also pointed out that El Salvador’s national Bitcoin wallet system doesn’t always show accurate, real-time data, adding to the confusion.
John Dennehy also called recent wallet activity “misleading,” saying it’s just internal movement dressed up as fresh buys. However, the government hasn’t replied to the IMF’s criticism, and is focused on its bigger Bitcoin goals.
El Salvador has scaled back public Bitcoin efforts to meet IMF loan terms. This shift has sparked doubts about the future of El Salvador’s Bitcoin policy.While some data shows daily 1 BTC transfers to government-linked wallets, it’s unclear if these are official purchases.
At the same time, experts note that the Bitcoin treasury strategy might be losing its edge, with fewer gains left for new buyers.
Dogecoin Price Eyes Parabolic Rally As Double Bottom Pattern Emerges
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The Dogecoin price is once again at the center of crypto market attention. After a brief cooldown, bulls have defended key levels and analysts are spotting bullish patterns on multiple timeframes. With institutional interest growing and chart setups aligning, DOGE crypto may be preparing for a notable upside breakout.
The Dogecoin price today is hovering around $0.2379 with a 24-hour trading volume of $2.29 billion and a market capitalization of $35.71 billion.
After dipping from $0.28 to $0.22 on July 21 due to profit-booking, the DOGE price saw a much needed rebound on chart.
According to technical analysts, this bounce resulted in a breakout from a descending trendline on the hourly chart.
$Doge/H4#Dogecoin has held strong at the Fibonacci 0.618 level and shown a solid rebound. pic.twitter.com/JCcdWEfCmY
— Trader Tardigrade (@TATrader_Alan) July 26, 2025
Furthermore, the same analyst highlighted that this bounce on hourly chart is reliable because the 0.618 Fibonacci level on the 4-hour chart, aligns with the horizontal support.
This alignment of technical indicators, across both 1H and 4H charts, clearly strengthens the bullish views that DOGE crypto might be preparing for another leg up in the near future.
Dogecoin Price Forecast: Double Bottom Pattern Hints at Larger Rally
Looking at the broader Dogecoin price forecast, another bullish formation is catching attention. On the daily chart, DOGE is testing the neckline of a tilted double bottom pattern, a classic bullish reversal setup.
If this neckline breaks convincingly, it could open a path toward the $0.52 level. This would mark a significant upside from current levels and further validate the positive sentiment around Dogecoin crypto.
$Doge/D1A nice Double Bottom setup on #Dogecoin pic.twitter.com/PsDycAhtt6
— Trader Tardigrade (@TATrader_Alan) July 25, 2025
Adding weight to this outlook, the DOGE price has also been observed respecting an ascending trendline resistance since Q2. As a result, traders are eyeing this trendline as a high-probability breakout zone, assuming bullish volume continues to build.
Institutional Buzz Grows as DOGE ETF Interest Surges
Beyond technical charts, the growing optimism around Dogecoin price is also being fueled by institutional developments.
Major asset managers including Grayscale, Bitwise, and 21Shares, have reportedly filed for Dogecoin ETFs.
Notably, Bloomberg analysts assign a 90% chance of approval for such applications, underscoring DOGE’s credibility within the memecoin space.
JUST IN: $DOGE ETF APPROVAL ODDS INCREASE TO 90% ON BLOOMBERG pic.twitter.com/2DPyXSjhOC
— CEO (@Investments_CEO) July 1, 2025
This heightened interest from large-scale players brings DOGE closer to mainstream financial markets.
If a Dogecoin ETF is approved, it could introduce a new wave of capital into the asset, significantly impacting DOGE crypto’s long-term price dynamics.
Dogecoin Price Outlook: Bullish Channel May Target Higher Levels
Lastly, on the weekly timeframe, another major bullish structure has been pointed out. Analysts note that DOGE crypto continues to respect an ascending parallel channel, and it’s currently testing support at the lower boundary.
Historically, this zone has triggered substantial rallies, making the current price action particularly significant.
Dogecoin $DOGE is back in a range that has historically served as a buying zone, triggering major bull runs! pic.twitter.com/bzHM1K4zBf
— Ali (@ali_charts) July 26, 2025
With many months left in 2025, analysts speculate that the Dogecoin price could target $0.5, $1.0, or even $2.0 based on available space within the upper band of the channel.
Some even forecast that DOGE may cross into double-digit territory, especially if ETF approvals and large investor inflows materialize.
