Analyst Olivia

Three zkEVM giants—Linea, Base, Arbitrum—dominate 2025. All fast, all cheap, but each shines differently. Here’s a head-to-head for users and developers.
Speed & Cost:
Linea: 2-second blocks, <$0.01 fees. Lattice upgrade = 10k TPS.
Base: 2-second, ~$0.02. Coinbase integration = high retail volume.
Arbitrum: 1-second, $0.05–$0.10. Most mature.
TVL:
Linea: $3.2B (400 dApps).
Base: $8B (Coinbase effect).
Arbitrum: $12B (GMX, Radiant).
User Experience:
Linea: MetaMask native, instant bridge.
Base: Coinbase Wallet, on-ramp fiat.
Arbitrum: Complex bridge, 7-day withdrawal.
DeFi:
Linea: SyncSwap, Zerolend—high APYs, low slippage.
Base: Aerodrome, Moonwell—stablecoin focus.
Arbitrum: GMX perps, Uniswap v3.
Gaming/NFTs:
Linea: 50+ games, cheap mints.
Base: Growing, social focus.
Arbitrum: TreasureDAO, strong but pricier.
Developer Tools:
All: Hardhat, Foundry, Ethers.js.
Linea: Consensys stack (Infura free tier).
Base: Coinbase SDK.
Arbitrum: Stylus (Rust support).
Who Wins?
Retail/Newbies: Linea (easiest, cheapest).
Yield Farmers: Base (stablecoin volume).
Power Users: Arbitrum (perps, leverage).
Try all—bridging is free. Linea leads in cost and speed; Base in adoption; Arbitrum in depth. Your wallet, your choice.
#Linea @Linea.eth $LINEA

For billions in developing countries, banking is a dream—high fees, paperwork, or no branch nearby. Morpho changes that by bringing decentralized lending to phones in Africa, Latin America, and Southeast Asia. Using stablecoins and low-cost Layer 2s, Morpho offers loans and savings without a bank account. In 2025, over 2 million users from emerging markets supplied or borrowed on Morpho, with $800 million in active volume. This isn’t charity—it’s scalable finance reaching the unbanked through crypto’s borderless nature.
How does it work? A farmer in Kenya buys USDC via a local exchange like Binance or Yellow Card. She supplies it to a Morpho vault on Base—gas fees under a penny. She earns 6-8% APY, far above local savings rates (often under 1%). A small business owner in Brazil deposits ETH earned from freelancing, borrows USDC at 5%, and buys inventory. No credit score needed—just overcollateralization.
Morpho’s design fits perfectly. On Base and Optimism, transactions cost fractions of a cent. Mobile-first apps like Trust Wallet or Argent let users interact without laptops. Stablecoin markets (USDC, USDT) dominate emerging market activity—90% of volume—because locals want dollar stability amid currency crashes.
Real stories drive adoption. In Nigeria, a teacher supplied $200 in USDC to a Gauntlet vault, earning $15 monthly—enough for school fees. In Argentina, where inflation hit 200% in 2024, Morpho borrowers locked volatile pesos into USDC loans, preserving value. Crypto.com’s integration added 500,000 Latin American users via app-based Morpho access.
Partnerships fuel growth. M-Pesa, Africa’s mobile money giant, explores USDC onramps to Morpho. Remittance firms like Ripple and Stellar route funds into lending positions automatically. NGOs teach DeFi literacy, using Morpho as the entry point.
Challenges exist. Internet access lags in rural areas, but Starlink and 5G help. Education is key—scams prey on newbies. Morpho counters with multilingual guides and community ambassadors. Regulatory gray zones? Many countries (El Salvador, Nigeria) embrace crypto; Morpho’s non-custodial model avoids money transmitter rules.
Sustainability? Emerging market users add sticky liquidity. High savings demand keeps utilization near 95%, boosting yields for all. As TVL from these regions grows, Morpho funds local dev grants—closing the loop.
Morpho isn’t just global—it’s inclusive. A mother in Manila saves for her kids’ future. A trader in Lagos scales his shop. No permission, no borders, no banks. Just fair, open finance
| $MORPHO @Morpho Labs 🦋 #Morpho |

