Stablecoin payments are considered an important development in the field of digital finance, providing a reliable and efficient alternative to traditional payment methods. Stablecoins are characterized by being linked to stable assets such as government currencies or commodities, which reduces price volatility and makes transactions more stable and predictable. Stablecoin payments enable businesses, consumers, and cross-border transfers to experience faster payments at lower costs and greater transparency compared to traditional banking systems. These payments also contribute to enhancing financial inclusion by allowing a wide range of individuals without bank accounts to access digital payment services easily and securely. As blockchain technologies evolve, stablecoin payments will become an essential part of the future of decentralized finance and broader adoption of digital currencies.