Why can HUMA attract institutional funds?

1. Real returns and low volatility

HUMA's core appeal lies in its revenue sources anchored to real-world assets (RWA), such as cross-border payment fees and accounts receivable financing, with annual returns stable at 10%-22%, decoupled from cryptocurrency market fluctuations. This 'payment equals return' model provides institutions with predictable cash flow, avoiding the high volatility risks of traditional DeFi.

2. Compliance architecture and licensing advantages

By acquiring the licensed financial company Arf, HUMA obtained licenses such as the US MSB and Singapore MPI, and built compliance infrastructure such as on-chain KYC and anti-money laundering monitoring. Institutional investors prefer assets that conform to regulatory frameworks, avoiding policy uncertainties.

3. High liquidity and ecological synergy

HUMA is deeply integrated with the Solana ecosystem, and its generated PayFi strategy tokens (PST) can be traded or pledged in protocols like Jupiter and Kamino, enhancing capital efficiency. Daily average cross-border payment flows of $50 million and institutional-grade clearing networks (such as cooperation with Standard Chartered Bank) further enhance liquidity appeal.

4. Institutional-grade risk control and layered protection

HUMA employs a three-layer risk buffer pool (over-collateralization, LP sharing, insurance fund) and SPV asset isolation to ensure fund safety in extreme situations. Chainlink oracles monitor collateral rates in real-time, reducing bad debt risks and meeting institutions' stringent security requirements.

Summary: HUMA has built a 'safe passage' for institutional funds through real returns, compliance layout, liquidity networks, and risk control systems, becoming one of the few institution-friendly protocols in the RWA sector. @Huma Finance 🟣 $HUMA #HumaFinance