Builders, listen up: @Plasma is the Layer 1 you've been waiting for, and $XPL is the fuel igniting a stablecoin renaissance. Optimized for high-volume, low-latency transfers, Plasma ditches the bloat of general-purpose chains for pure payment prowess—fee-free, instant, and secure. With stablecoin market cap breaching $170B, projects building on Plasma are set to capture a slice of that pie, from DeFi protocols to NFT royalties in USD.
What draws devs? The toolkit: Modular smart contracts, seamless EVM compatibility, and $XPL incentives for liquidity providers. Deploy a dApp for remittances, and watch it scale to millions of txns without hiccups. Cross-chain support means pulling users from everywhere—Solana's speed demons and BNB's liquidity hubs now feed into Plasma's ecosystem.
Market-wise, $XPL 's resilience shines: Up 3% in the last 24 hours amid corrections, signaling strong fundamentals. Community grants are funding innovative builds, like tokenized real estate in stables or AI-driven payment oracles. As @Plasma expands, expect more integrations with TradFi, turning crypto into everyday money.
If you're a builder, fork the GitHub repo and prototype today— the docs are gold. For investors, XPL offers exposure to this builder boom without the risks of unproven L2s. Plasma isn't just tech; it's the infrastructure for borderless finance. #Plasma @Plasma $XPL

Three projects want to make Bitcoin smart: Hemi, Stacks, Rootstock. All use BTC. All build apps. But they work differently. Here’s a simple comparison to pick the best for you.
Hemi:
Tech: hVM (Bitcoin inside EVM).
Speed: 2-second blocks.
Apps: 50+ DeFi, games.
Fees: <$0.05.
BTC use: Native, no wrappers.
Best for: DeFi, yield, fast apps.
Stacks:
Tech: Clarity language, STX chain.
Speed: 5–10 minutes.
Apps: 100+, NFTs, DeFi.
Fees: $0.10–$1.
BTC use: Final settlement.
Best for: Long-term dApps, NFTs.
Rootstock (RSK):
Tech: EVM sidechain.
Speed: 30 seconds.
Apps: 50+, lending.
Fees: $0.05–$0.20.
BTC use: RBTC (merged mining).
Best for: Ethereum-like apps.
Who wins?
Yield & Speed: Hemi (fast, cheap, native BTC).
Ecosystem Size: Stacks (more apps).
Security: All use Bitcoin, but Hemi’s ZK proofs are instant.
Try Hemi: Tunnel $50 BTC, lend on LayerBank, earn 8%. Stacks: Slower, higher fees. Rootstock: Solid but less DeFi.
Hemi leads in 2025 for one reason: real Bitcoin in real apps, right now.
| #HEMI $HEMI @Hemi |

Morpho isn't charity—it’s a business sustaining itself through smart economics. Generating $20 million monthly in fees while rewarding users, it balances growth, security, and decentralization. Understanding its money flow reveals why it's built to last in DeFi's cutthroat world.
Revenue sources: Tiny spreads on P2P matches (0.01-0.1%), vault curator fees (10% of yields), flash loan premiums. High volume ($4.3 billion loans) compounds small cuts into big revenue.
Fee distribution: 70% to lenders/borrowers via better rates, 20% to MORPHO stakers, 10% to treasury for audits/grants.
Rewards: MORPHO emissions tied to TVL—farm efficiently, earn governance tokens. 2025: 5% APY extra on key markets.
Sustainability: No VC dump risk—team tokens locked 4 years. Treasury funds bug bounties, hires. Break-even at $2 billion TVL; now profitable.
Tokenomics: 1 billion supply, 40% circulating. Buybacks from fees burn tokens, increasing scarcity.
Economics incentivize health: High utilization = more fees = more rewards. Adaptive IRMs prevent rate wars.
Compared to Aave (higher fees, centralized risk params), Morpho aligns users and protocol. No inflation spiral—emissions taper.
Future: RWA fees, V2 intent premiums. Treasury could yield farm itself.
| @Morpho Labs 🦋 #Morpho $MORPHO |