XRP Price News: Top Analyst Predicts Massive Rally for XRP Toward $9–$24
The post XRP Price News: Top Analyst Predicts Massive Rally For XRP Toward $9–$24 appeared first on Coinpedia Fintech News
XRP has bounced back from the $3 support level and is now trading around $3.20. However, popular crypto trader EGRAG Crypto has spotted a rare chart pattern that doesn’t appear often, but when it does, it usually leads to huge price jumps. In the past, this signal has led to gains of at least 40,000%.
Now, EGRAG believes that if history repeats, XRP could be on its way to a price between $9 and $24.
History Repeats? Here’s Why It Matters
After last week’s pullback, XRP dropped to around the $3.00 mark, a price level that acted like a safety net. But it didn’t stay there for long. The token bounced back and is now slowly climbing, trading close to $3.20, giving early signs that buyers are stepping in again.
Looking back, XRP saw its first major crossover in March 2017, followed by an eye-watering 40,000% rally before the cycle peak. The next crossover came in August 2020, pushing XRP up nearly 750% at the time.
Now, EGRAG highlights that in October 2024, the 21 EMA has again crossed above the 55 SMA, and since then, XRP has already pumped 560%. While this surge may seem big, history suggests it might just be the beginning.
#XRP – Insights on 21 EMA and 55 SMA #Bulli Cross ( $9 or $24):Let’s examine what has happened in the past with the 21 EMA and 55 SMA on the weekly timeframe. In March 2017, we witnessed a #bullish crossover, leading to an astonishing 40,000% pump until the cycle top! … pic.twitter.com/Yi5NNFumlS
— EGRAG CRYPTO (@egragcrypto) July 26, 2025
How High Could XRP Go?
EGRAG didn’t just spot a pattern, he also looked at how XRP reacted in the past when this same setup appeared. In 2017, XRP saw a huge rally after this crossover. Now, EGRAG says that even if XRP repeats just 10% of that old rally, the price could still jump by 4,000%, pushing it above the $9 mark.
But that’s not the only possibility. If XRP performs just twice as well as it did in 2020, which saw a 750% gain then we could still see a 1,500% move, taking the price close to $24.
The charts EGRAG shared also match this idea. XRP is currently moving within a rising channel, very similar to its past breakout setups.
XRP Price Analysis
As of now, XRP is trading around $3.19, showing a small bounce after last week’s dip. Based on the 4-hour price chart ,XRP may climb backto the 21 EMA (Exponential Moving Average), which often acts like a short-term support zone.
This move hints that buyers might be stepping in again after a brief sell-off. The Relative Strength Index (RSI) is now at 47.89, right in the middle, suggesting the market isn’t overbought or oversold, and there’s still room for XRP to climb.
If the price can stay steady above the key $3.00 level, it could give bulls more confidence to push harder
Japan’s Slow Crypto Approval Process Holds Back Innovation, Says WeFi CEO
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Maksym Sakharov, CEO of decentralized bank WeFi, says Japan’s slow and cautious regulatory process is the main reason Web3 startups and crypto funds are moving overseas—not the high taxes. Japan requires a two-step approval from the Japan Virtual and Crypto Assets Exchange Association and the Financial Services Agency, which can take 6 to 12 months or longer. This long wait time puts pressure on projects and forces many to launch abroad. Sakharov urges quicker, flexible approvals and supportive sandbox environments to help domestic crypto innovation grow.
Did Galaxy Digital Just Sell Stolen Bitcoin? CryptoQuant CEO Raises Big Questions
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A quiet $9 billion Bitcoin sale has now turned into a major controversy and it could be tied to one of the earliest crypto exchange hacks on record.
This week, Galaxy Digital confirmed it sold 80,000 Bitcoin (worth over $9.4 billion) through over-the-counter (OTC) deals. But CryptoQuant CEO Ki Young Ju says these coins may not belong to a long-term investor at all.
Instead, they could be linked to the 2011 MyBitcoin exchange hack – a breach that, until now, had faded into crypto history.
From a Dormant Wallet to a $9 Billion Payout
“The recent transfer of 80,000 BTC, dormant for 14 years, came from wallets originally hosted by MyBitcoin,” Ju posted on X.
These wallets had been inactive since April 2011, two months before MyBitcoin went offline following a hack. At the time, the exchange’s owner, Tom Williams, admitted the breach and said he was working on a resolution. The attack reportedly caused $72,000 in losses – a small figure by today’s standards, but if those coins were kept, they’re now worth billions.
Ju believes the Bitcoins either belong to the hacker or to Williams himself, who disappeared from the public eye after the exchange collapsed.
Did Galaxy Check Where the BTC Came From?
