DeFi portfolio weekly report (10.19–10.25)
This week was mainly Bitway + Huma + Pendle USDat, plus two PONS LP positions. The charts have the details; here’s a rough summary.
Bitway: Stablecoins at 8% APR, plus 3% APR in points.
Wallet 1: About 5,064 U deposited, earning 1.1 U per day;
Wallet 2: About 20,000 deposited, earning roughly 4.4 U per day.
$HUMA Prime: The 6-month lockup tier advertises 15.3% (8% fixed USDC + 5% estimated looping yield + up to 2.3%
$HUMA ). The USDC portion (13%) paid out about 90% this week.
Wallet 1: About 30,000 deposited, earning roughly 13 U per day;
Wallet 2: About 2,007 U deposited, earning roughly 0.8 U per day.
Pendle USDat (Monad):
PT is used for looping loans on Morpho, with a health factor of 1.37; alert if it drops below 1.27.
Excluding interest, this position earns roughly +24.8 U/day in YT rewards and incurs about −20.6 U/day in borrowing costs, for a net +4.2 U/day. The profit comes from points (see the points chart). Matures on January 14.
USDat points (S2):
About 119.60M in total, up roughly +51.69M this week (about +1,178 U), and up roughly +7.86M over the past day (about +179 U). Using an FDV of $200 million ($22.8/M) for a rough estimate, the points held are worth about 2,727 U. See the points chart for details.
LPs (mainly
$PONS ):
PONS/WETH (Revert): 9,200 deposited, with 46 U in interest pending claim;
PONS-USDG (Fables): 9,855 deposited, with 0 U in interest pending claim.
The interest-bearing positions total about 57,100, with a weighted APR of roughly 12.09%.
Total daily interest is about 19 U, or roughly 500-plus over a month.
Interest is estimated based on advertised rates; actual returns are based on weekly changes in market value. The difference between the two is shown in the charts each week.
See the charts for details.
#理财 #稳定币理财 #Pendle #USDat #DeFi