Passive income in crypto? Count me in, especially with @Plasma 's staking model for $XPL . As the native token of a Layer 1 blockchain laser-focused on stablecoins, staking $XPL isn't just rewarding—it's essential for securing the network and earning APYs that beat most DeFi farms. With zero-fee transactions as the hook, Plasma is drawing in users who want reliability without the hassle, and stakers are at the forefront.
Here's the breakdown: Lock up your $XPL , contribute to consensus, and watch rewards accrue—currently hovering around 8-12% APY, depending on pool size. It's liquid staking too, so you can still trade or use derivatives. This setup fuels Plasma's growth, powering instant payments for USDT and other stables across global rails. No wonder TVL is surging; it's the perfect storm of utility and yield.
From a macro perspective, as central banks digitize money and stablecoins become the digital dollar, Plasma positions $XPL as the go-to token for this shift. Bridges to Solana and BNB mean easy onboarding, and the team's roadmap includes more oracle integrations for real-world data feeds. I've staked a portion of my bag, and the compounding effect is real—plus, governance votes let me influence features like enhanced privacy modules.
For newcomers, start small: Buy XPL on major exchanges, bridge to Plasma, and stake via the official dashboard. It's user-friendly and secure. In a volatile market, this is your hedge with upside. #Plasma
@Plasma #Plasma $XPL

Bitcoin started as digital gold—safe, scarce, a way to save outside banks. But for years, it just sat in wallets. Hemi changes that. It turns Bitcoin into money you can use every day: pay bills, earn interest, buy coffee, all while keeping it real and secure. In 2025, over 1 million people use Hemi to make Bitcoin work—not just hold. This is how Hemi is building the next chapter of Bitcoin, one simple transaction at a time.
**The Old Way: Bitcoin Sleeps**
You buy $100 in BTC. It goes up or down. You wait. Maybe years. No interest. No spending without selling. If you want DeFi, you wrap it as WBTC—risky, slow, and not really Bitcoin anymore.
**The Hemi Way: Bitcoin Works**
You tunnel $100 BTC to Hemi. It becomes hBTC. Now:
- **Earn 6–10%** lending on LayerBank.
- **Pay anyone** with USDC swapped from hBTC.
- **Buy stuff**—Hemi Pay (coming 2026) lets merchants accept BTC with instant conversion.
- **Grow it**—stake in Ploutos, earn 15% on stable pairs.
All with **real Bitcoin** under the hood. No fake versions. No custody. You control the keys.
**Real People, Real Use**
- **Carlos in Venezuela**: Gets paid $200 in BTC monthly. Tunnels to Hemi. Lends half, earns $10. Uses rest to buy food via USDC. Beats 300% inflation.
- **Sarah in Canada**: Saves $5,000 BTC. Puts on Hemi. Earns $400 yearly. Pays rent with interest. Never sells her stack.
- **A shop in El Salvador**: Accepts BTC. Sends to Hemi. Lends overnight. Wakes up with extra cash. No bank needed.
**Why It’s Safe**
Hemi locks your BTC on Bitcoin’s chain. You get hBTC 1:1. Use it. Burn it. BTC unlocks. No one—not Hemi, not hackers—can touch the original. hVM reads Bitcoin live. No delays. No trust.
**The Numbers**
- $1.2 billion in TVL
- 50+ apps
- 500,000+ active wallets
- $670,000 daily volume on Gate.io (HEMI/USDT)
**What’s Next?**
- **2026: Hemi Pay** — Scan QR, pay with BTC, merchant gets dollars.
- **AI Agents** — Bots lend your BTC when rates are high, move it when safe.
- **Real-World Assets** — Use BTC to buy tokenized gold, property, bonds.
- **Global Remittance** — Send $50 from USA to Philippines. Cost: $0.03. Arrives in 2 minutes.
Bitcoin isn’t just for hodling anymore. On Hemi, it’s money that works—while you sleep, eat, live.
The future isn’t coming. It’s here. And it runs on Bitcoin.
$HEMI @Hemi #HEMI

