luzong

Lista DAO：重塑USD1生态、通缩机制与30亿美元TVL的战略价值

1. USD1生态布局：BNB Chain的流动性中枢
Lista DAO与特朗普家族项目 World Liberty Financial深度合作，整合其发行的稳定币 USD1，成为BNB Chain上USD1的核心应用场景。用户可通过抵押BTCB、ETH等资产以 0.39%超低利率 借入USD1，同时USD1持有者可存入平台参与高收益策略（如BNBFi Launchpool）。双方计划推出USD1/lisUSD流动性池，并在CDP平台接受USD1作为抵押资产，进一步打通借贷、质押与收益闭环，推动USD1成为链上低成本流动性工具。目前，USD1在BNB链流通占比近90%，相关保险库（如2000万美元借贷额度）显著提升Lista TVL，奠定其链上流动性中枢地位。

2. 代币销毁：200M LISTA的长期通缩价值
2025年8月，Lista DAO通过 LIP 021提案 启动代币经济改革：永久销毁20%代币总量（2亿枚LISTA），最大供应量从10亿降至8亿枚，直接提升稀缺性。原40%冻结代币改为 动态分配，用于激励veLISTA持有者（如借款利率折扣）和DAO运营资金，增强持币者权益与协议可持续性。参考BNB等销毁案例，结合Lista的高TVL（30亿美元）与稳定收益场景（如lisUSD质押年化22.59%），通缩机制有望强化长期价值支撑。

3. TVL 30亿美元的核心竞争力与展望
Lista DAO的TVL突破30亿美元，源于三大核心优势：
BNBFi生态矩阵：以流动性质押代币 slisBNB（质押BNB价值3.89亿美元）和抵押凭证 clisBNB 为核心，用户可同时捕获质押收益（年化32.83%）与Binance Launchpool打新收益，实现资金效率最大化。
稳定币创新：lisUSD通过 PSM模块（支持USDT直接兑换）和 D3M模块（自动接入Aave等协议）提升稳定性和流动性，质押年化达40%以上。
跨链扩展：依托LayerZero技术将slisBNB引入以太坊等多链，支持USD1向全生态渗透，并与RWA、机构级合作（如WLFI的20亿美元投资）协同，进一步扩大TVL与市场份额
#listadao $LISTA @ListaDAO

Huma Finance: Reshaping Global Payments with an On-Chain Engine

@Huma Finance 🟣 is the first PayFi protocol that achieves cross-border payment settlement in seconds through blockchain technology, having processed over $4.5 billion in transactions. Businesses can obtain USDC loans against accounts receivable in seconds, reducing capital costs by 50%. Its innovative highlights include:

Dual Revenue Model: Liquidity providers can choose between a stable annualized return of 10.5% (Classic mode) or a high volatile return of 26% (Maxi mode);

Deflationary Mechanism: 50% of protocol revenue is used to buy back and burn $HUMA , with 140 million tokens burned as of Q2 2025, enhancing scarcity;

Ecosystem Expansion: Partnering with Visa to access the banking systems of 12 Southeast Asian countries, with Q1 cross-border transaction volume reaching $4.7 billion.

Currently, the circulating supply of $HUMA is 1.733 billion (total supply 10 billion), and stakers can enjoy governance rights and airdrop bonuses. As the Solana payment ecosystem explodes, Huma is becoming a key infrastructure in the RWA track
#humafinance $HUMA @Huma Finance 🟣

Huma Finance: The PayFi Revolutionaries Reshaping Global Payment Liquidity

@Huma Finance 🟣 , as the RWA (Real World Asset) protocol of the Solana ecosystem, is addressing the three major pain points of traditional cross-border payments through the 'Payment Finance' (PayFi) paradigm: high fees (average 6.2%), settlement delays (2-5 business days), and financing difficulties for small and medium-sized enterprises. Its core value lies in transforming cross-border payment flows into financeable assets, building a high-speed liquidity highway on-chain.

🔥 Technical Breakthrough: Five-Layer Architecture Connecting the Value Loop

Transaction Layer: Leveraging Solana's high-performance network with 65,000 TPS, achieving a single transaction cost of $0.00025, processing speed of 400 milliseconds per transaction, supporting high-frequency payment scenarios.

Financing Layer: Innovative accounts receivable tokenization model, allowing enterprises to obtain stablecoin loans against unpaid invoices within 90 seconds, with an annual interest rate of only 8-15%, far lower than traditional banks.

Compliance Layer: Integrating on-chain KYC modules with zero-knowledge proof, dynamically adapting to regulatory sandboxes (such as the EU MiCA), having intercepted 37 suspicious transactions.