Here’s where things get murky. Ju added,
“It seems Galaxy Digital bought (handled) the #Bitcoin from them, but I’m not sure if they did any forensics.”
Galaxy didn’t reveal the seller’s identity. Instead, the company described them as a “Satoshi-era investor”, someone from Bitcoin’s early days, and said the sale was part of estate planning.
That explanation hasn’t convinced everyone. The lack of transparency is now raising concerns over whether Galaxy skipped proper checks before handling a historic pile of possibly hacked funds.
*Galaxy handled the 80K BTC sale for them. pic.twitter.com/QE4hDbHUXt
— Ki Young Ju (@ki_young_ju) July 26, 2025
Also Read: Coinpedia Digest: This Week’s Crypto News Highlights | 26 July, 2025
Bitcoin Price Holds Steady Despite the Drama
What’s surprising is how calm the market stayed. Despite such a large sale, Bitcoin barely moved, trading now around $117,983. Since the deal was done OTC, it didn’t directly affect order books or exchanges.
Still, it raises a bigger question: if stolen coins can quietly re-enter the system, how secure is the broader market really?
A Sign of How the Bitcoin Market Is Changing
There’s a larger shift happening too. Ju, who once used whale activity to predict Bitcoin cycles, now says that approach no longer works. Old whales aren’t selling to retail anymore – they’re passing coins to new long-term holders.
This shift could explain how 14-year-old coins tied to a failed exchange can move billions without shaking the system.
It’s a reminder that the crypto world is maturing but it’s still full of stories that haven’t been fully told.
Ethereum Price Gains 75%: What’s Fueling the Rally?
The post Ethereum Price Gains 75%: What’s Fueling the Rally? appeared first on Coinpedia Fintech News
The Ethereum price is exchanging hands at $3740 with 24-hour volume of $32.74 billion, it has displayed wonderful gains since June’ last week to till now gaining nearly 75% gains.
This happened as institutional interest in Ethereum crypto has hit a significant milestone this July. The major push is received with rapidly gaining ETF inflows and whale accumulation, this is fueling optimism for a broader breakout in the Ethereum price ahead.
ETF Inflows Trigger Surge in Ethereum Price Sentiment
The Ethereum price saw renewed upward momentum on July 25th, and gained 6%. This gains are closely tied to a record-breaking surge in spot ETF inflows over the month and on 25th too.
According to on-chain analyst Ted Pillows, Ethereum ETFs registered a net inflow of $452.8 million on a single day, out of which BlackRock’s ETHA accounted for $440.1 million, with the remainder attributed to Fidelity’s FETH.
These figures are displaying a very extraordinary difference from the early July numbers, where daily inflows remained under $100 million. However, since July 9th, this trend reversed dramatically, revealing a multifold jump in institutional buys.
Whale Activity Spikes as Institutional Momentum Builds
Supporting this ongoing ETH bullish wave, the analyst Ali Martinez also highlighted a rise in large Ethereum holders, based on Glassnode’s data tracking “mega whale addresses” holding more than 10,000 ETH.
170 new whales holding over 10,000 Ethereum $ETH have joined the network in the past month. This is a strong sign of growing institutional interest! pic.twitter.com/q06HrHx9iE
— Ali (@ali_charts) July 26, 2025
He mentioned on X that, since July 9th, over 170 new whale addresses have been added to the network. This is firmly suggesting that much of the ETF inflow is translating directly into long-term accumulation and large entities are positioning themselves for a long-term move.
Moreover, Ted Pillows further remarked that on-chain volume has surged by 288% over the past three weeks, reaching a staggering $10.38 billion. According to him, the Ethereum price rally has only just begun, he bets that the real breakout still lies ahead and will be visibly louder once it manifests.
Ethereum Price Chart Faces Multi-Year Trendline Test
Zooming out to the Ethereum price chart on a weekly timeframe, a critical technical development is underway.
As noted by another analyst, he revealed that the Ethereum price is attempting to break a 3.7-year long descending trendline. If Ethereum manages to give a weekly close, it would likely shoot a sustained upward trajectory.
$ETH/W1#Ethereum is attempting to break a 3.7-year trendline. pic.twitter.com/EcscYzdXFf
— Trader Tardigrade (@TATrader_Alan) July 26, 2025
This optimism aligns with the broader Ethereum price analysis today, where market optimism is backed not just by inflows, but also by strong technical setups and a supportive macro environment.
Therefore, with the Ethereum price currently holding near the key breakout areas, several traders are starting to make bold forecasts. Among them, analyst Rekt Fencer anticipates a parabolic rally where he targets toward $10,000 by the end of 2025.