Ever wondered how @Plasma pulls off its magic? As a dedicated Layer 1 for stablecoins, it's architecturally optimized for what matters most: speed and cost. No more waiting hours for confirmations or paying absurd gas fees—Plasma processes transactions in sub-seconds with fees so low they're essentially zero. This is game-changing for $XPL holders and the broader crypto space, where stablecoins are the backbone of daily utility.
At the heart of Plasma is its custom consensus mechanism, blending proof-of-stake with sharding tech to achieve blistering throughput while maintaining Bitcoin-level security. Stablecoins like USDT0 flow freely, enabling use cases from cross-border e-commerce to instant payroll. And with $XPL as the gas token, every transaction reinforces network value—stake it, earn rewards, and vote on upgrades that keep Plasma agile.
I've been tracking the metrics: TVL is climbing steadily, partnerships with major wallets are in the works, and cross-chain bridges are live, pulling in liquidity from BNB and Solana ecosystems. For developers, the SDK is intuitive, letting you build dApps that scale effortlessly. Imagine a world where your morning coffee is paid via stablecoin micropayments—Plasma makes that feasible today.
In this bull cycle, XPL stands out as a utility token with real-world adoption potential. It's not chasing memes; it's solving pain points in a $160B+ stablecoin market. If you're building or trading, integrate Plasma now and ride the wave. #Plasma @Plasma $XPL

The $HEMI token is the fuel of Hemi’s supernetwork. It pays fees, rewards users, and lets holders vote on the future. Launched in 2025, it’s now worth about $0.05 with a $50 million market cap. This is how $HEMI works—and why holding it pays off.
First, the basics. Total supply: 1 billion. 40% for community, 20% team (locked 4 years), 20% ecosystem, 20% early backers. No big dumps.
What does it do?
Pay fees: Use $HEMI to cover tunneling or app costs. Cheaper than ETH.
Earn rewards: Stake $HEMI , get share of network fees. Current APY: 6–8%.
Vote: Staked HEMI= voting power. Decide new apps, upgrades, grants.
Boost yields: Add Hemi to liquidity pools, earn extra 5–10%.
How to get it: Buy on Gate.io or Uniswap (Hemi). Or earn: provide liquidity, lend BTC, complete Hemi Quests (like Voyage).
Real earnings: Stake 10,000 HEMI ($500), earn $30–40 yearly. Farm hBTC/HEMI pool? $100–150. All from using the network.
Governance is open. Anyone with 1,000 HEMI can propose. Top votes this year: add Solana bridge, lower tunnel fees, fund game devs.
Team burns fees. 10% of tunneling revenue buys and burns $HEMI . Less supply = higher value over time.
Future: HEMI will power AI agents, cross-chain apps, and real-world payments. Early holders win big.
hemi isn’t just a coin. It’s ownership in Bitcoin’s smart future. Use it. Earn it. Shape it.
| #HEMI @Hemi $HEMI |

New to DeFi? Morpho makes lending feel like online banking—minus the fees and forms. This step-by-step guide turns crypto newbies into confident lenders or borrowers in under an hour. With $12 billion in TVL and a clean app, Morpho welcomes everyone. Grab your wallet; let's earn your first yield.
Step 1: Get a wallet. Download MetaMask (free browser extension). Fund with ETH for gas (small fees).
Step 2: Buy assets. Use Coinbase or Uniswap to swap fiat for USDC (stable) or ETH.
Step 3: Visit morpho.org. Connect wallet—click "Connect," approve.
Step 4: Choose action. "Supply" to lend, "Borrow" for loans.
Supply example: Select USDC market. Enter amount ($100). See APY (say 6%). Confirm—done! Interest starts instantly.
Borrow example: Supply ETH as collateral ($150 worth). Borrow USDC ($100 max at 67% LTV). Rates shown upfront.
Step 5: Monitor. Dashboard tracks earnings, health factor (stay >1 to avoid liquidation).
Pro tips: Start with vaults for auto-optimization. Use Base chain for cheap fees. Enable alerts.
Safety: Morpho audited 25+ times, immutable code. Only risk approved transactions.
| #Morpho @Morpho Labs 🦋 $MORPHO |

