Brothers, the financial circle has exploded! Ant International has officially applied for a stablecoin issuance license in Hong Kong. This is not just a tech giant testing the waters, but a significant financial move that concerns the reshaping of the global payment order!
🧨 Why should this wave not be underestimated?
Stablecoins have never been a new thing; Tether and USDC have long been thriving. But this time it’s Ant making a move—backed by Alipay's 1.3 billion users and a trillion-dollar annual transaction volume, directly elevating stablecoins from 'experimental products' in the crypto sphere to financial infrastructure!
🔹 Last year, Ant's blockchain platform Whale Cloud handled over a trillion in cross-border transactions—once stablecoins are switched, transaction fees will drop from 3% to almost zero, redefining cross-border clearing!
💥 How did the market explode?
Once the news broke, Hong Kong stock stablecoin concept stocks soared collectively: Yunfeng Financial surged nearly 100%, and the capital market immediately bet on this wave of 'compliant coin revolution'. But this is not a feast that everyone can participate in:
📌 The threshold for obtaining a license in Hong Kong is as high as 25 million HKD + 100% reserve, small projects simply can't afford it.
📌 JD, Standard Chartered, and other big companies have quietly entered the sandbox test, and may fully launch HKD/RMB stablecoin cross-border payments in the future.
Imagine in the future, you use Alipay to buy overseas goods, settling with stablecoins, without exchange rate losses, no delays in transactions, even SWIFT will have to step aside!
⚠️ But don't get too excited, there are still hidden worries
Don't forget, the stronger the control of the giants, the blurrier the ideal of decentralization becomes. Once Ant and JD take half of the market, the future DeFi ecosystem may have to look at their 'faces'. That said, the Hong Kong regulators really got it right this time:
✅ Open Innovation (License + Sandbox)
✅ Strict Risk Control (KYC + AML + Reserve Fund)
✅ Clearing obstacles for offshore RMB to issue stablecoins
According to industry news, full implementation is expected to take another 2-3 years, but once the pilot starts, the dominance of the US dollar stablecoin will face the strongest challenge in history.
🎯 Conclusion | Is the window for ordinary people to rise here?
This wave led by Ant's 'compliant stablecoin wave' is not only a reshuffling of the industry but also the golden window for retail investors to layout compliant crypto assets. Still on the sidelines? You might have to wait three years for the next window.
📌 Click my avatar, I'll guide you step by step to break down Ant's stablecoin path + potential dividend assets, how ordinary retail investors can share in the dividends!
📌 This content is an interpretation of information, not investment advice; proceed with caution!