Finland’s Credit Rating Cut to AA By Fitch on Fiscal Weakness
The post Finland’s Credit Rating Cut to AA by Fitch on Fiscal Weakness appeared first on Coinpedia Fintech News
Fitch Ratings downgraded Finland’s long-term foreign-currency issuer rating from “AA+” to “AA,” citing rising government debt and insufficient measures to control spending. Debt is expected to rise to 86.3% of GDP in 2025 and may exceed 90% by 2029, well above peer averages. Despite a €9 billion fiscal package, deficits are set to remain above 3% until 2027. Finland’s GDP growth lags Europe, unemployment has risen to 9.2%, and inflation is picking up. Still, strong pension assets and a solid banking sector provide some support.
South Korea Seeks Trade Deal With U.S. Ahead of Tariff Deadline
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South Korea is racing to finalize a trade agreement with the U.S. before August 1, when tariffs on Korean exports could rise to 25%. Seoul aims to secure terms at least as favorable as Japan’s recent 15% tariff cap. Key issues include shipbuilding cooperation, while sensitive topics like beef and rice imports are off the table. Despite strong export growth in tech sectors, failure to reach a deal risks heavy tariffs on 44% of South Korea’s GDP from exports.
Public Companies Holding 1,000+ BTC Surge to 35 in Q3 2025
The post Public Companies Holding 1,000+ BTC Surge to 35 in Q3 2025 appeared first on Coinpedia Fintech News
The number of public companies holding at least 1,000 BTC has risen steadily in 2025, from 24 in Q1 to 30 in Q2, reaching 35 and counting in Q3. This growth signals increasing institutional adoption of Bitcoin as a treasury asset and store of value. These companies now collectively hold over $116 billion in BTC, underlining growing corporate confidence in the cryptocurrency’s long-term potential.
The post Coinpedia Digest: This Week’s Crypto News Highlights | 26 July, 2025 appeared first on Coinpedia Fintech News
Yet another crazy week in crypto with moments that caught everyone off guard.
From massive bitcoin buys to major scams, upgrades, and unexpected exits, the stories came from every corner – exchanges, regulators, and even celebrities!
If you’ve missed anything, don’t worry. Here’s a complete crypto roundup for you to get caught up on it all.
Let’s dive in.
#1 Trump Media Buys $2B in Bitcoin to Build Crypto Reserve
Trump Media has officially joined the crypto treasury club.
The company behind Truth Social confirmed a $2 billion investment in bitcoin and bitcoin-related assets. CEO Devin Nunes says the move is part of a long-term strategy to “help ensure our Company’s financial freedom” and support a future utility token for the platform.
Another $300 million has been set aside for options tied to Bitcoin. The company also plans to explore crypto ETFs.
#2 Ozzy Osbourne’s Death Triggers Scam Token Rush on Solana
Just hours after Ozzy Osbourne passed away, Solana saw a flood of new memecoins using his name. At least 15 “OZZY” or “RIP Ozzy” tokens were launched – many of them scams.
On-chain data shows 10 were confirmed rug pulls, draining around 1,625 SOL, or over $325,000, from investors. In most cases, liquidity was pulled within minutes. The trend mirrors other high-profile crypto scams tied to real-world events.
As one report claims, “up to 98% of tokens on Pump.fun” are pump-and-dump schemes, though the platform strongly denies it.
#3 New ‘Stretch’ Stock Gives Michael Saylor More Room to Buy BTC
Michael Saylor isn’t slowing down!
Strategy (formerly MicroStrategy) has raised $2.8 billion through its new “Stretch” preferred stock offering, up from the original $500 million plan. The money will go straight into more Bitcoin, part of the company’s long-term “42/42” goal to raise $84 billion by 2027.
This new stock comes with a flexible 9% monthly dividend, giving Strategy more control as crypto markets shift.
With over 607,000 BTC already on its books, the company is doubling down even as critics warn that its debt-heavy strategy could carry major risk.
#4 FTX Will Start Next Payout to Creditors on Sept. 30
FTX will begin its next round of creditor repayments on September 30, the bankrupt exchange said on Wednesday. The funds will be distributed through BitGo, Kraken, and Payoneer.
So far, FTX has already returned $6.2 billion after getting court approval for its repayment plan. The company also got permission to reduce its disputed claim reserve from $6.5B to $4.3B.
Founder Sam Bankman-Fried is currently serving a 25-year sentence for fraud, but for creditors, the slow road to recovery continues.
