I am a client manager at a state-owned bank.
Helping others with wealth management every day, but feeling increasingly guilty:
• Fixed income rates dropped below 3%, can't even keep up with inflation
• Fund net values are dropping daily, clients are complaining loudly
• I haven't been doing well either; bonuses are getting smaller
Until I started researching on-chain finance and came across BounceBit,
This has opened up a new world:
"So finance isn't just about banks; the chain is the future."
💡 What is BounceBit?
In one sentence: Using BTC and other digital assets, a systematic on-chain platform for compound interest returns.
It is not about trading coins, nor market making; it completely centers on "stability, transparency, and compound interest":
• 🔁 BTC bridged to BBTC, staked with BB portfolio, daily returns
• 🧠 CeDeFi strategy pool, stable daily income + compound interest rolling
• 🎁 Complete point tasks → receive future airdrops → can be converted
Unlike traditional wealth management products that rely on fund managers, there won't be sudden liquidation or defaults.
Everything is open on the chain, under your control.
📊 My actual allocation vs bank wealth management returns comparison:
Project Investment Amount (U) Monthly Income (U) Annualized Return Volatility
BounceBit On-Chain Portfolio $5000 ~$1600 ~384% Low
Bank Fixed Deposit (2.5%) $5000 ~$10 ~2.5% Extremely Low
Money Market Fund (2.8%) $5000 ~$12 ~2.8% Extremely Low
Mixed Fund (Floating) $5000 -$200~-+300 -5%~7% Medium-High
After seeing the data, I immediately transferred some of my funds to the chain,
After ensuring sufficient liquidity, use the rest for yield structure.
📌 Advantages of bank practitioners in the on-chain space:
• Sensitive to financial logic, better understanding the power of "stable compound interest"
• Understanding asset allocation structures enables quick risk assessment
• Having fixed income + spare cash, able to hold long-term
I have even started helping my parents with CeDeFi portfolios.
🎯 Summary:
Banks are the old world; the chain is the new finance.
We are at the intersection point; what we should do is not cling to old routines.
But rather: use past experiences to assist ourselves in generating stable returns in the new system.
BounceBit is not speculation; it is an asset system with strategy and execution rhythm.
I don't want to rely on a fixed salary for my entire life; I want to accumulate freedom through systems and assets.
@BounceBit t-88/>c-89/>