Have you ever thought that one day you could use money you haven't earned yet to take loans, buy a house, or start a business?

It's not a fantasy; I recently saw someone using this method to secure $30,000 in funding entirely through a project called HumaFinance.

🔍 What exactly is Huma doing?

In short: they allow your income stream to be ‘monetized’.

No matter who you are:

• Web3 project parties have stable cash flow,

• KOLs have regular payments,

• DAO contributors,

• or Web2 employees have salary proof,

As long as you can prove ‘I will have income in the future’, Huma can help you cash out in advance and get low-interest financing!

🚀 How does Huma do it? Technology is not just boasting!

• It uses on-chain + contract + off-chain data verification mechanisms,

• Treating ‘stable income not yet received’ as collateralizable assets,

• introducing multiple risk control mechanisms, such as: income proof, historical data, third-party verification, etc.

• finally generating NFT income certificates to lend funds on-chain.

Don't understand? Just think of it as ‘on-chain Huabei + income certificate’, and you're good.

💡 Why is this the next breakthrough in DeFi?

1. Breaking traditional collateral restrictions: No longer just looking at how much money you have in your wallet, but how much you can earn in the future.

2. Wide applicability: freelancers, KOLs, developers, content creators…

3. Highly scalable: can be combined with other DeFi protocols, such as Aave, Maker, Sablier, Superfluid.

🎯 Who is already using Huma?

• Request Finance: a platform that pays DAOs and freelancers, using Huma for financing liquidity.

• Superfluid users: those who earn income while working can also NFT their salaries for loans.

🧠 What does this inspire us?

If the first generation of DeFi was ‘making money work for you’, then Huma leads the second generation of DeFi: financing with income.

The future Web3 workers do not rely on savings to exchange for loans, but on ‘labor value realized in advance’!

✅ To summarize:

• Huma tokenizes the income streams of Web3,

• Turning ‘credit’ into collateral,

• It is a precise transformation of the traditional financial system,

• It is the true inclusive revolution of DeFi!

Friend, while you are still living on a salary, others have already relied on salary financing, starting businesses, and liquidity mining.

It's not too late to start studying Huma now!@Huma Finance 🟣 #humafinance $HUMA