#5 Ripple CEO Warns of New YouTube Scam
Ripple is once again warning its community as YouTube scams targeting XRP holders are on the rise. CEO Brad Garlinghouse posted on X this week, urging users to watch out for fake Ripple channels offering high-return airdrops.
Like clockwork, with success and market rallies, scammers ramp up their attacks on the crypto community — PLEASE BEWARE of the latest scam targeting the XRP family on @YouTube and impersonating @Ripple’s official account! We will keep reporting these – please do the same.As… https://t.co/WodO4ZUyW9
— Brad Garlinghouse (@bgarlinghouse) July 23, 2025
The warning comes just days after XRP’s price dropped 10% from its recent high – a moment scammers appear to be using to their advantage.
Ripple CTO David Schwartz also flagged a deepfake video promoting a fake 100M XRP giveaway. Investors are advised to avoid unknown links and double-check official accounts.
#6 Justin Sun’s Tron Inc. Lists on Nasdaq
Justin Sun’s Tron Inc. is now a public company. The firm joined the Nasdaq this week, not through a standard IPO, but by merging with SRM Entertainment – a U.S. toy maker that supplies Disney and Universal.
Sun called the listing “a very big moment for the whole industry.”
Tron Inc. now holds over $115 million worth of TRX tokens, and trading volume surged 36% after the news.
#7 FBI Closes Case Against Kraken’s Jesse Powell
Jesse Powell, co-founder of Kraken, is officially in the clear. The FBI has dropped its investigation into him, confirming no criminal charges will be filed. A declination letter from the Department of Justice also states that all seized laptops, phones, and crypto have been returned.
The case was tied to a nonprofit dispute, not to Kraken or crypto.
This clears the path for Powell to focus fully on Kraken again and it sends a strong signal that facts still matter in high-profile investigations.
#8 Ethereum’s Next Big Upgrade May Arrive in November
Ethereum developers are targeting a November launch for the Fusaka hard fork,, which includes 11 proposals focused on security and scalability. One key update, EIP-7825, aims to make the network stronger against attacks.
A devnet rolled out this week, with two public testnets to follow. “We need our timeline TIGHT,” warned protocol support member Nixo.
To speed things up, EIP-7907 has been dropped, and the EVM Object Format won’t be included. Fusaka could ship just before Devconnect, while work on the next upgrade, Glamsterdam, is already underway.
#9 CoinDCX Hit by $44M Hack, Customer Funds Safe
CoinDCX, India’s largest crypto exchange, confirmed it lost $44 million after one of its internal accounts was compromised. The account was used for liquidity on a partner exchange and had no connection to user wallets.
CEO Sumit Gupta said the breach was contained quickly and the loss will be covered by CoinDCX’s own reserves.
The stolen crypto – 4,443 ETH and 155,830 SOL – was moved using Solana-Ethereum bridges and now sits dormant. Investigations are ongoing. A 25% recovery bounty has been announced for anyone who helps trace the funds.
#10 80,000 Vintage Bitcoins Sold by Galaxy Digital
On Friday evening, Galaxy Digital confirmed it sold over 80,000 bitcoins, worth more than $9 billion, for a Satoshi-era investor. These vintage coins, created in 2011, had been pooled and quietly transferred before the sale.
“The transaction was part of the investor’s broader estate planning strategy,” Galaxy said.
What’s surprising is how the market reacted: it didn’t. Despite the size of the sale, prices held steady. With similar moves expected, like the UK’s 61,245 BTC sale, this could signal a new phase of market maturity. Bitcoin is headed up!
In the Spotlight
Here’s a few quick hits you shouldn’t miss!
First U.S.-Regulated Stablecoin Launches Under GENIUS Act: Ethena and Anchorage rolled out USDtb with full federal oversight, backed by cash and Treasuries. It’s the first onshore stablecoin under the new law and ENA jumped 5% on launch.
Citadel Pushes Back on Tokenization Loopholes: The firm warned the SEC that exempting major players from standard rules could distort equity markets and hurt investor protections, calling instead for formal rulemaking to prevent unfair regulatory advantages.
SEC Hits Pause on Bitwise ETF After Green Light: Just hours after approving the Bitwise 10 Crypto Index Fund conversion, the SEC moved to halt progress for a formal review, which was what it did against Grayscale’s GDLC and drew fresh legal heat.
Pudgy Penguins CEO Eyes NFTs 2.0 and a Gaming Breakout: Luca Netz says crypto’s next big wave will come from gaming, not just NFTs. With $50M in projected revenue and toys as brand touchpoints, Igloo Inc. is betting big on long-term consumer IP.Goldman, BNY Bring Tokenized Funds to Wall Street: Backed by Treasuries and supported by giants like BlackRock and Fidelity, the funds offer yield with real-time settlement, pushing blockchain infrastructure deeper into capital markets right as new stablecoin laws kick in.
