Bitcoin Investment Guide: Exchange Operations, Dollar-Cost Averaging Methods, and Safe Custody Techniques

This article is a Bitcoin investment guide designed for cryptocurrency beginners. It provides step-by-step instructions on how to easily purchase Bitcoin through exchanges and explains asset custody methods, such as the differences between hot wallets and cold wallets. Additionally, the article will explore why Bitcoin has become a popular choice beyond traditional investments and offer long-term holding strategy suggestions. (Background: Beginner's guide) A quick overview of ten stable and established DeFi projects) (Background information: If you think now is a bull market, take this survival guide) ＊This article is a sponsored piece, written and provided by Kathy, and does not represent the position of BlockTempo, nor is it investment advice or a recommendation to buy or sell. See the end of the article for a responsibility disclaimer. Bitcoin is no longer just a topic for tech enthusiasts; you may have noticed that even in coffee shops, people are discussing coin prices. From niche to mainstream, it is gradually becoming part of everyday investment choices for the general public. In Taiwan, with high housing prices and slow salary growth, many young people are starting to look for alternative financial management methods. The digital-native generation is particularly accustomed to using mobile apps for asset management, so for them, investing does not necessarily have to be done in front of a computer; it can be easily managed with just a smartphone. What is Bitcoin? How does it affect financial markets? Bitcoin is a decentralized digital currency that is not controlled by any central bank and has a limited total supply of 21 million coins globally. It is based on blockchain technology, using a decentralized network to verify transactions, preventing fraud and double-spending. This contrasts with traditional currencies, which are backed by governments, hence Bitcoin is often referred to as 'digital gold.' Compared to the traditional currency model that relies on central backing, this structure allows Bitcoin to become a new type of asset that 'can be established without relying on any trusted party.' Such characteristics are attracting more and more young investors' attention. The same is true in Taiwan. According to Yahoo's 2025 investment survey report, more than 60% of Generation Z indicated that they are investing, with about 14% having encountered cryptocurrencies. Another report states that the proportion of digital asset holders aged 18 to 29 is as high as 45%, significantly higher than other age groups. The younger generation is accustomed to using digital tools like LINE Pay and Pi Wallet for digital payments. For them, assets do not necessarily need to be stored in a bank; they can also be stored on the blockchain. How do beginners buy Bitcoin? It is actually not difficult; you can easily get started in three steps: Register an exchange account: Taking Binance as an example, you only need to register using your phone or email. Complete KYC identity verification: This is a regulatory requirement by Taiwan's Financial Supervisory Commission. Fund your account and start purchasing small amounts: For example, starting from NT$3,000 to NT$5,000. Although the process is somewhat similar to buying stocks, the key lies in the asset custody method. If you keep your coins in the exchange account, the assets are managed by the platform, which supports security mechanisms like two-factor authentication, making it easy and sufficiently secure for beginners. However, if you plan to hold more Bitcoin in the future, you might consider using a cold wallet. This is a tool for offline storage of digital assets, such as a hardware wallet. The private key of a cold wallet is kept by you, is not connected to the internet, and hackers cannot invade remotely. But once lost or leaked, your digital assets may be irretrievable. If you are still exploring how to purchase Bitcoin more safely, you can consider using the 'dollar-cost averaging' feature offered by the platform. Set a fixed amount to automatically buy in weekly, just like investing in a mutual fund with a regular plan; this helps reduce the risks brought by market volatility and makes you less anxious about short-term price fluctuations. Why do people invest in Bitcoin instead of stocks or real estate? ▲ High housing prices in Taiwan have led many to turn to the digital asset market. In Taiwan, achieving financial freedom through real estate has become increasingly difficult, with high housing prices prompting many to shift to the digital asset market. Bitcoin has a low investment threshold, requires no large amounts of capital, and does not go through traditional securities brokers, making it more appealing to young people who prefer quick and autonomous financial management. According to the (2023 Virtual Asset Survey), about 22.4% of Generation Z include virtual currencies in their investment portfolios, with their proportion exceeding 50% of total assets. Faced with stagnant salary growth and housing cost pressures, many see Bitcoin as a new choice for pursuing financial independence. Is Bitcoin a good long-term investment for beginners? Bitcoin's price is highly volatile; it can rise significantly in a short time and also drop rapidly. This is why many investors choose the 'HODL' strategy, which means holding long-term, hoping to smooth out volatility over time and gain potential returns. If you are willing to wait and can accept significant fluctuations in coin prices during your holding period, this may be a suitable approach. For example, if you invested in Bitcoin from the beginning of 2023 until the end of 2024, the overall performance was quite impressive, with an accumulated return rate of about +460%. Although there were declines in between, the final rebound was also quite strong. If you are a beginner, you can start with a small amount of capital. For example, allocate 5% of your total assets to mainstream coins like Bitcoin or Ethereum. The benefit of this approach is that you won't feel overwhelming pressure from market fluctuations while still participating in the development of digital assets. Conclusion Bitcoin attracts many young people to try investing due to its unique characteristics and investment potential, but it is not suitable for everyone. It is essential to do your homework before investing, identify risks and opportunities, and find the financial path that suits you best. Sponsored disclaimer: The content of this article is a sponsored piece provided by the contributor, and the contributor has no relationship with BlockTempo; this article does not represent BlockTempo's position. This article does not intend to provide any investment, asset advice, or legal opinions, nor should it be considered an offer to buy, sell, or hold assets. Any services, programs, or tools mentioned in this promotional piece are for reference only, and the final actual content or rules are subject to the announcement or explanation by the contributor. BlockTempo is not responsible for any potential risks or losses that may exist and reminds readers to exercise caution in verifying before making any decisions or actions. Related Reports How do the rich become richer in the cryptocurrency world without leverage and meme coins? 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