Huma Finance: Reshaping Global Payments with an On-Chain Engine
@Huma Finance 🟣 is the first PayFi protocol that achieves cross-border payment settlement in seconds through blockchain technology, having processed over $4.5 billion in transactions. Businesses can obtain USDC loans against accounts receivable in seconds, reducing capital costs by 50%. Its innovative highlights include:
Dual Revenue Model: Liquidity providers can choose between a stable annualized return of 10.5% (Classic mode) or a high volatile return of 26% (Maxi mode);
Deflationary Mechanism: 50% of protocol revenue is used to buy back and burn $HUMA, with 140 million tokens burned as of Q2 2025, enhancing scarcity;
Ecosystem Expansion: Partnering with Visa to access the banking systems of 12 Southeast Asian countries, with Q1 cross-border transaction volume reaching $4.7 billion.
Currently, the circulating supply of $HUMA is 1.733 billion (total supply 10 billion), and stakers can enjoy governance rights and airdrop bonuses. As the Solana payment ecosystem explodes, Huma is becoming a key infrastructure in the RWA track