Linea Voyage isn’t just marketing—it’s a proven path to rewards. Since 2024, over 300 million points distributed, with past seasons yielding $500+ per active user in token airdrops. Season 9 (live October 2025) offers the biggest yet. Here’s how to participate, maximize points, and position for the drop.
Joining Voyage: Visit voyage.linea.build. Connect MetaMask (Linea network). Complete onboarding quests: bridge funds, make first swap, supply to lending.
Point Sources:
Bridging: 100 pts per $100 via official bridge.
Swaps: 50 pts per $50 on SyncSwap or HorizonDEX.
Lending: 200 pts per $100 supplied to Zerolend or LayerBank (doubles if >30 days).
Liquidity: 300 pts per $200 in pools (triples for stable pairs).
Gaming: 500 pts per week in Voxies or Alien Worlds.
Social: Follow Linea on X, join Discord—50 pts each.
Boosts: Hold MetaMask Portfolio NFT (+20%). Use Consensys apps (Infura, Codefi) for 1.5x. Refer friends—10% of their points.
Season 9 Goals: 50,000 pts = Silver tier (guaranteed drop). 200,000 = Gold. Top 10,000 leaderboard = bonus.
Pro Tips:
Start small: Bridge $100 USDC.
Farm daily: Swap $20, relend rewards.
Use Foxy to auto-compound.
Track via Linea XP dashboard.
Past drops: Season 5 gave 1,000 LINE tokens ($50 then, $300 now) to Silver+. No token yet, but TGE rumored Q4 2025. Voyage turns activity into ownership—earn while using real dApps.
|@Linea.eth #Linea $LINEA |

Yield farming exploded in 2020, but Morpho ushers in version 2.0—smarter, safer, sustainable. No more blind LP token chasing; Morpho offers structured strategies using vaults, P2P matching, and cross-market arbitrage for 15-50% APYs. With $5 billion in farmed assets, it's the pro farmer's toolkit. This article maps real strategies anyone can follow, from newbie to whale.
Core strategy: Supply to high-utilization markets. USDC-WBTC at 95% utilization? Lenders earn peak rates. Morpho app shows real-time APYs—pick top ones.
Advanced: Vault farming. Deposit into Gauntlet USDC vault (8% base), add MORPHO rewards (5% extra), stake vault shares elsewhere. Layered yields compound.
Looping: Borrow USDC against ETH at 70% LTV, supply borrowed USDC for 6%, repay part—net 4% on collateral. Morpho V2 intents automate loops safely.
Cross-L2 arbitrage: Supply on Base (low fees, high incentives), borrow on Ethereum for premium rates. Bridges move assets seamlessly.
RWA farming: Tokenized treasuries yield 5% stable; leverage 2x via Morpho for 10% minus borrow cost.
Incentives: $20 million monthly fees distribute as MORPHO; farm efficiently to capture.
Risk management: Set health factors >1.5, diversify vaults, monitor oracles. 2025 saw zero major farm liquidations in top strategies.
Tools: Dune dashboards track APYs; Zapper manages positions. Community shares "farm maps" on forums.
Yield farming 2.0 isn't gambling—it's engineering. Morpho provides the pipes; you direct the flow. Start small, scale smart, harvest big.
| @Morpho Labs 🦋 | #Morpho | |$MORPHO |

Let's talk real value in crypto: @Plasma and its token $XPL are flying under the radar, but savvy investors know that's where the gems hide. At its core, Plasma is a Layer 1 blockchain tailored for stablecoins—think USDT0 and beyond—delivering instant settlements without the fee gouging that plagues Ethereum or even some L2s. In today's market, with stablecoin TVL exploding past $150B, a chain like Plasma that prioritizes efficiency is pure gold.
What sets $XPL apart? It's not just utility; it's ecosystem synergy. Holders can stake for yields, participate in governance to shape the roadmap, and trade cross-chain assets effortlessly. Recent updates have boosted interoperability, allowing smooth swaps from Solana's high-speed world to Plasma's secure rails. And the security? Backed by audited smart contracts and a focus on institutional standards, it's built to handle enterprise-level volume without breaking a sweat.
From a trader's lens, $XPL 's price action has been resilient—holding strong around $0.35 amid broader market dips, thanks to real utility driving demand. If you're into DeFi, Plasma's zero-fee model means more profits stay in your pocket, whether you're yield farming or just HODLing stables. The team behind @Plasma is all about transparency, with regular AMAs and dev updates keeping the community looped in .
#Plasma @Plasma $XPL

