3 Mistakes HUMA Investors Often Make @Huma Finance 🟣 $HUMA #HumaFinance

1. Blindly chasing gains and cutting losses, neglecting fundamentals

As a popular project in the RWA (Real World Assets) track, HUMA's price fluctuates violently (e.g., a gain of over 600% on the first day of listing on Binance). Many investors bought in at high prices due to FOMO (Fear of Missing Out), and then suffered significant pullbacks. In fact, HUMA's value should be anchored to its real income (such as a 22% annualized fee for cross-border payments), rather than short-term speculation. Investors who ignore business data (such as on-chain TVL, accounts receivable default rate) often become victims of market sentiment.

2. Underestimating unlock selling pressure and liquidity risk

The HUMA tokenomics design has the characteristics of "high initial circulation + long-cycle unlock". The first batch of 200 million pre-sale tokens will be unlocked in August 2025, which may cause the price to fall by 20%-30% in the short term. Many investors did not study the token release curve in advance, and heavily invested before the unlock, and ultimately suffered losses due to liquidity shocks. In addition, although Solana chain transactions are fast, they may still face slippage risk in extreme market conditions.

3. Over-reliance on staking income, ignoring systemic risks

HUMA's staking annualized return (such as 10.5% in Classic mode) attracts a large number of users, but some investors ignore the triple risks:

• Smart contract vulnerabilities: Although audited, hacker attacks may still threaten the safety of funds;

• Regulatory uncertainty: Strict US regulation of stablecoins may affect HUMA's cross-border payment business;

• Business bad debts: If a partner payment institution defaults, the protocol's revenue will be directly damaged.

In summary: Rational investment in HUMA requires a combination of fundamental analysis, token unlock rhythm and risk hedging strategies to avoid becoming market volatility's "retail investor victim".