At 2 AM, my phone suddenly rang with an unfamiliar call. Upon answering, I heard, 'This is the Shanghai Pudong Public Security, we found you have digital asset transaction records and need your cooperation for an investigation.' Doesn't that make your scalp tingle and your palms sweat, softening your phone case?
As a veteran in the crypto space for 8 years and a compliance analyst, I must responsibly say: this call is really not a 'doomsday notice'! Most of the time, it's a normal verification. The only thing to fear is that you panic and say the wrong thing, complicating a small issue. Today, I'm sharing 3 'lifesaving phrases' from the heart, along with 2 practical tips, so you can remain calm during a verification and smoothly clarify your situation.
First sentence: Clarify the boundaries, don’t blindly 'take the blame'!
If the other party immediately asks 'Is this transaction legal?', don’t rush to say 'Did I do something wrong!' The more flustered you are, the easier it is to be led astray. Respond confidently: 'I have always been engaging in personal small-scale digital asset exchanges, operating entirely through compliant and registered service channels, with funds coming from legal sources like salary and investment returns; I have never touched any money from unknown sources.'
Key point! Personal compliant exchange itself does not cross the line; the police are concerned about whether 'the funds are involved in gray operations'. If you clarify the three key points of 'personal behavior + compliant channels + clean funds', it can actually reduce misunderstandings quickly. After all, the police are here to verify the situation, not to catch 'normal investors'!
Second sentence: Cooperate with the verification, don’t be hard-headed!
If the other party says 'it may involve suspected funds, needs to verify the refund', don’t get agitated and retort 'Why should I refund!' Emotional confrontation will only slow down the progress, calmly and firmly say: 'I am willing to cooperate fully with the investigation, no matter if it is platform transaction orders, on-chain transfer records, or bank card fund flows, I can provide everything and follow the legal process throughout.'
Here is a tip: You must keep the 'threefold proof' well: platform transaction screenshots (including time, amount, counterparty information), on-chain transfer hash values, bank card transaction details. These are key to clarification and are 10 times more useful than being at a loss for words!
Third sentence: Understand the limits, don’t scare yourself!
Many people, upon hearing 'investigation', immediately think of 'account freezing, leaving a record', which is purely scaring themselves! I have seen hundreds of verification cases, and the outcome is only two types: serious handling only occurs if involved in a case (such as touching scam funds or money laundering); if it is just ordinary trading with minor doubts, most will just be temporary control of a single card, and it will be unfrozen after cooperating with the verification.
Core principle: Actively cooperating will never leave a record, refusing to provide proof and intentionally concealing will escalate the problem! Remember: the police are here to 'screen for risks', not to 'make things difficult for investors'. The more you cooperate, the faster the verification will end!
An extra 2 tips to avoid pitfalls (old players are keeping them secret)
Three verifications should be done regularly: Verify the counterpart's identity before trading (don’t make large transfers to anonymous accounts), verify the flow of funds (keep a record of which money goes into the wallet and which is withdrawn to the bank card), verify wallet security (only use wallets where you control the private keys, regularly check if the address is abnormal);
If you encounter a 'request for transfer cooperation', just hang up! A legitimate verification will never let you transfer money to a 'safe account'; any mention of transfer or needing a verification code is a scam!
In fact, the core risk of digital asset trading has never been 'normal verification', but 'non-compliant operations'. Follow me!
