$XRP

The investment plan should focus on breakthroughs in underlying technology and compliant application scenarios, with a key emphasis on infrastructure tracks such as public chain expansion, privacy computing, and cross-chain protocols, while also paying attention to innovative directions like DeFi derivatives and the on-chain of RWA assets. A 5:3:2 strategy will be adopted for fund allocation: 50% will be allocated to mainstream assets like BTC/ETH, 30% will be directed toward high-potential ecosystem projects, and 20% will be used for liquidity mining and new project investments. Establish a dynamic stop-loss mechanism, regularly assess technological progress and market cycles, and prioritize projects with top-notch development teams, clear profit models, and real user data. Be cautious of regulatory uncertainty risks and maintain a cash reserve of over 30% to cope with extreme market conditions.