Every investment journey can happen in basically two ways: discovering on your own and eventually stumbling or seeing those who have already paved the way and learning from their teachings. No one is born knowing.

In a field as full of innovations as the crypto world, it is common for beginners to eventually make risky, hasty moves with results that may be poor.

With an article a bit different from the others we have here at Square, today we will talk to you as equals, almost like in a direct conversation, about teachings that can make your journey in the crypto universe much more satisfying.

Why 'a little different from the others'? Because this time we are talking directly to you. Better than talking is doing, so let’s start the conversation now!

1. Get to know your investor profile and have defined goals

Before investing in any asset, it is essential to understand how much risk you are willing to take. In the crypto world, price fluctuations are constant - this is called volatility. A coin can rise 30% in one day and fall 50% the next. This scares those who enter unprepared.

Reflect: why do you want to invest in cryptocurrencies? Are you looking for quick gains or do you want to build wealth in the long term? How much are you willing to lose without compromising your financial health?

For beginners, a good strategy is to limit exposure to cryptocurrencies to a small percentage of your total portfolio – something between 2% and 5%. This way, you protect yourself from more aggressive losses while gaining experience.

2. Protect your keys, your wallet, and your connection

In the traditional world, if you forget your bank password, you can recover it with support help. In the crypto world, this option does not exist. Your seed phrase (or recovery phrase) is the only way to access your funds if you lose access to your wallet. If someone has access to this phrase, they can steal your crypto assets.

Therefore:

  • Write down your seed phrase and keep it in a safe place, offline;

  • Never share this phrase with anyone, not even support staff;

  • Enable two-factor authentication (2FA) on the platforms you use;

  • Prefer cold wallets (offline) to store higher amounts, such as hardware wallets;

  • Avoid using public Wi-Fi networks to access your wallets or make transactions.

Digital security is one of the pillars of the crypto market. One mistake can mean the total loss of your assets.

3. Study before investing: DYOR is essential

"Do Your Own Research" is one of the most repeated expressions in the crypto world, and for good reason. You should never invest just because you saw someone speaking well of a coin in a video or post. Many projects look professional but lack fundamentals.

Before putting your money in, seek to understand:

  • What is that project and what problem does it want to solve;

  • Who is behind the development (is the team known and reliable?);

  • How does the tokenomics work (total supply, token usage, issuance);

  • If there is already real adoption or just a promise;

  • If the token has enough volume and liquidity for trading.

Projects with nice names and promises of quick returns are the ones that most attract beginners – and unfortunately, the ones that cause the most losses. Take time to understand before investing.

4. Start small and use simple strategies

Investing in cryptocurrencies is exciting, but it doesn't have to start with a lot of money. An interesting strategy for beginners is DCA (Dollar-Cost Averaging), that is, investing small amounts periodically. This reduces the impact of fluctuations and disciplines the habit of investing.

For example, you might decide to invest R$ 100 every month in Bitcoin, regardless of the price. Thus, over time, you buy at different prices and build a more balanced position.

Over time, you can explore other assets beyond Bitcoin and Ethereum, but start with the basics, understand how the platforms, wallets, and types of orders work.

5. Pay attention to the security of exchanges and regulation in Brazil

In Brazil, regulation for crypto assets is still under development, but some rules are already in effect. For example, any transaction above R$ 35,000 per month must be declared for income tax purposes. Even smaller transactions must be declared annually if you held or traded crypto assets during the year.

Therefore:

  • Choose reliable exchanges that have a history of security and good customer service;

  • Prefer platforms that follow the regulations of the CVM and the Federal Revenue Service;

  • Be alert for possible phishing scams or fake applications;

  • Never send money to strangers promising quick profits or guaranteed returns.

There is no easy, risk-free profit in the market. The more guaranteed something seems, the greater the chance it is a scam.

In summary, this is what I wish I had learned at the beginning

  • Defining profile and objective prevents impulsive decisions that lead to quick losses;

  • Protecting keys and wallets ensures that you do not lose your assets due to error or scam;

  • Studying before investing avoids entering projects without real value;

  • Starting small and with strategy helps you learn without great risks;

  • Being attentive to security and regulation protects you legally and technically.

Start slowly, study a lot, and proceed with confidence

Investing in cryptocurrencies can be an incredible path to learning and financial freedom, but it requires preparation and responsibility. By applying these five lessons, you avoid many common mistakes and increase your chances of success.

Don't rush. Study, start with a little, protect your assets, and learn from each experience. The crypto universe is vast, full of opportunities, but also risks. Those who prepare navigate with much more ease.

If you have already started in the crypto universe, do you remember taking all these precautions?

#DCA #segurança #iniciante #cripto #dyor

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