My Investment Philosophy: A Stand Against "Gambling"
I often see and hear people investing in ways that, to me, resemble gambling. That's why I want to share my own investment philosophy, hoping it can inspire a more responsible approach.
Core Principles
My first and most important principle is never to have my entire investment in a single asset class. My overall strategy is based on a 50/25/25 distribution:
50% in physical assets (gold, real estate, etc.)
25% in stocks
25% in crypto
Crypto Strategy: Stability and Opportunism
Within my crypto portfolio, I also diversify risk. A full 80% of my funds are placed in stable, established cryptocurrencies like Bitcoin (BTC) and Ethereum (ETH). This forms the foundation upon which I build.
I use profits from these positions to make small, strategic investments in more speculative projects like Pepe, Solaxy, BTTC, etc. I only invest when the purchase price is low. The risk is extremely high – it's either a huge success or a total loss – but a single win can outweigh many losses. This is a controlled, opportunistic strategy where I only risk profits, not my original capital.
A Healthy, Personal Approach
To stay on track, once every quarter, I take a pause to rebalance my portfolio. I ensure that my allocation always stays close to 50/25/25. This gives me peace of mind because I know that a loss in one category won't ruin my entire financial situation.
This approach stems from personal lessons in self-discipline. I've previously had an addiction, and the methods I used to overcome it are what I apply today when I see the red and green numbers:
I cannot control the market.
Do not let emotions dictate your decisions.
Accept the situation as it is.
This prevents me from betting more to win back lost capital or making impulsive buying decisions driven by greed. I always remember that no one knows what will happen tomorrow.
Always remember: You cannot control the stock and crypto markets, but you can analyze the history and fundamental principles behind your investments. Only play with money you can afford to lose, otherwise, you will be controlled by your emotions and disappointments.
What are your thoughts on this strategy? Do you have a different approach? Share your insights, like, and comment below!
