U.S. President Donald Trump proposed allowing cryptocurrencies, including Bitcoin, to be integrated into 401(k) retirement plans, opening up significant opportunities for the $12.5 trillion market.
This idea drives changes in retirement laws, allowing individual investors to use retirement funds to invest in cryptocurrencies, elevating Bitcoin's role in long-term finance.
MAIN CONTENT
Trump is set to sign a decree expanding investment in 401(k) plans to include cryptocurrencies.
This change could increase access to and use of Bitcoin in the $12.5 trillion retirement market.
Bitcoin's price reacted positively as soon as the news was announced, driving trading volume to surge.
What is Trump pushing for with Bitcoin in 401(k) plans?
Trump is expected to sign a decree requiring the Department of Labor to review regulations regarding 401(k) retirement plans, allowing the inclusion of alternative investments such as cryptocurrencies.
This decree will trigger coordination between the Department of Labor, the Department of Treasury, and the SEC in regulating guidelines to include cryptocurrencies in retirement portfolios, opening up opportunities for major firms like Blackstone and KKR to enter the market.
TRUMP WILL SIGN A DECREE TO ALLOW INVESTMENT IN PRIVATE EQUITY FUNDS, REAL ESTATE, CRYPTOCURRENCY, AND OTHER ASSETS IN 401(K) PLANS
Information from Twitter, August 7, 2025
What does this change mean for the U.S. retirement market?
Currently, 401(k) plans are limited to investments mainly in stocks and bonds, excluding cryptocurrencies due to restrictions from the Employee Retirement Income Security Act (ERISA).
The expansion allowing cryptocurrencies like Bitcoin to appear in retirement plans will create a new market with a potential scale of up to $12.5 trillion, helping to diversify portfolios and attract new capital into the cryptocurrency field.
Why was cryptocurrency not allowed in 401(k) plans before, and what is changing?
The Department of Labor once warned of a lack of data and a clear legal framework to ensure safety for integrating cryptocurrency into retirement plans.
However, with the growing popularity and rapid development of cryptocurrencies, as well as increasing interest from political leaders, officials are considering implementing changes to create a clear and legal investment framework for this market.
How did Bitcoin's price react to the news of integration into 401(k)?
Immediately after the news of the decree was reported, Bitcoin's price quickly jumped from $114,300 to $116,695 in just one hour, reflecting the market's positive reaction.
At the same time, Bitcoin trading volume reached $60.3 billion and derivative trading also surged, indicating strong expectations from investors ahead of this change.
Expanding investment options in the 401(k) plan to include cryptocurrencies will be an important step, helping to balance financial innovation and investor protection.
Financial expert analysis, 2025
Frequently Asked Questions
When can Bitcoin be invested in 401(k)?
Currently, this is just a proposal; if approved, there will be detailed guidelines after relevant agencies finalize the regulations.
Why has cryptocurrency never been accepted in 401(k)?
Due to a lack of clear legal regulations and concerns about volatility as well as high risk.
How does this change affect the cryptocurrency market?
Helps increase long-term investment cash flow into cryptocurrencies, driving prices and broader acceptance.
Who will manage cryptocurrency investments in the retirement plan?
Pension fund management companies and service providers will be regulated to ensure safety and transparency.
Is the rise in Bitcoin prices sustainable following this news?
The quick market reaction shows expectations, but it depends on the legal process and subsequent scrutiny.
Source: https://tintucbitcoin.com/bitcoin-vao-ke-hoach-401k-trump-ky/
Thank you for reading this article!
Please Like, Comment, and Follow TinTucBitcoin to stay updated with the latest news about the cryptocurrency market and not miss any important information!