💰 Token Economics: Deflationary Model and Real Returns

Total supply of HUMA is 2 billion, designed with triple value capture:

Payment Fuel: Tokens are burned for cross-border transactions (0.003 HUMA per transaction).

Governance Rights: Stakers vote to determine asset access and interest rate parameters.

Deflation Mechanism: 50% of protocol revenue is used for buybacks and destruction, with 140 million tokens destroyed by Q2 2025.

Yield Competitiveness: Stablecoin deposits yield an annualized rate of 5.8%-9.3%, four times higher than traditional savings accounts.

🚀 Ecological Applications: From Cross-Border Payments to DePIN Finance

Cross-Border Remittances: The remittance time for Filipino workers has been reduced from 72 hours to 19 minutes, with an advance of 80% of funds requiring only a 0.3% discount fee (traditional channel costs up to 6%).

Enterprise Services: After integration with Latin American e-commerce platform TiendaFlow, merchant financing cycles have been shortened to 48 hours, with a bad debt rate of 1.2% (local banks average 7.6%).

On-Chain Credit Card: Issued StableCard in partnership with VISA, supporting consumption at merchants in 200 countries, allowing users to pledge crypto assets for real-time credit.

⚠️ Risk Warnings and Opportunities

Regulatory Challenges: The compliance framework in emerging markets is still evolving, and attention should be paid to the progress of the US MSB and Singapore MPI licenses.

Growth Potential: On-chain transaction volume increased by 217% quarter-on-quarter in Q2 2025; if the cross-border payment market captures 15% market share, HUMA's market capitalization may exceed $12 billion.
#HUMAFINANC @Huma Finance 🟣

Solayer: The Re-staking Infrastructure Reshaping the Solana Ecosystem, Why $LAYER Becomes the Core Narrative of 2025?

@Solayer , as a rising star in the Solana ecosystem's re-staking protocol, has recently completed financing led by Binance Labs with a valuation of $350 million, redefining the boundaries of security and scalability for high-performance public chains. This article will delve into its technological breakthroughs, ecological value, and participation pathways.

🔥 Core Innovation: From "Endogenous AVS" to Million-Level TPS

Solayer proposes "Endogenous AVS" (Actively Validated Services), differentiating itself from Ethereum's EigenLayer's "Exogenous AVS". This design directly serves Solana's native programs (such as DEX, NFT markets), allocating exclusive block space and transaction priority for dApps through a staking economic model, effectively alleviating network congestion issues.

What’s even more noteworthy is its hardware acceleration solution:

RDMA (Remote Direct Memory Access) and InfiniBand network: Achieving end-to-end latency of less than 1 microsecond, with single-port bandwidth reaching 100Gbps;

Sharded database architecture: Breaking through the account size limit of Solana, combined with parallel scheduling algorithms to optimize transaction conflicts.
This enables Solayer's theoretical throughput to exceed 1 million TPS, making it the first re-staking protocol in the Solana ecosystem targeting million-level performance.

💰 Token Economics and Early Benefits

The total supply of $LAYER is 1 billion tokens, with an initial circulation of 22% (220 million tokens), and the core allocation is as follows:

Community and ecological incentives account for 51.23%: Far higher than the industry average (for example, EigenLayer is 45%);

Staking yield model: Depositing SOL can earn an 8.12% base annualized return + point rewards, early users (Epoch 1 phase) can also gain permanent invitation codes and airdrop weight bonuses.
It should be noted: In January 2026, there will be a 12.74% token unlock for the team and investors, requiring dynamic assessment of market pressure risks.

🚀 How to Participate in Solayer's Ecological Development?

Staking Entry: Deposit SOL, mSOL, or JitoSOL through wallets like Phantom, and deposits of over 10 SOL can generate invitation links to expand the points pool;

Developer Integration: Solayer provides CLI toolchain and smart contract interfaces, supporting dApps to call its AVS services to enhance throughput;

Governance Role: In the future, $LAYER holders can participate in the governance of the validator network, sharing MEV profits and protocol fee distributions.