What’s Next for Crypto?
Major shifts to expect ahead
Bitcoin’s role as a corporate reserve is back in focus. With Trump Media and Strategy pouring billions into BTC, treasury strategies are evolving fast. Expect more firms to follow.
Stablecoins are entering a new phase – fully regulated! The launch of USDtb shows what compliance-driven stablecoins could look like.
Ethereum’s next upgrade is moving fast. Fusaka is on track for a November release with key changes focused on security.
Celebrity-linked scams are becoming a bigger threat. The Ozzy token rush highlights how quickly scammers exploit real-world events. This kind of memecoin trend could put more pressure on platforms to respond faster.
Large BTC sales no longer shock the market. Galaxy sold $9B in vintage bitcoin without shaking prices. With more big holders expected to sell this year, the market seems better prepared than before.
That’s it for now – until the next twist, the next shift, the next headline. See you soon!
Next 10x Cryptos: Shiba Inu (SHIB), Cardano (ADA), and 2 Other Coins Under $5 to Make $20,000 Fro...
The post Next 10x Cryptos: Shiba Inu (SHIB), Cardano (ADA), and 2 Other Coins Under $5 to Make $20,000 from $2,000 in Just Weeks appeared first on Coinpedia Fintech News
Crypto cycles are often defined by surprise breakouts, the kind where a humble $2,000 stash transforms into $20,000 almost overnight. In this upcoming wave, four standout tokens—Shiba Inu (SHIB), Cardano (ADA), Little Pepe (LILPEPE), and Pepe Coin (PEPE)- are shaping up to be the rocket fuel many investors have been waiting for.
Shiba Inu (SHIB): Meme-Driven With Realistic Targets
Shiba Inu may have once ridden the wave of its meme-coin origins, but these days, its narrative is evolving. Analysts at CoinPedia anticipate that SHIB will rise to $0.0000639 by the end of 2025. For holders, that represents a 4–5x move. While it won’t multiply tenfold overnight, it’s a solid play for those looking for asymmetric returns with a layer of credibility, especially if its burn mechanisms and DeFi integrations gain traction. At a current price under $0.000015, a $500 stake could approach $2,500 by the end of next year. That’s sounding a lot more like $20,000 if SHIB enters a broader altcoin surge.
Cardano (ADA): Blue-Chip, Emerging Breakout
Cardano built its reputation through conviction and consistency. With its peer-reviewed approach and decentralized applications slowly coming together, ADA is shaking off stagnation. According to InvestingHaven, ADA could reach $1.88 in 2025 and even stretch to $2.36 in bullish trend lines. Benzinga sees an average 2025 price near $0.945.
Though ADA might not offer 10x in isolation, its low entry point below $1 means allocating $500 could yield a respectable return while adding balance to your portfolio. If the broader surge extends into 2026 and beyond, hitting $20,000 off a small stake isn’t outside the realm of possibility, especially with ADA quietly playing catch-up.
Little Pepe (LILPEPE): The Meme Token With Layers
Little Pepe has graduated from meme status to a next-generation, Layer-2 project, and its metrics show it. The token has already covered six presale stages and is now heading into stage seven at $0.0016 per token, having raised over $8.7 million in just under two months.
What distinguishes LILPEPE isn’t just timing. It combines viral meme culture with vital technical substance: speedy, low-fee Ethereum-based transactions, anti-snipe safeguards, and a zero-tax policy for seamless trading. Almost $9 million has been raised in ongoing presales, reflecting growing community confidence.
If LILPEPE launches and gains traction—thanks to planned CEX listings or its memes launchpad—it could realistically attain 100x in a strong bull cycle. $200 buys 125,000 tokens at $0.0016; if the token value hits $0.16, that becomes $20,000 in weeks. That’s not fantasy—it’s the kind of breakout narrative driving meme cycles today.
Pepe Coin (PEPE): OG Frog With Altcoin Momentum
Almost every trader has had at least a passing love affair with Pepe Coin. Launched during the early meme coin craze, PEPE holds strong community backing and potential for a surprise run. After clearing key resistance levels, analysts now have their eyes on the $0.000020, which offers up to 9% upside in the short term.
While 10x here might require broader market participation, traders preparing for a genuine alt-season might find PEPE’s current $0.000013 price point offers room for serious upside. A $200 investment could grow to $2,000 easily, setting a platform for bigger swings once meme mania returns.
