Morpho Blue: The Minimalist Lending Base Layer
Morpho's current flagship is Morpho Blue, an immutable and highly efficient lending primitive. It is designed to be the most simple and gas-efficient base layer possible for overcollateralized loans. Unlike complex multi-asset pools, Morpho Blue allows for the permissionless creation of isolated lending markets defined by just a few key parameters: the loan asset, the collateral asset, an oracle, and a liquidation risk threshold. This minimal design enhances security and allows for custom risk profiles, making it the perfect infrastructure for sophisticated institutional and tailored DeFi applications.