#builtonsolayer $LAYER @Solayer

Bitlayer：首个基于比特币零知识证明的L2，为何将引爆BTCFi万亿市场？

@BitlayerLabs 通过 BitVM+ZK Rollup 的融合架构，首次实现比特币图灵完备的智能合约能力，同时继承比特币主网级安全性。其核心突破在于：

比特币原生验证：所有ZK证明由比特币脚本验证（非以太坊桥接），杜绝跨链资产风险；

5秒确定性：基于Optimistic挑战机制的Bitlayer-Rollup，速度超越闪电网络10倍；

100% EVM等效：无缝迁移Uniswap、Aave等顶级DApp，开发者零学习成本。

数据验证：生态爆发进行时

测试网狂潮：吸引2600万笔交易，Ordinals、Runes协议龙头项目（如@Runestone_btc）已部署；

机构押注：OKX Ventures、HashKey领投1500万美元，币安Labs纳入孵化计划；

空投预期：主网上线在即（Q3 2025），交互地址或获 $BTL 空投（参考Merlin模式）。

$BTL 代币的三大价值支柱

链上燃料：所有交易、ZK证明生成均消耗 $BTL；

双质押安全：验证者需质押 $BTL + BTC（非封装）参与网络，捕获双重收益；

治理权力：投票决定协议升级（如支持RGB协议、调整手续费）。

💡 代分配：总量20亿枚，30%空投覆盖早期用户及生态贡献者（DApp开发者、流动性提供者）。

财富密码：如何捕获Alpha机会？

短期策略：参与测试网跨链交互（教程见官网），抢占空投权重；

中期布局：主网上线后质押 $BTL 获取安全奖励（APR预估120%+）；

长期押注：若TVL突破50亿美元，估值或对标 $STX（当前FDV仅为1/5）。
#bitlayer @BitlayerLabs

Caldera ($ERA ): The ultimate battle of modular Rollups, why is it reshaping Layer-2 value distribution logic?

@calderaxyz's Rollup-as-a-Service (RaaS) architecture is disrupting the blockchain development paradigm—developers can create customized Layer-2 chains with a 'one-click deployment,' completely freeing themselves from the complexities of cross-chain bridging and node operation. Its core breakthrough lies in a three-layer modular design:

Execution Layer: Dual virtual machine support (EVM + SolanaVM), suitable for high-frequency trading and complex contract scenarios (such as on-chain games and DeFi derivatives);

Settlement Layer: Compatible with mainstream chains like Ethereum and Polygon, ensuring asset security and cross-chain atomicity;

Data Availability Layer (DA): Flexible options of Ethereum/Celestia/NEAR, with costs potentially reduced to as low as 0.1% of the mainnet.

This flexible architecture has attracted over 30 chain deployments such as RARI Chain (NFT royalty enforcement) and inEVM (cross-chain arbitrage engine), driving ecosystem TVL to exceed $600 million, with the number of unique addresses surpassing 10 million, becoming the absolute leader in the modular track.

$ERA Token: A value flywheel driven by a triple engine

Full-chain Gas Token: Users can pay any Caldera Rollup chain fees, replacing the ETH payment model (e.g., Kinto chain has fully enabled this);

Cross-chain Staking Security: Future staking can participate in fraud proof and data validation, capturing the security benefits of the Metalayer protocol;

Governance Voice: Holders vote to decide on technical upgrades (e.g., adding AptosVM support) and fee parameter adjustments.

💡 Token Distribution: Total supply of 1 billion tokens, with 30% allocated for retrospective airdrops (covering 85,000 early users), team and institutional shares locked for over 12 months, significantly reducing inflation pressure.

Three major catalysts for ecosystem explosion

Technical Dividend: Metalayer protocol achieves seamless communication between Rollup chains (e.g., inEVM calls Ethereum liquidity via Hyperlane), addressing fragmentation pain points;

Capital Bet: Longfei Capital and Sequoia led a $24 million investment, Coinbase integrates its DA layer validators, and launch expectations continue to rise;

Airdrop Effect: Binance HODLer airdrop distributes $ERA to BNB stakers, stimulating new capital inflow.

#caldera $ERA @Caldera Official

Lagrange: A Zero-Knowledge Proof-Driven Web3 Coprocessor Engine, Why Will $LA Restructure Cross-Chain Interoperability?

@Lagrange Official 's core innovation lies in the ZK Coprocessor—executing complex tasks (such as AI inference and DeFi risk modeling) through an off-chain distributed computing network and generating verifiable ZK proofs submitted on-chain. This architecture addresses the "computational bottleneck" of blockchain, enabling smart contracts to leverage off-chain computing power while ensuring data authenticity and privacy.

From "Single Chain Islands" to "Multi-Chain Interconnection"

Super Parallel Proof Network: An 85+ node network built on EigenLayer (including Coinbase Cloud, Kraken) that can process multi-chain data requests in parallel, increasing the speed of ZK proof generation by dozens of times and reducing costs by over 90%.

Seamless Verification of Cross-Chain Data: Supports state proofs of chains such as Ethereum, Solana, and Aptos, allowing developers to implement cross-chain data calls without modifying code (e.g., verifying the staking status of Solana NFTs in Ethereum DeFi).