Why Now Feels Different
This isn’t about chasing a generic meme rally—it’s about behavior, ecosystem response, and timing alignment. LILPEPE is already in motion, presales are filling fast, and the community is energized. SHIB has matured meme engines; ADA is quietly gearing up; PEPE remains a cautionary yet potent player.
The coming weeks could see a domino effect: LILPEPE gains more steam, meme markets warm, and larger holders start moving capital across major and minor altcoins. If Bitcoin or Ethereum coils into a breakout, the entire cycle gets pulled up—and that’s where the first $2,000 could morph into $20,000.
Conclusion
Beyond sheer luck, enjoying crypto gains depends on conviction and execution. This combination of tokens offers a balanced, high-upside spread grounded in reality, yet primed for explosive moves. If the market maintains a risk-on bullish outlook, the next few weeks could rewrite the stories of many portfolios. In crypto, opportunity barrels in fast. But being ready, diversified, and strategic is what sets visionaries apart.
Here’s to the next 10x.
For more information about Little Pepe (LILPEPE) visit the links below:
Winklevoss Calls Out JPMorgan As Crypto Access and Open Banking Clash Intensifies
The post Winklevoss Calls Out JPMorgan as Crypto Access and Open Banking Clash Intensifies appeared first on Coinpedia Fintech News
Gemini co-founder Tyler Winklevoss has publicly called out JPMorgan, as he accused the bank of trying to shut down access to crypto. He has stepped up his fight with JPMorgan, saying the bank is blocking Gemini from key banking services because he spoke out against them.
This comes after a Bloomberg report revealed that JP Morgan plans to charge fintechs for access to customer data. He claims that this move could bankrupt crypto-friendly fintechs that rely on that data to help users buy crypto.
Kraken’s co-CEO, Arjun Sethi had also criticized the move, saying JPMorgan is treating user data like a product to sell. “Once data becomes a revenue stream,” he said, “the goal is to lock it in and profit from it.”
Right now, apps like Plaid let you connect your bank to crypto platforms like Gemini, Coinbase, and Kraken, for free. But banks want to start charging high fees, which could crush the fintechs that make those connections possible.
He explains that a rule called the Open Banking Rule gives people the right to access their bank data through third-party apps. But now, JPMorgan and others are suing to get that rule thrown out, which could shut down easy access to crypto.
He calls this a clear case of big banks trying to protect their interests by blocking innovation. He also said that this goes against President Trump’s push to make America a global leader in crypto.
My tweet from last week struck a nerve. This week, JPMorgan told us that because of it they were pausing their re-onboarding of @Gemini as a customer after they off-boarded us during Operation ChokePoint 2.0. They want us to stay silent while they quietly try to take away your… https://t.co/c9Ls7QpAmT
— Tyler Winklevoss (@tyler) July 25, 2025
Winklevoss says that JPMorgan is retaliaiting Gemini for speaking out. After he criticized the bank last week, JPMorgan told them it’s pausing plans to re-onboard Gemini as a customer. Tyler claims the bank wants them to stay quiet while it works to end free access to banking data through fintechs like Plaid, cutting off an important bridge to crypto.
“We will continue to call out this anti-competitive, rent-seeking behavior and immoral attempt to bankrupt fintech and crypto companies. We will never stop fighting for what is right,” he said, in a recent X post.
The post triggered a wave of comments among users. “Big banks are scared you might actually control your own money.” Some users are calling out the real issue—banks don’t want to give up control. They’d rather keep people locked into their systems than allow true financial freedom.
Another user noted that Open Banking isn’t just a crypto issue, it’s global. Most countries are moving toward it, and the U.S. falling behind would hurt innovation and competition.
One of them went even further and said that Ripple needs to secure a banking license fast if this is the kind of roadblock the industry will keep facing. He points out that traditional banks have spent years pushing back against digital assets, and now that crypto is gaining ground, they’re unprepared.
Next Crypto to Hit $1? This Token Entered Phase 6 and Might Overtake DOGE in ROI
The post Next Crypto to Hit $1? This Token Entered Phase 6 and Might Overtake DOGE in ROI appeared first on Coinpedia Fintech News
As Ethereum (ETH) and Solana (SOL) continue their steady climbs, Mutuum Finance (MUTM) stands out in the crypto crowd with a unique blend of innovation and growth potential. Now entering Phase 6 of its presale at $0.035, Mutuum Finance (MUTM) is positioning itself as the next moonshot candidate, with the ambition to outpace DOGE’s historical returns on investment. The limited availability in this phase combined with a thoughtfully engineered ecosystem is creating a perfect storm for a breakout run. Investors ready to seize this opportunity will find MUTM’s structure and roadmap hard to ignore.
