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🇷🇺 Digital Ruble – unconditional control of all cash flows, but already without banks
The digital ruble will deprive banks of > 2 trillion ₽ in commissions per year.
The digital ruble gives the Central Bank "almost total control" over all payments — each coin will have a unique code, the path of money is visible to the regulator in real time;
Built-in smart contracts will allow for automatic prohibition of "non-targeted" expenditures.
The head of Sber publicly calls the project "a threat to the country," while other banks remain silent.
Integration of wallets with "Gosuslugi" (planned) removes banks from the chain and makes all citizen transactions completely transparent to the state.
The case of China cools optimism: e-CNY occupies only ≈ 2% of the payment market, despite government support.
The digital ruble will deprive banks of > 2 trillion ₽ in commissions per year.
The digital ruble gives the Central Bank "almost total control" over all payments — each coin will have a unique code, the path of money is visible to the regulator in real time;
Built-in smart contracts will allow for automatic prohibition of "non-targeted" expenditures.
The head of Sber publicly calls the project "a threat to the country," while other banks remain silent.
Integration of wallets with "Gosuslugi" (planned) removes banks from the chain and makes all citizen transactions completely transparent to the state.
The case of China cools optimism: e-CNY occupies only ≈ 2% of the payment market, despite government support.
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