Inflation and Debt: The American economy is suffering from rising inflation rates and increasing public debt. These factors negatively affect the value of the dollar and raise concerns about its stability in the future.

2. Digital Transformation: Digital currencies have become an important part of the global financial discussion. There is increasing talk about digital currencies becoming an alternative to traditional payment systems. Digital currencies like USDC offer advantages such as speed and security in transactions, making them attractive to many.

However, digital currencies face challenges such as security, privacy, and regulatory issues.