Linea’s ecosystem exploded in 2025 with user-friendly, high-yield dApps. From DEXs to lending and NFT games, here are the top 10 by TVL and activity—perfect for new and seasoned users.
SyncSwap – $800M TVL. Leading DEX with concentrated liquidity pools. Swap USDC/WETH at 0.01% fees. Earn 15% APY farming LINE/USDC.
Zerolend – $600M TVL. Lending protocol with isolated markets. Supply USDC, earn 8%; borrow against ETH at 5%. Flash loans free.
HorizonDEX – $450M TVL. Pro trading interface with limit orders, perpetuals. 20x leverage on BTC pairs.
LayerBank – $300M TVL. Core lending with cross-chain collateral. Deposit cbETH, borrow DAI instantly.
iZUMi Finance – $250M TVL. Liquidity-as-a-service. Provide to Uniswap v3 ranges, earn boosted rewards.
Foxy – $180M TVL. Yield aggregator. Auto-compound across vaults for 25%+ APY on stablecoins.
Mendi Finance – $150M TVL. Governance-focused lending. Stake MENDI, vote on risk params.
EchoDEX – $120M TVL. Community DEX with revenue share. 50% fees to ECHD stakers.
Voxies – 1.2M monthly users. Play-to-earn RPG. Mint gear for $0.02, trade in-game marketplace.
Taker Protocol – $80M TVL. NFT lending. Borrow against Bored Apes at 70% LTV.
All EVM-compatible, MetaMask-ready. Most offer Voyage points—activity = future airdrop eligibility. Total dApp volume: $15B monthly. Start with SyncSwap, bridge $50, swap, lend, earn. Linea’s top apps make DeFi and gaming accessible and profitable.
| @Linea.eth #Linea $LINEA |

Hemi has over 50 apps where real Bitcoin earns, trades, and plays. No fake versions—just native BTC power. These are the best places to put your money to work in 2025, with simple steps and real returns.
LayerBank – $400M locked. Lend hBTC, earn 6–10%. Borrow USDC against BTC at 70% loan-to-value. Isolated markets keep risk low. Deposit $100, watch daily interest.
ZeroLend – $300M. Bitcoin-backed loans. Supply hBTC, earn 8%. Borrow stablecoins at low rates. Flash loans for traders—free.
SushiSwap – $250M. Swap hBTC to ETH, USDC, or altcoins. Add liquidity, earn 15% APY + fees. Deep pools, low slippage.
Uniswap (Hemi) – $200M. Classic swapping with Bitcoin pairs. Provide liquidity in hBTC/USDC, earn 0.3% per trade.
Ploutos – $150M. Yield vault. Deposit hBTC, auto-farms best pools. Average 12–18% return. Reinvests daily.
Hemi Staking – Stake $HEMI tokens, earn network fees. 5–8% APY. Vote on upgrades.
Taker Protocol – Lend against Bitcoin Ordinals or BRC-20 tokens. Borrow USDC, keep your rare assets.
Hemi Games – Early play-to-earn. Use hBTC to buy items, earn in-game tokens, cash out.
How to use: Add Hemi to MetaMask (chain ID in docs). Tunnel BTC. Visit app. Connect wallet. Deposit. Done.
Yields beat holding. $1,000 in LayerBank earns $60–100 yearly. Add liquidity on Sushi? $150–200. All with Bitcoin safety.
Risks? BTC price drops. Use stablecoin loans to avoid selling. Keep loan health above 150%.
Hemi apps turn Bitcoin from storage to income. Lend it. Trade it. Grow it. All in one place.
| $HEMI @Hemi #HEMI |