"Crypto Week" is a historic week for the crypto asset sector in the United States. Beginning on July 14, 2025, it marks the discussion and possible voting on three crucial bills for the future of cryptocurrency regulation in the country. The initiative arises at a time of market maturity, pressure for clear rules, and growing institutional adoption of digital assets.

Until now, the regulatory environment in the US was marked by uncertainties and jurisdictional disputes among different bodies, such as the SEC (Securities and Exchange Commission) and the CFTC (Commodity Futures Trading Commission). "Crypto Week" aims to resolve these ambiguities and establish clear guidelines for issuers, developers, companies, and investors.

In this article, we will tell you what these regulatory milestones are, how they make a difference, and thus, you will understand the importance of this week for the crypto universe.

GENIUS Act: the regulatory framework for stablecoins

The GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins Act) proposes a federal standard for the issuance and operation of stablecoins in the United States. Among the main points are:

  • Requirement of 100% reserves backed by highly liquid assets, such as Treasury bonds;

  • Frequent audits and financial transparency;

  • Compliance with anti-money laundering (AML) rules and customer identification (KYC);

  • Direct supervision by regulatory bodies.

The goal is to bring stability and security to the stablecoin market, which is essential for the functioning of decentralized applications (DeFi), on-chain trading, and international transfers. With this regulation, tokens like USDC and USDT gain legal backing and greater potential for integration with the traditional financial system.

CLARITY Act: defining who regulates what

The CLARITY Act (Digital Asset Market Structure and Clarity Act) primarily focuses on clearly defining the classification of crypto assets. It establishes criteria to determine whether a digital asset should be regulated as a security (under the purview of the SEC) or as a commodity (tradable good under the supervision of the CFTC).

This resolves one of the main obstacles in the sector: legal uncertainty. Many projects faced lawsuits for allegedly issuing "unregistered securities", even without objective rules for classification. With the new legislation, a more favorable environment for innovation, capital attraction, and the development of crypto projects in the US is expected.

This legal framework makes a difference because, once the US recognizes cryptos as an asset class, it is necessary to clearly define the responsibilities of agents within this market. What initially seems like a "rigidity" actually opens the doors to many initiatives - and hundreds of billions of dollars - that were just waiting for this rule definition to start new businesses.

Anti-CBDC Surveillance State Act: a barrier to the digital dollar

The Anti-CBDC Act (Anti-Central Bank Digital Currency Surveillance State Act) aims to prevent the Federal Reserve from launching a central bank digital currency (CBDC) intended for consumer use.

The authors of the project argue that a government-issued CBDC could compromise citizens' financial privacy, giving the State real-time access to individual transactions. The legislation seeks to prohibit the issuance of any CBDC that functions as a surveillance tool.

This point divides opinions. While some advocate for the need for state monetary innovation, others see serious risks of authoritarianism and financial control. The approval of the proposal could influence similar decisions in other countries.

Global impacts of the new US crypto laws

The adoption of these laws places the United States at the forefront of crypto asset regulation, with the potential to influence the rest of the world. Jurisdictions like the European Union, the United Kingdom, and regions in Asia should closely monitor the developments.

With clear rules, the US can attract:

  • Crypto companies seeking legal security;

  • Institutional capital, including from banks and regulated funds;

  • Innovation in blockchain-based financial products.

This move could consolidate the country as the main global hub for Web3 development, asset tokenization, and stablecoin adoption.

How Bitcoin, Ethereum, and stablecoins will be impacted

Bitcoin: Although not directly affected by the projects, BTC benefits from regulatory stability. With a lower risk of interventions, it tends to attract more institutional investors who treat the asset as a store of value. Additionally, the favorable scenario could boost ETFs and structured products based on Bitcoin.

Ethereum and Solana: As platforms that support a large part of the DeFi and stablecoin ecosystem, they should see increased demand. Regulation could drive the creation of new tokenized assets and strengthen the use of smart contracts.

Stablecoins: They are the most directly affected. With the requirement for backing and auditing, they should undergo an adaptation process. However, the result is likely to be positive: more confidence, institutional adoption, and integration with traditional banks and companies.

What investors should watch this week

  • Voting schedule: The expectation is that the GENIUS Act will be voted on Friday, with the other projects debated until Thursday;

  • Price movements: The market may react volatilely as each project advances or encounters resistance;

  • Positioning of legislators: Partisan division may affect the speed of proposal approvals;

  • Signs of institutional adoption: The regulatory definition may unlock new investments from companies and funds;

  • Response from other jurisdictions: The European Union, Latin America, and Asia may revise their regulatory projects in light of what is approved in the US.

A turning point for the crypto market

"Crypto Week" of 2025 represents a turning point. With the possible approval of the GENIUS Act, CLARITY Act, and Anti-CBDC Act, the United States signals that it is ready to constructively regulate the crypto universe.

For investors, developers, and users, this means more predictability, security, and openness to innovation. With the legal fundamentals defined, the next growth cycle of cryptocurrencies may just be beginning.

When the largest market on the planet not only positions itself as favorable to crypto assets but also intends to lead the set of rules for it, the whole world directs its attention to see where that endeavor will lead.

And you, even if you are not an institutional investor, can benefit from all of this if you decide to take a position!

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