DeepProve Engine: Collaborating with Intel/NVIDIA to optimize zkML (Zero-Knowledge Machine Learning), providing a verifiable computing framework for on-chain AI to prevent model output tampering. The Token Value Capture Flywheel

Payment Fuel: All ZK proof services require consumption of $LA (e.g., DeFi protocols calling off-chain price oracles);

Node Staking: Provers must stake to participate in the network and earn rewards, creating deflationary pressure;

Governance Rights: Holders can vote to decide the direction of protocol upgrades (e.g., adding support for new chain types).

💡 Token Distribution: Total supply of 1 billion tokens, with initial circulation at around 12%, team and investor shares locked for over 12 months.

Ecosystem Explosion Critical Point: Three Major Catalysts

Institutional Endorsement: Founders Fund (led by Peter Thiel), 1kx, and other top institutions invested $17.2 million, with Coinbase clearly backing and promoting the launch expectations;

Top Partnerships: Already integrated with ZKsync and Polygon CDK to provide low-cost proof services for Rollups;

Airdrop Expectations: The testnet attracted over 200,000 addresses to participate, with potential distributions of $LA to early interactors after mainnet launch.
#lagrange $LA @Lagrange Official @Lagrange Official

为什么 $WCT 是Web3互操作性的未来？

@walletconnect 作为连接去中心化应用与钱包协议的核心基础设施，正在重新定义用户与区块链的交互方式。其最新推出的WalletConnect v2.0通过多链支持（如以太坊、Solana、Cosmos）和增强的安全框架，显著降低了用户的操作门槛。例如，用户仅需一次扫码即可授权DApp交易，无需反复切换钱包，极大提升了DeFi、NFT等场景的流畅体验。

当前 $WCT 代币的核心价值在于治理和协议激励：

治理权：持有者可通过投票决定协议升级方向（如新增链支持、费用模型调整）；

费用捕获：未来计划对高频商业应用收取小额服务费，部分收入用于代币销毁，形成通缩机制。

短期看，随着AA钱包（账户抽象）和链上身份等新用例爆发，@walletconnect 的集成需求将激增（如币安Web3钱包已集成该协议）。长期而言，若其能成为Web3的“HTTP级协议”，WCT 估值可能对标其他基础设施代币如MATIC 或 $LINK。

$WCT #WalletConnect @WalletConnect

#WalletConnect 深度解析：为什么 $WCT 是Web3互操作性的未来？

@walletconnect 作为连接去中心化应用与钱包协议的核心基础设施，正在重新定义用户与区块链的交互方式。其最新推出的WalletConnect v2.0通过多链支持（如以太坊、Solana、Cosmos）和增强的安全框架，显著降低了用户的操作门槛。例如，用户仅需一次扫码即可授权DApp交易，无需反复切换钱包，极大提升了DeFi、NFT等场景的流畅体验。

当前 $WCT 代币的核心价值在于治理和协议激励：

治理权：持有者可通过投票决定协议升级方向（如新增链支持、费用模型调整）；

费用捕获：未来计划对高频商业应用收取小额服务费，部分收入用于代币销毁，形成通缩机制。

短期看，随着AA钱包（账户抽象）和链上身份等新用例爆发，@walletconnect 的集成需求将激增（如币安Web3钱包已集成该协议）。长期而言，若其能成为Web3的“HTTP级协议”，WCT 估值可能对标其他基础设施代币如MATIC 或 $LINK。

风险提示：竞品如Web3Modal的生态扩张可能分流市场份额，需持续关注技术迭代速度。建议逢低布局，长期持有！

🔥 Bitlayer：比特币的“以太坊时刻”已至，解锁万亿级智能合约生态！ 🔥

安全与智能合约的完美融合

Bitlayer作为首个兼容EVM的比特币Layer 2，通过BitVM架构与零知识证明（ZKP），在比特币主链上实现图灵完备的智能合约，开发者可无缝迁移Solidity代码，构建DeFi、NFT等应用，同时继承比特币PoW的终极安全性。

生态爆发：TVL超12亿美元，领跑比特币L2赛道

当前Bitlayer以32.78%的TVL占比稳居比特币Layer 2首位，超500个生态项目入驻，涵盖Swap协议、收益聚合器及RWA赛道。其V2主网即将上线，采用Rollup架构，交易速度媲美Visa，未来目标成为比特币原生计算层。

空投倒计时+巨头背书

早期用户通过交互、质押可累积积分瓜分百万美元BTR奖励，TOP100贡献者额外获10万BTR。Franklin Templeton等顶级机构领投1600万美元，推动其成为比特币生态基础设施标杆。

立即行动

官网：bitlayer.org

空投入口：开发者激励计划

“比特币的未来不是数字黄金，而是全球金融的操作系统——Bitlayer，正是这个系统的核心引擎。”

#Bitlayer @BitlayerLabs