Stablecoin Depth and mtToken Staking: The Heart of Mutuum Finance (MUTM)’s Design
Mutuum Finance (MUTM)’s decentralized stablecoin system will be built on a strict, controlled mint-and-burn model. Only authorized issuers will be able to mint stablecoins against blue-chip collateral such as ETH, and these stablecoins will be burned when borrowers repay their loans, ensuring the peg to $1 remains robust. Governance protocols will actively manage interest rates to maintain equilibrium, while automatic liquidations will protect the system from undercollateralization risks. This setup will foster a stable, reliable environment for both lenders and borrowers.
What will truly set Mutuum Finance (MUTM) apart is its innovative mtToken mechanism. When users deposit assets like USDC or ETH into Mutuum Finance (MUTM)’s smart contracts, they will receive corresponding mtTokens 1:1. These mtTokens will grow in value over time as interest accumulates. Moreover, staking mtTokens will unlock an additional layer of rewards: stakers will earn MUTM tokens purchased through open market buybacks funded by protocol revenue. This design will effectively tie token utility to the platform’s success, creating a continuous incentive for participation while boosting MUTM’s demand and value.
Presale Snapshot and a Roadmap Set for Growth
Phase 6’s launch at $0.035 has already generated $13.60 million, though only 5% of tokens have been claimed so far. Phase 7 is expected to mint 170 million tokens at $0.040, marking a 15% price increase that adds urgency for investors eyeing early entry. The total supply is capped at 4 billion tokens, now held by over 14,400 wallets, reflecting a strong and growing community.
Mutuum Finance (MUTM)’s security credentials are impressive. The project earned a CertiK audit with a Token Scan score of 95.00 and a Skynet score of 78.00, confirming a solid technical foundation. A $50,000 USDT bug bounty program actively invites ethical hackers to safeguard the platform, while a $100,000 giveaway across ten backers creates additional community excitement.
The project roadmap is equally compelling. Mutuum Finance (MUTM)’s Phase 6 Beta will launch concurrently with the token listing, unveiling the mint/burn stablecoin system alongside an automated rate engine that adjusts borrowing costs dynamically. Further phases promise cross-chain support, facilitating asset transfers beyond Ethereum’s network. Crucially, Layer 2 integration will slash transaction costs to near zero and speed execution to under a second, making Mutuum Finance (MUTM)’s platform both efficient and scalable.
Lending Mechanics that Appeal to Both Cautious and Risk-Tolerant Investors
Mutuum Finance (MUTM) will expertly balance low-risk and higher-risk lending through its dual models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P). The P2C model will invite depositors to lend blue-chip tokens at competitive rates. For example, lending 2 BTC at a 9% APY will mint 240,000mtBTC tokens that will grow by 0.18 BTC annually. These mtBTC will be stakeable to collect additional MUTM rewards generated from protocol buybacks. Borrowers using P2C will be able to leverage their BTC collateral to draw 70% loan-to-value in stablecoins like USDT, allowing liquidity without selling assets.
In contrast, the P2P model will cater to higher-risk appetite by facilitating direct loan agreements involving memecoins such as SHIB. Investors will be able to negotiate loans—say, a 45-day SHIB loan at 32% APR—isolating these volatile assets from core pools and rewarding lenders with premium interest.
Investor Case and Growing FOMO: The Clock Is Ticking
History tends to repeat itself in crypto, and a seasoned investor who famously predicted DOGE’s 2020 rally is placing his bets on Mutuum Finance (MUTM). He swapped $5,000 worth of ETH into MUTM at just $0.015, acquiring 333,333 tokens valued at $11,666 today. This amount will jump to $20,000 at the listing price of $0.06. More thrilling is the forecasted surge to $1 per token, a staggering 100× gain, pushing his holdings to a remarkable $333,333. This optimistic price prediction is driven by the increasing MUTM demand driven by upcoming beta launch and real testing of platform usage.
Mutuum Finance (MUTM)’s thoughtful integration of stablecoin mechanisms, innovative mtToken staking rewards, and Layer 2 scalability coupled with a robust security framework and a clear growth roadmap positions it uniquely in today’s market. Investors seeking the next breakout token that blends safety, utility, and explosive upside will find MUTM’s Phase 6 offering impossible to overlook. The market is waiting for a new leader — this $0.035 token is ready to answer the call
For more information about Mutuum Finance (MUTM) visit the links below: