๐จ ISO 20022 Wave: XRP & XLM at the Forefront of Global Finance ๐๐น
SWIFT is leading the financial world into a new era, forecasting that 90% of all transactions will use ISO 20022 by early 2026. This upgrade paves the way for fast, compliant, blockchain-powered settlements, with Ripple (XRP) and Stellar (XLM) emerging as clear leaders.
๐ ISO 20022 Front-Runners
Ripple, Stellar, Algorand, and Hedera are driving adoption under the RMG framework. Stellarโs deeper engagement with SWIFT hints at stronger interoperability ahead.
๐ฆ Institutional Focus
Major financial players, including BlackRock and JP Morgan, are now exploring ISO-compliant assets โ signaling a strategic shift toward blockchain payment rails.
๐ค Strategic Partnerships
Stellar (XLM): Collaborations with MoneyGram and IBM World Wire
Ripple (XRP): Over 300 banks onboarded across global corridors
๐ Market Momentum
XRP: $2B+ daily spot volume, $8B futures volume in 24h, 40M+ daily transactions
Stellar: $100Mโ$200M daily volume, ~7M transactions
While Stellar remains active, XRP dominates in scale, utility, and institutional adoption.
Key Takeaways:
โ SWIFT expects 90% ISO 20022 adoption by 2026
โ XRP & XLM are central to the global payment modernization push
โ XRP leads in trading volume, transaction activity, and institutional interest
