Huma is not DeFi; it is the 'income monetization tool' in your wallet.

Have you noticed a phenomenon?

In the crypto world, most people do not actually lack assets but lack 'liquidity'.

For example, you may have 1000 USDT in stablecoins for staking or investment, but when you urgently need money, you can only 'redeem and wait', missing the opportunity if delayed.

So the question arises: Is it possible to 'use it first as a courtesy' without redeeming or selling?

Yes, this is what Huma Finance is doing.

💡 The core concept of Huma: income collateralized credit, assets can be used without being moved.

Traditional DeFi involves borrowing against your 'principal', for example, using staked ETH to borrow USDC.

But Huma plays at a higher level: it supports a borrowing model based on 'future income', specifically:

• Your stable income on a platform (such as earning interest on holdings, node rewards, or working on-chain).

• Can serve as a 'repayment source'.

• Used for borrowing liquidity in advance.

What is the concept here?

It is like using your 'on-chain paycheck' as credit proof.

Achieved a Web3 version of 'credit loans', but with complete on-chain transparency and real-time settlement.

🚀 Two major directions Huma has already launched:

1. Stablecoin income loans: Collaborating with Circle and Ramp, allowing on-chain stable yields to become a source of credit, unlocking liquidity in advance.

2. On-chain income financing: For example, collaborating with Tribal to enable users in developing countries to obtain income financing capabilities in advance, creating 'cross-border microfinance'.

This is not a fantasy, but a business that has already been implemented.

🔥 What does this have to do with us ordinary people?

In the past, we could only wait for projects to issue tokens for airdrops.

Now, Huma supports you to directly monetize your 'expected income', for example:

• There are stable on-chain yields that can be directly collateralized for borrowing.

• Nodes, workers, and stakers now have a liquidity channel.

• Project teams can also issue 'income certificates' through Huma for direct financing.

🎯 In summary:

Huma Finance = A 'income monetization tool' that allows you to spend your future earnings in advance.

It is not just another DeFi platform, but a revolutionary upgrade that brings DeFi into 'income finance'.

Next, whoever can successfully run the 'on-chain income creditization' will hold the key to the next trillion-dollar financial market.

And Huma is already on its way.