At that moment, my hand went numb.
SMS notification—account transaction abnormal, has been frozen.
The bank customer service said coldly:
‘Need to wait 72 hours, or contact the jurisdiction police station to handle.’
In these 72 hours—
❌ Unable to repay mortgage
❌ Unable to consume
❌ Credit may be directly blacklisted
Unfreeze time? 3-15 days, funds are paralyzed in an instant.
Real unfreeze process
Contact the bank customer service immediately to confirm the reason for the freeze + the jurisdiction police station
PreparationPlatform OTC orders, transfer records, chat screenshotsWait for the complete set of evidence
SubmitExplanation of source of funds(Salary statement / Investment records)Fully cooperate with the investigation, taking 3-15 days
9 rules of anti-freeze card life and death
(A bloody summary from old players in the crypto circle)
1. Platform lifeline
✔ Only use licensed leading exchanges (Binance / OKX) blue shield merchant channels
✔ Prioritize 'T+1/T+2 arrival' slow channels to reduce risk control probability
✘ Small platforms / private OTC groups? High-risk landmine for dirty money!
2. Merchant screening criteria
✔ Choose merchants with less than 100 transactions in the last 30 days
✔ Stay away from 'instant order' accounts—likely involved in money laundering chains
3. Bank card firewall
✔ Apply for a dedicated cryptocurrency card
✔ Completely isolate salary card / mortgage card
✔ Local banks (rural commercial banks / city commercial banks) have looser risk controls
4. Control transaction frequency
✔ Daily transactions ≤ 3
✔ Monthly cumulative ≤ 5 times
✔ Single transaction amount > 50,000, avoid small frequent transactions triggering monitoring
The safety of funds is always the top priority! If you often encounter risk control issues in cryptocurrency trading.
Daily focus: LNIK ASR BTC